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Money Moral Dilemma: Should I send back my accidental 'freebie'?
This week's MoneySaver who wants advice asks... I ordered a pram but the company sent two. The invoice/confirmation etc is just for one item - should I tell the firm it sent two or make some money from the extra one? Unfortunately the MSE team can't always answer money moral dilemma questions as contributions are often…
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Slow cooker which best buys
i have been using a crockpot in the oven but now want to buy a slow cooker. Which one would you recommend and what size for a family of four? Any idea which are the Which best buys?
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Hatchimals in stock!!
Well i have just preordered a hatchimal from savvibuy.com for delivery before Christmas. Great you say?! But having ordered I cannot find much information on the company or reviews, has anyone used them before/know if they are legit?? :undecided
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Marriage breakdown - practical advice needed
Hi, My marriage is in the process of breaking down. I am really confused what to do practically and wondering if anyone can help. I own our home, it's in my sole name although I understand that he has some claim to at least some of the equity accrued since he has been contributing to the mortgage. I'm currently on…
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Want to do better
Sorry for this slightly strange post but hopefully it isn't too hard to understand! I have 2 kids (18 months and 6) and not very much money at present (I had to give up work when 2nd was born as we couldn't afford childcare for two. I hope to go back to work either when 2nd starts nursery at the age of 3 or school).…
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boys doll house
My grandson loves animals, he has loads of those small figurines. For his cars he has a garage & playmat. My granddaughter has a dolls house for her dolls. He needs something to "accommodate" the animals during play. The obvious answer is a farm, I did buy him the ELC one, it's not very big & it's pretty flimsy. Anything…
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IKEA nursery furniture, now or wait?
Hi all, We are going to be having our first child in March and want everything to be ready in the nursery well in advance (I've heard these little kid things are quite time demanding). The nursery furniture we like is from IKEA and I wondered if anyone has any experience of whether it would be in the December sales? If not…
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Smyths Toys Refund Dilemma
Is this right? I bought 4 toys from Smyths Toys, 2 of which were in a 2 for £15 deal, another cost £15 and the last item was £9.99 (so the total was £39.99). I had a voucher to get £6 off the bill if you spend over £25. However, the £6 was split across the 4 different items, e.g. £2.25 off the £15 item, £1.49 off the £9.99…
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Trust Fund Interest Rates
MY sister and I are joint executors of a trust fund set up for our disabled sister by my mother. At present the fund is held with TSB and is earning 0.2 % annual interest. Are there any other options that would earn her a higher rate of interest? The fund is worth £60 000. Thanks for any advice. Susan
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First Birthday Present Ideas
Hi, I'm hoping that someone may be able to come up with an amazing idea for me as I'm really struggling to think of something good! Some friends and I who all have babies of a similar age have decided to do a kind of secret santa for their first birthday presents with a price limit of £20 so I'm trying to think of…
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Playdate ettiquette
I was wondering about what people think is acceptable behaviour when taking your older toddler/young child to play in someone else's home. I had my first "playdate" visit at the weekend and am still feeling a bit upset by it. While I was in the kitchen making lunch my 3yo and his friend from toddler group were so giddy…
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Pregnancy Test Question
Hi I'm on the pill, have been for a long time with no problems. The pill I'm on generally gives me very light periods (2 days light bleed). I am now 11 days overdue for my period. I had a couple of days spotting approx. 7-9 days before I was due. I have had this happen previously on this pill but have then always followed…
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Toy clear out!
After a not very successful toy clear out we are left with boxes of bits and bobs that don't go with anything! These are the bits that drive me mad as what do you do with them? I was thinking of getting rid of all the random bits and keeping only 'sets' of toys. Has anyone else done this? Do they need the variety or only…
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Twins going to University
I have twins going to uni this September and as a single mum have a problem with helping them with living costs. The student loan is now means-tested so it is assumed that the parents will help towards living costs. My problem is that this means testing is set assuming that a parent has to help one child. I have two going…
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Hycosy
Hi Ladies Me and OH are trying to conceive and have been for 22months, we are now starting investigations with a fertility clinic. I am going to have a Hycosy soon, does anyone have any experience of having this procedure? and what happens next if i have blocked tubes? TIA xx
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ELC or Mothercare birthday Code
Hey beauties, Has anyone got spare ELC or Mothercare birthday code for this month please. I need to order some stuff asap and haven't got my code. I've emailed them and they've said I have to contact them again next week. Thanks all x
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First signs of pregnancy? When did you get your BFP?
Hi guys I am looking for a little advice, my husband and i have been trying to conceive since Febuary, we did fall pregnant but in April sadly lost our pregnancy, we have since then been trying again, I am currently 12 days past ovulation and i swear i am not feeling "myself" there is something going on and i have symptoms…
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Have I done the wrong thing buying second hand?
Hi all, My hubby and I are hoping to start trying again for a baby early next year after a M/C in October. Now at the time I was in full panic mode as I saw how much items cost especially prams/car seats etc. My friend whom I have known for a good few years was selling her cosatto travel system (car seat, base,cot,buggy…
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What would you say were ESSENTIALS for having a baby?
Not a first time Mum, but a while since I've had a baby and just had a complete surprise that we're expecting..... Financially, I'm determined to do this without buying all the extra "stuff" that babies really don't need, so wondering what your essential buys were with your babies? Did anyone go really minimal? There seem…
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How much do you spend?
Hi all. hope you can help me with a problem I have. Apologise if this is in the wrong place. I'm in the process of divorce and need to complete a financial form for a settlement (Form E). It asks me to set out future costs relating to me and my children. I need to estimate annual/monthly costs for uniform, school supplies,…
