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NI voluntary contributions deadline April 2025
I have requested a callback from the DWP to discuss my missing years. What happens if they call me whilst I am driving or in work when I am unable to take calls. Might they leave a message or ring again?
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National Insurance Gaps
Hello, I was born in 1997 and currently have 5 years NI contributions in full but the rest have gaps, I’m now in full time employment so will now have full payments going forwards. Is it worth paying my 2013-2016 missed payments now? It works out around £2000 which is a lot of money, but will it effect my later if I don’t…
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Should I have received notification of payment by now?
Payment made on morning of Feb 28th via a traditional bank transfer (their ecospend thing kept failing.) All the instructions were followed carefully. I provided my email address, which they claimed to ask for so that they could notify me when they've received my payment. Should I have received notification by now? I'm…
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Sorry, there is a problem with the service This might be caused by a high number of people trying to
This happens everytime and for days now. Will they extend ?
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Buying (self employed) years to top up pension.
Just seen Martin again tonight and I think a viewer messaged the show with a similar query to mine which has prompted me to ask again…here we go… retired on ill health in receipt of works pension circa 2000 in December 2006 decided to start as a sole trader probably tried for about 5 years, submitted returns (didn’t make…
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State pension 70p per week short
According to DWP I have full pension contributions but my weekly payment is 70p short, every week, but they cannot tell me why. My husband's is 90p short ... again, anyone know why?
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N.I. Contribution top up question.
I am hoping ‘molerat’ or one of the other knowledge contributors on the forum can clarify, offer guidance on my question please. I am considering paying voluntary N.I. contributions (post 2016 gaps) to achieve a full (almost) state pension. A couple of questions I have: 1. I was C.O.P.E. and wishing to confirm that paying…
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State Pension > Unsure Whether To Top-Up 1 Year or Not...
My wife has received her state pension forecast and it states that she can top-up the 2011/12 year at a cost of £824.20. We're unsure whether it's worthwhile doing this. My wife came came to the UK (none EU citizen) in 2010. She started working / paying NI etc in 2011 and has worked since then.She had to have 10 years' NI…
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Self employed NI gaps - Class 2 or Class 3? Have HMRC misled us or is it too late to pay class 2?
I'm very confused here. My partner has 9 years of gaps we want to make up from 2006-15 and its trying to charge us Class 3 rates at £824.20 per year. He was registered self employed the entire time. He's not a big earner. We don't have copies of his old self assessments, but we can see from HMRC's payment records that he…
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Top up to 34 or 35 years costing £910 for additional 9p per week, £5.2 per year.
To topup from 34 to 35 years contribution would cost £910 and would only increase weekly payment by 9p per week. Is there any down side by going for the 34 years option instead of full 35 years when weekly payment increase is so low?
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Paid £1500 in Oct 2024 but still not showing
This discussion was created from comments split from: How long did your missing year voluntary NIC payments take to be allocated?.
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NI when still in school????
Hi, hopefully there’s a quick answer, I’ve searched but not
seen anything. I’ve looked at my NI record and it’s given me “Full year” for
when I was still at school (3 years - 94-95, 95-96 & 96-97) and not in work, is that
correct? I was born in June 78 so started 6th form in Sept
94 and started university in Sept 96. I…
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ESA claim NI credits help
I’m a 44yr old female, due to ill health, both chronic physical and mental health problems, and caring responsibilities for my seriously ill & disabled parents, both now dead. I’ve been unable to work at all or work full time for many years. There have been years I’ve reluctantly claimed benefits, I’m currently on UC, and…
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Additional Voluntary NI Contributions When Already Claiming SRP
Sorry if this has already been asked/answered - I have had a quick scan but can't see a similar question. I will be eligible for SRP from 4 June 2027 - my current estimate is £195.90 on contributions to date, £214.86 if I contribute up to April 2027. I am not currently working or contributing NI and am unlikely to so in…
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Gifting assets?
Evening all. My in laws have over 45k in an ISA. Because of this, they aren't entitled to any benefits. If they gifted all of the ISA money to my partner, would there be any tax implications for us? And if anyone has done similar, was there any questions asked when they applied for any benefits? We are not worried about…
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HMRC voluntary NIC reference length issue
Hello folks, I am having an issue with paying my & my wife's voluntary NICs from abroad. The HMRC letter asks to pay online where possible, but asks for the following reference length: (by cheque): payable to "HM Revenue & Customs only xx123456X [NIC #] NIC from abroad Area 14". Far too long for e.g. First Direct online…
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National Insurance - missing years
Good morning everyone, this is the first time posting. I am after some advice if possible please. Both my husband and I have missing NI contributions, mine is for one year and my husbands for 2. To pay these would be over £1500. When checking the pension forecast it says we will both get the maximum £221.20 weekly payment…
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Voluntary NI Contributions after working abroad
Hello, After an unsuccessful call with the Future Pensions helpline- I wondered if anyone could offer some advice? On checking my payable gaps via the Government gateway- it has advised that I have nine payable years, for which I can make voluntary NI contributions - from 2007/2008 - 2015/2016. I worked abroad in full time…
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Risks of Topping up UK NI while living abroad and new HMRC deadline today
First, a new decision just made by HMRC and told to me by them on the phone today: Anyone living abroad must have made sure HMRC gets their CF83 form by 5th MARCH (to top up their UK NI before the previously announced April 5th deadline allowing top ups as far back as 2006). So, here's my query... I have 17 years of NI…
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Top up pre 2016
I have a pension that needs topping up and have a few years that are cheaper than the max. The gov website does not offer these and when ringing the helpline was told you can only top up one year prior to 2016. I thought you could take any year back to 2006 until this April. I can find no info that backs up only one year…
