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Child trust funds - are all stakeholders the same?
I am about to transfer my sons child trust fund into a stakeholder FTSE tracker fund, but I am somewhat confused... Provided that the fund tracks the same index (ie FTSE 100 or FTSE all share) and the charges are the same, will all funds perform equally, or can the growth somehow still vary depending on which provider you…
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paying for a wedding in Euros, do I pay now or invest
we are paying for our daughters wedding abroad this year and have been quoted the price in euros. Since then obviously the euro has dropped quite significantly and the price is now approx £1000 more than we originally anticipated. I already have the money so what should I do....pay now before it drops any further or invest…
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Putting savings in mum's name
Hi, I have just sold my flat and have £70,000 in my account (decided to rent!) To maximise interest on my balance i want to open a high interest account in my mums name (non- tax payer) and put money under her name. What are the pros/cons here? Are there any legal issues in doing this? Also - can anyone suggest good…
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Santander worry
I am acting as Power of Attorney for my father, who has invested his savings with Abbey. With the recent fraud, involving Bernard L. Madoff and Santander, I am just wondering if I should start distributing my father's money to individual banks. Any advice would be greateful. Thanks
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West Brom fixed rate 4.6% until 31/1/10
Following the rapid closure of their previous ebond at 4.65% gross, West Brom has now brought out another one at 4.6% gross (3.68% nett). See this link: http://www.westbrom.co.uk/westbrom/savings.product?id=4326&FROM_CAMPAIGN=true&CAMPAIGN_SRC=HOME_PAGE Minimum investment is £1,000
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Bank Shares & Nationalisation
What happens to shares when banks nationalise? My Mum has shares in a high street bank brought as part of an employee share scheme. They are now worth peanuts but she is wondering whether they will be worth nothing if the bank is nationalised. Thanks
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HBOS Preference Shares - what to do with them
Hi, the executors of my late mothers estate have a share portfolio which due to the current market conditions is not being sold. The beneficiarys have all agreed to leave as is hoping the value will return in time to the probate value. Some of these shares are Preference Shares with HBOS. What is the difference between…
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How can I withdraw from Tesco?
I can't find a way to withdraw. Only thing I have found is that I need a stupid device which looks like a calculator. Am in need for money asap and Tesco won't let me have it. How long it takes to receive this thing upon ordering it? what does it do?
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stocks more turbulent now than in the past?
I've seen a number of posts on various threads that suggest we should be guided by the "fact" that we have a downturn every 5-7 years. I'm not so sure this is true if I use the FTSE history as a measure. From 1985 to 2000 (i.e 15 years) the FTSE made steady if erratic gains until declining into a low in 2003 recovering for…
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Anyone had experience of closing KaupthingEdge FixedRate Account?
Help! I need release the fund in my Kaupthingedge Fixed Rate account to put down for a deposit for house purchase. I have just spoken to KaupthingEdge, and was fobbed off with a response of "We don't know how long it will take. They are still processing backlog of requests. I can send an internal note to the department to…
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Online trading software
Hi chaps I wonder if any one can point me in the right direction, I'm looking at learning to trade stocks and shares, I'm looking for the software to do this. Can any one recommend what to use? Cheers
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Looking to withdraw my savings from the banking system
I want to take all of my savings out of banks or building societies. This might be for a few months or maybe a year or 2. Who knows. I wondered if anyone knew about any of the following options: 1. A company who makes good, solid secure safes and installs them. 2. The safest and best way to keep money outside of the…
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Premium Bonds draw dates
Does anyone know the best time of month to buy and sell premium bonds as to make sure your bonds are in the monthly draws? I can't find the answer on the NS&I website.
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New S&S ISA
Hi,I have an index tracker fund with M&G and recently asked myself why I didn't have it in an ISA wrapper, after querying this with M&G it turns out I have to sell my shares and then buy them back to be able to hold them in the ISA. What I cannot work out is if I have lost out financially by doing this, to me it seems I…
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Best place online to view share prices please
I want to be able to peek on share prices ( I don't believe I just said that :eek: ) but yes I do . Whats the best place online to see all the ups and downs or whatever it is they do do ? And yes I know nothing about it as you can tell from my post :rotfl:but Im learning slowly :grin: Thanks
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Investment Trusts & OEICs
Dear All, I have two questions that I need answered so please can you help??? What is the difference between (1) Investment Trusts and (2) OEICs? What is the difference between (1) Insured Funds and (2) Mutual Funds? I look forward to recieving your answers.
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Kaupthing Edge Savings Accounts to become ING Accounts by 8th Feb 09
[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]Haven't see this posted here yet, but just had an E-mail from ING advising the following ;-[/FONT] [FONT=Verdana, Arial, Helvetica, sans-serif]Further to our previous communication, I am delighted to inform you that the transfer of your…
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Advise on savings
If I was going to save £50,000 wheres the best place to put it to get the most interest?
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ISA v Fixed rate savings
In view of the painfully low ISA rates now on offer, would it not be better to cash them and invest in a fixed rate bond....currently paying a lot more interest than ISA even with the tax benefit
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Bond maturing-should I reinvest in anglo irish?
Hi there everybody, My one year fixed rate bond is due to mature in anglo irish at the end of february 09. I was just wondering if it was your money would you feel confident enough in reinvesting in anglo irish for another year? With all the hubabaloo thats gone on with anglo irish over the last few mths sometimes its hard…