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Loans that allow overpayments
I am looking for a loan of £6000, I would like to be able to make overpayments (without penalty) as my income some months is more than others. Does any one know of any loans that would allow me to do this? Thanks:beer:
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Norton Finance very high apr
Been offered the only loan we can get but the apr is a staggering 15.6% on a secured loan of £20,000, £410 a month for 8 years but this seems the only solution to getting a decent credit report. We asked our mortage lender to add £20,000 onto the mortgage but they refused and we are tied in with them for another 2 years.…
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Secured loan help needed
I need to get a secured loan(I know they are not the best but needs must) to pay a settlement to my soon to be ex wife. My house is valued at 285k,I have a 208k mortgage,and a 10k secured loan(which will be paid off with the newloan) I need about 50k to pay off the existing loan and the ex.I am self employed with recent…
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Ppi....advice
HI, READ A FEW THREADS CONCERNING CANCELLING PPI. I HAVE PPI WITH A LLOYDSTSB. SURELY IF I CANCEL IT THEN IF I BECOME UNEMPLOYED THE PAYMENTS WONT BE COVERED? I AM STRUGGLING TO PAY THE AMOUNT BACK EVERY MONTH AND WOULD LIKE TO REDUCE THE MONTHLY PAYMENT IF I CAN. LOAN IS UNSECURED. ALSO AS I HAVE PAID 6 CONSECUTIVE MONTHS…
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Need some loan suggestions.
Does anyone know where i can get a cheap personal loan from? I am a single parent and work 20 hours a week, bringing home around £168 including my tax credits. I am desperate to buy a new fridge plus pay a few minor debts wich have caught up with me. My credit is not so good as i have a mark against my name because i had a…
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HELP! Took a loan out to help someone who is being a pain in paying back
I know I'm a complete fool for lending him money, but he was my boyfriend and he was in trouble. I took out a loan with Beneficial Finance ( a total of 8k) and he's been good paying back, although there had been delays as he's incapable to setting up a standing order into my account until now. I ended it in the…
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177 % apr interest on a loan
Just got a leaflet through the door from Provident advertising their new loan visa card. Borrow £300 and pay back £495 :eek: :eek: this is at 177%apr. I wonder how many people take out these loans.
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Combining Loans?
Two loans @ 7k taken out 03/06 HSBC = £10,000.37 (6.9% + PPI of £1,745.41) = £166.67 monthly IF = £8,257.20 (6.4%, can be overpaid) = £137.62 monthly We've already tried cancelling PPI, they won't do it. The settlement figure for HSBC at month 15 (05/07) was £6,686.72 Is it worth combining the two loans to IF so that they…
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Paragon/Universal Credit/Trushelfco/Shelton
Hi there - hoping someone can advise, Paragon, who have changed their name several times, have managed to get a CCJ with papers on an old loan (15 yrs!) and have stated that payments were made and defaults issued on dates that are a pure fabrication. There has been no contact for twelve years with this company! It is my…
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If you have a secured loan and then sell your house to buy a new house
Does the company that gave you the money for the secured loan take the full amount you owe once you sell your house? We have a loan [secured] we were thinking about selling in the next year or so, and buying another house, but am worried that the company we have the loan with will ask us for the full repayment in full of…
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Is dodgy loans my only hope? Help ASAP pls
Hi we have over £30k worth of debt in all and have been on a DMP for 1 year with payplan and everything has been managable.... that was until our bank smile stated that our overdraft was no longer approved and took it off us:embarasse As soon as this happened we have had two major disasters... the car (which is essential…
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Help..Alliance and Leicester Loan!
I currently have an Alliance and Leicester Loan and I could really benefit from a payment break for three months however they do not offer this. If I called them to say that I was struggling financially do you think they would or do you think they would reduce my monthly payments?! I have tried to apply for other loans…
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100% Mortgage
Is it possible for someone with a not so perfect credit history and score to get a 100% mortgage, or a 95% mortgage with a loan top up, we are unable to raise a deposit without a loan. any advice would be greatful
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Claiming PPI
Hi Quick question can I claim PPI back on loans that I have already settled? How do I do this? thanks
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what wpould u do?
Having just added up my card balances and the balance of my interest free loan for my double glazing it totalls just on 14k:eek: would u consolidate the majority of this with hopefully a loan of say 12k at hopefully 7per cent the loan for the windows stands at 1920..............however i have a pru endowment have been…
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Overpayment On Northern Rock Loan
I was wondering how you overpay on a Northern Rock Loan By phone In Branch Are you able to do by internet transfer If anyone has any info, it would be great thanks.
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Another Car Finance Question
Hi everyone. I decided to crash my car into a tree the other morning and its a complete write off. The car was changed slightly from the manufactures handbook so I am worried the insurance company wont pay up so just in case i thought id get some advice. Theres no way i am going to pay for a car that is un-drivable so is…
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Loans for under 21, no credit rating
I am 19 years old in full time employment with a salary of £14,450. I have wanted a second hand car now for a while as my car has been broken into and is going to cost me at the MOT. I know you will probably say save but I don’t want to get just another Bangor, I want to get on the ladder of getting a new car every so…
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Car Finance Question
I'm hoping that someone out there can be of some help with this query. Yesterday, I entered into a 'Fixed Sum Loan Agreement' with Capital BAnk Finance, a subsidiary of HBOS. The agreement was signed on the premises of a car dealer for the purchase of a used car. Whilst at the dealer, I supplied a Driving Licence as proof…
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is it possible
Hi All:D I have been trying to sort out an unsecured loan for £15000 from many of the companies offering this amount, but have found that you can only get this amount under the following instants.. You pay the company £45 upwards fee in advance They do a credit search You own your own home So, if you are a private tennent,…