-
Account in GBP
Okay, I have a question. I want to have an account denominated in GBP, held in the UK (or one of the dependencies). I'd like to have debit card access to the account, as transferring money between the UK and Poland is quite painful. Does anyone know who would let me open such an account, as I'm resident in Poland and no…
-
Now is the Time!
Hi People, I've been pondering getting involved with shares for the last few months and luckily through the forums advice I avoided a disaster (was going to buy RBS shares!). Now is the time for me to start investing but in your opinion what kind of shares should I buy and how should I proportion out my investing eg 25% in…
-
Julian Hodge Bank - experiences?
Need to find a home for my matured Northern Rock bond money .... Think I'm still going to steer clear of the best headline rate (ICICI) due to adverse customer relations and other comments on here.... I need monthly interest so that rules out the West Brom offering ..... Next best seems to be Julian Hodge .... I'm sure…
-
Icesave Tax Treatment question
Hi folks Hope you can help, I have a question about the tax treatment of former Icesave accounts. When I last had access to my 2yr fixed term account online I recall that some interim interest had been added (round about October I think), even though it wouldn't normally have been due until the anniversary in January. I…
-
Off shore savings
Hi, I currently live in Bermuda although I am British. I have been here for 1 1/2 years now. I earn my salary in $ but the exchange rate is so good I would like to start sending more of it home. I currently have a savings account with RBS which is my UK bank account but it is the direct saver at 2.5%. As I am not resident…
-
SAvings in son's name for Uni
Though my son is only four, we have started a savings account for his college fund. Various family members give us money for this at brithdays and Christmas,. Bearing in mind this is avery long term savings account that we will not be making withdrawals from, what would be the best thing to do? Someone suggested…
-
Are you new to shares but want to buy banks?
If so, please just send me your cash instead. Every day I'll roll a dice, and if it's a 5 or 6 I'll add 1% to your pot of money. If it's less than 5, I get to keep 2% of your money. Sound like a good deal? No? Didn't think so. There has been a whole flood of "I want to buy bank shares" posts in the last day or so, and most…
-
Lloyds fixed rate isa
Hi, Well, I posted my letter today accepting the 1 year fixed rate Lloyds isa. So I suggest you all hold your breath and wait coz you can bet your bottom dollar now that I've sent in the form there'll be isa rates that are sky high coming out!!!!
-
Nightmare trying to open a Harpenden Building society account.
I have been in the process of opening a mini-cash ISA with £3,600 at the Harpenden B-Soc. I sent the application off with a Barclays cheque, a certified copy of my passport and 2 x household bills. It has come back as they apparently need 2 x 'Group A' documents. They said I could get a copy of my driving licence…
-
nationwide instant access isa
Hi I have a Nationwide instant access isa and want to work out how much money I will get (approx) in April. At the start of last April the interest rate was set at 4.8% Does anyone have any information for the interest rate at for the months it was reduced. Think it now stands at 1.8% ta
-
Halifax Sharebuilder
Hi there id first of all like to say hello to you all as this is all new to me. Im thinking of getting involved in shares and im a total newbie, ive read some of the threads and are lost with vast amounts of information. I am looking at investing about £50 a month at the moment (as all my other money is going into paying…
-
Moving savings to Egg Money card
Hi, I have an old Egg Money credit card that pays 4% AER on positive balances. I'm considering moving my non-ISA savings on to this card as the rate is much better and it would avoid the hassle of opening another savings account. Does this seem like a good idea? The only draw back I can think of is that I don't know if I…
-
scottish widows capital protected fund
was offered this at lloyds today basically tie up a lump sum of £3000 upwards for six years and your reward is based on rise of ftse 100 over 6 yr period as far as i can tell their is ceiling of 50% profit on your initial lump sum they will give you 150% of the rise in the ftse over 6 yrs you are guaranteed to get your…
-
are your savings safe
:jIn your article are your savings safe, it explains that the FSCS covers the first £50,000 per person, per financial institution. Regarding Investments: If you've invested in an investment fund (e.g. through a discount broker) you'll get the first £30,000 back, plus 90% of the next £20,000 (a total of £48,000). What I am…
-
Catholic Building Society Windfall Announced
As stated this evening on FT.com... "Thousands of savers and borrowers with Catholic Building Society are being offered merger bonuses of between £100 and £500 in what could be the first of a series of windfalls from societies. The housing downturn is expected to trigger further mergers among the near-60 remaining mutual…
-
probate with discretionary trust
I recently lost my father who had a discretionary trust in place at the time of his death. As my mum is still alive and everything will pass to her under the spouse exemption rule we do not feel that probate will be too complicated. The solicitors have estimated a fee of £5,000 which we feel is over the top so we will…
-
A little advice...PruFund Investment Plan
Hello I hope you could help me with some advice for my Mum. My Mum has recently visited an Independent Financial Adviser, who has suggested that she invest her £50k savings in a PruFund Investment Plan. I hoped someone with some experience of these could offer me some advice. With the current climate, we want to ensure…
-
abbey online log-in
Is anyone else finding the Abbey site really slow today? I'm struggling to log in at all.
-
Child trust funds - are all stakeholders the same?
I am about to transfer my sons child trust fund into a stakeholder FTSE tracker fund, but I am somewhat confused... Provided that the fund tracks the same index (ie FTSE 100 or FTSE all share) and the charges are the same, will all funds perform equally, or can the growth somehow still vary depending on which provider you…
-
paying for a wedding in Euros, do I pay now or invest
we are paying for our daughters wedding abroad this year and have been quoted the price in euros. Since then obviously the euro has dropped quite significantly and the price is now approx £1000 more than we originally anticipated. I already have the money so what should I do....pay now before it drops any further or invest…