-
HMRC letter says I tried to pay Class 3 (voluntary) contributions - I DIDN'T!
Received a letter from HMRC dated 04/07/25 saying "Our records show you recently tried to pay Class 3 (voluntary) NI contributions for the tax years 2006-2021. You couldn't make these payments because of a service problem we had on 5 April 2025." Whilst I may well have been looking at my NI/Tax accounts online at some…
-
confirm some details on SP please!
OK so I'm checking the pension forecast for him indoors who is set to receive his starting in November. There are gaps and we won't be plugging most of those but there is one I'm considering. It's for 2022-23 where they want £284 to top up the year. Now am I right in assuming that because 22-23 isn't full there's no credit…
-
Time from payment to account being credited
Just in case this is helpful to anyone......but I appreciate I am a straight forward case I am due to get my state pension in January. I was 2 years short on my NI contributions and the only years missing for me were 2022/23 and 2023/24. I was able to go through the whole payment process online and I was given the choice…
-
Pension on benefits
Im currently on UC due to illness, im 59. I don't have a private pension and neither does my partner. If we were able to pay regularly into some type of pension, could we? Obviously it wouldn't be a lot. Advice please......tia
-
Voluntary National Insurance Contributions
My wife made a voluntary NI contribution back in April in order to increase her State Pension but apart from an initial acknowledgment that the monies were received she has heard nothing since. She has been in receipt of the State Pension since she turned 66 last year. Has anyone had experience of how long this should take…
-
Current payment processing backlog
We paid several years contributions a week before the April deadline. We have checked with HMRC and they have definitely received the money. All we need now is for them to process the payment and allocate it to the appropriate years. There is a backlog however. I saw a HMRC forum post from a couple of months ago that…
-
I'm calling the Future Pensions Centre and the call keeps getting dropped.
After a few mins of recorded info, I am asked to 'choose from the following options' but then no options are given; just dead air. Call drops after a few more minutes. I called again and tried some random number as option choices but it still is dropped. There is no other way to discuss my buy back options. I know they are…
-
Can't get into telephone queue for the Future Pension Centre
I have tried countless times to get through to the Future Pension Centre, as advised by MSE, to check how many years I would need to voluntarily contribute for to increase my state pension. However I am unable to get into the queue. I get through all the options and then get cut off in one way or another. Has anyone got…
-
A single year of contributions, do I qualify?
I may be an extreme case, but my situation is as follows: In 1990, I paid tax for a year while working in London after graduating. I left to go to Hong Kong and have been working there ever since. Is it possible to top up my contributions so that I qualify for a state pension? I am also trying to contact someone at the…
-
Wrong Amount Credited
I topped up my NI contributions with just under £6k to purchase 7 years. When I checked my account after 5th April, only 4 and a bit years and £3.5k had been credited. I have requested a callback and received this text message, "DWP have received your request to call you to discuss paying voluntary National Insurance…
-
Is it worth topping up NI contributions for my wife?
I checked my wife's SP forecast and it says her forecast is £230.25 a week, £1,001.18 a month and £12,014.12 a year. However, it further goes on to say that she needs to continue to contribute NI to reach her forecast: "Estimate based on your NI record up to 5 April 2024 : £229.13 a week" "Forecast if you contribute…
-
Pension top up
Can anyone advise a pension dinosaur on the following. I no longer work and have just reached retirement age. Am not taking my private pension as yet but If I invest £2880 into my private pension now is the top up tax free if I want to withdraw it later
-
Full state pension in July 2037
So looking at my state pension forecast, I have a one year gap between 2022-23 where I did not claim any benefits, was not in employment and despite being eligible at the time for carers allowance did not claim it. I went to DWP about this after the fact but basically got told tough luck for that year. They want £923 for…
-
State pension in 2 countries
Hello, I have worked 28 years in the UK and paid NIC voluntarily to have the full state pension. I have worked and am still working and paying into the Spanish state system (currently for 20 years) and am eligible for the Spanish state pension. My question is can I receive the full state pension from the UK plus the years…
-
Missing the Callback from The Future Pension Centre regarding NI gaps?
I am worried that I may miss my callback from the Future Pension Centre to discuss gaps in my NI. I cannot have my phone with me at work. Does anyone know or had experience of them phoning back if they can't get hold of hold of you?
-
Past State Pension age but still hoping to top-up? What do the delays cost you that you didn't plan?
If you are past State Pension age (SPa) and still planning to pay VC's, these questions may be for you, and indeed for case-handlers who might well be confused about how to calculate the right numbers for your case. When you finally get to pay VC's what will be the effective dates of increases to your main pension and if…
-
News: State Pension boosting top-ups blocked for thousands in HMRC error ahead of crucial deadline
Thousands of people making requests to check and top up State Pensions were wrongly denied ahead of a crucial deadline to do so on Saturday 5 April, HMRC has confirmed to MoneySavingExpert.com (MSE). But if you were hit by the error, you should be contacted directly and given another chance to fill any gaps in your…
-
Means Testing State Pension
In a bit of a quandary reference buying missed NI contributions. I’m due my pension in January and I was going to buy six years worth of missed contributions as I retired in 2015, at 55yr. I have a public pension of approximately 24k (army) and now with all the talk of means testing the state pension, I’m worried about…
-
Voluntary National Insurance contributions
Following MSE advice, I have checked that a couple of years are "not full" according to DWP and I decided to make extra payment. Since I worked abroad during this time, I couldn't do it online, so I requested a call back. They called me in May to confirm and said that my details will be passed to a third party(?) and they…
-
CF83 reply letter - is call to Pension Service required or optional
The letter says: "Due to changes in the law, you need to call the Pension Service to confirm whether your State Pension will increase if you pay any shortfall". Is this call absolutely required? (e.g. do I get some sort of reference number if I make the call etc. that I need for payment). I left the UK in 1986 and have no…
