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Not a dicky bird - How to chase from overseas
Hi all, I registered for a call back well before 5th April and have still not had a call, SMS, or anything... It has been 10 weeks, so I thought I better start chasing (I have my screenshots of when I requested a callback). So question is what the best way to chase them up, especially given that I am overseas. Thanks in…
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Call from pensions service 0800 023 2076
EDIT: Turns out it's not a scam at all! Thank you to everyone who commented. I will leave this up for information: ............................................................................. Like a lot on here I have booked a callback from the Future Pensions Centre. Woke up late today (9 something) and got a call from…
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Future Pension Centre Disconnects
Off the back of listening to the many programmes on this topic, I checked and I do have gaps in my NI records between 6 April 2006 and 5 April 2018. When I go to the online service and put my information in, I get the below message. I’m pretty sure it’s because I’ve said I’ve lived and worked abroad. However every time I…
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Xxx xxx xx
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Confused re DWP advice
I am nearly 70 years of age, born in 1955 and get a state pension since the age of 66 it is not full payment due to some years of not paying full NI contributions.. I went online to check my missing/short payment years and noticed that 2009/20 was short £348.70 other years 2010/11 up to 2019/2020 were all short £824.20 and…
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Awaiting callback - will have to pay the new increased prices?
I just missed a call from the DWP so hopefully will get another soon (did not get any text and they didn't leave any voicemail).My question was that after the call do I have to pay the new increased yearly prices, or will it be the same price as before April 5th, as it was not my fault that I could not pay online then and…
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Contracting out of SERPS
I've been chasing up NI contribution missing years, turns out HMRC never notified DWP that I had paid two particular years. During the conversation with DWP they informed me I was contracted out for eight years early in my career, between 1977 ando 1985. I get a reduced New State Pension due to the missing years, which…
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Voluntary NI Contributions
At 60 years old now and currently not working I am confused over what to do so I can claim the full state pension when I reach 67. The gov.uk site says my forecast is £202.24 a week, £879.38 a month, £10,552.59 a year, . GapsCost of filling gaps2023 to 2024£767.802022 to 2023£602.302021 to 2022£46.202015 to 2016£824.202014…
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HELP !
I am so so frustrated with the government. According to my records I was missing NI for 2014/2015. I registered a callback as my accountant who I used at the time said I had paid all the necessary NI for that year. They called me and I missed the call but it was very poor quality so couldnt understand the number to call…
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NI top up
Hi, I am more than 12 years before I get the state pension but at the moment I am long term not working due to disability. I have my state pension contributions forecast and it shows I have 34 years contributions. It says however I need 36 years NI but I thought it was only 35 years you neen. Is this due to being…
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I missed my call from the DWP to top up my national insurance
I'm in a panic because I requested a call back so I could top up my National Insurance contributions, & I only just got the text dated May 1 saying I'd get a call from them on May 2nd, but I had no idea of the text or call & missed both. Am I now doomed to having a state pension of £139.00 a week because I missed my…
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What a state HMRC is in
Due to ill health I haven't been able to work to full capacity for around 8 years. I've been claiming WTC for most of that time, being migrated to UC last year. My Ni record hasn't been updated for 10 years since 2015-16. Each year states that the year isn't full, blah blah, so none of those years have been credited to my…
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DWP phone call about voluntary contributions
I took Martins advice a while back and signed up to be called up by the DWP about any missed NI contributions I might be allowed to settle before they stopped offering the option. I got this text last night about it, but a lady from the DWP called at around 12.30 today and asked if its convenient for me to speak and I said…
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National insurance gap costs
Hi, I am told I have gaps in my NI record resulting in a shortfall of my forecast state pension. In being invited to fill these gaps by purchasing full years at approximately £940 a year I’m confused at how I can currently work part time and last year contribute £247 but still be awarded a full year. Can anyone shed light…
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Left on hold
I am in receipt of ESA. Monthly payments which I have received from my occupational pension have increased as they do every year. Usually I receive a stern (sometimes threatening) letter from DWP advising me that they know that my pension has increased and that I should inform them when it increases. I only discovered that…
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Is the cost of filling Class 3 NI gaps voluntarily expected to rise on 6 April 2025?
Apologies if it's a stupid question or has been asked and answered before. I wonder if the cost of filling a standard voluntary Class 3 NI gap is expected to increase with the new tax year? I'm currently (22 March 2025) looking at £800.80 to fill the full year 2021-2022. I know I technically have until 5 April 2028…
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About the Payment date without penalty (31 days)
Hi everyone. I am waiting for the post from HMRC to Colombia. I am worried the letter will come with the deadline "Payment date without penalty - within 31 days of the date of this letter" - and the post takes more than two weeks sometimes to come from the UK. Has anyone applying to make this voluntary NIC's shortfall…
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Am I missing something ...
** Also posted on the Credit Cards Board to (hopefully) cover all the bases ... I have 2 credit cards - one with £2700 of debt and the other with £3750 (credit limit £4000, interest rate 18.5%). The £2700 is a long standing debt and has just become a no interest no fee account as long as I meet minimum repayments they have…
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VOLUNTARILY PAID MISSING YEARS NI BUT ONLINE ACCOUNT NOT UPDATED?
I'm 61, left school in 1980 and worked until having a child in 2000. Have not been in paid employment since, as I have declining health. (No, I have not been on benefits, we manage on my husbands income). Anyway, on 6 March I voluntarily paid, via my online HMRC account over £4500 to cover several years NI contributions…
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Topping up UK pension as a Spanish resident
I have been living in Lanzarote since 2016 I have only 5.5 years on my Spanish pension I believe to get a Spanish pension I need at least 18 I am 54 years old and do not think I will manage 18years of contributions here on Spain. I have 21 years in UK pension and have currently got 145£ a week. As I am a Spanish resident…
