📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

National Insurance Gaps

Options
Hello,
I was born in 1997 and currently have 5 years NI contributions in full but the rest have gaps, I’m now in full time employment so will now have full payments going forwards. Is it worth paying my 2013-2016 missed payments now? It works out around £2000 which is a lot of money, but will it effect my later if I don’t pay these now?

Comments

  • molerat
    molerat Posts: 34,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 March at 12:06PM
    You have another 40 years to get the 30, or maybe less, years needed so unless some of those years are exceptionally cheap it is not really worth it.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.