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Halifax ISA Saver Direct
I'm about to transfer my IF ISA to the Halifax ISA Saver Direct account. I understand that you can only do business on this account over the phone or internet. I don't have any other accounts with the Halifax and their advisor stated that I may have to open an additional account with them to use to transfer money from the…
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Kent Reliance Direct ISA - can't transfer out?
I have a cash ISA with Kent Reliance, today they wrote and asked me if I would like to transfer it to the New Direct Variable Rate mini cash ISA which is not CAT standard. I am not going to do this as according to Money Supermarket, it is not possible to transfer out of this new ISA which I assume means that once my money…
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help: investing into stocks and shares ISA
Hello All, I have not used all of my Shares and Stocks mini ISA of 4000 for this year – currently I’m paying only £50 towards this ISA (cash ISA is already fully utilized for 3k for this year). So, I would definitely consider investing into this S&S ISA for this year. My main considerations are – medium to high risk…
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Transfer to First Direct 5.5% ISA
Hello, I am looking for some help on my cash ISA situation. My cash ISAs for the last few tax years are as follows: 2003/04 £3000 with IF, transferred to Abbey, transferred to First Direct (6.25% until October) 2004/05 £3000 with A&L (5.15%) 2005/06 £3000 with NCBS (5.15%) I am happy with the interest rate on the two most…
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How do Accumulation Units work?
Some stocks and shares funds have accumulation units (basically they pay any share dividends back into the fund). Does anyone know how this is actually done? For example, I just closed down a fund and was expecting some accumulation units on top of its value, but there weren't any. Are accumulation units only given on a…
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Virgin maxi ISA woes
I (naively?) put £7K into a Virgin maxi ISA (stocks and shares) in 2000. Since it is a tracker, the value instantly dropped and as of today has slowly worked itself up to £6,844. What agreat investment! (not) I have not had any other ISAs until this year, when I bought a £3K mini cash ISA. Is there anything I can do now…
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Martin's Best Buy Cash ISA article in todays email
As most of you have gathered in the other threads posted today the updated article on Best Buy Cash ISAs is out of date already! Halifax have reduced their rate to 5%. Kent Reliance down to 4.96% National Counties down to 4.85% Beverley BS 5.05%
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Japanese Tracker ISA?
Hi all, Does anyone know if it is possible to use a UK ISA to invest in a Nikkei 225 tracker fund? I've been searching the internet for a few days to find out but have had no luck. (and meanwhile the Nikkei 225 has gone up 2.5% !! :o ).
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Intelligent Finance ISA Now 4.55% (wef 5/9/05)
https://www.moneyfacts.co.uk is reporting that the IF ISA interest rate is to be reduced from 5% to 4.55% wef Monday 5th September. This is a MASSIVE cut of 0.45% when the recent BOE base rate reduction was only 0.25%. Compared with the Halifax's own brand ISA at 5% AFTER the adjustment (and the recent IF CC chip and pin…
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Cheshire BS Regular Saver Cash ISA?
Maybe, have to keep eyes peeled for this one. Been in branch today to open their 8% Regular Saver, CSA mentioned in passing that a Cash ISA Regular saver is in the pipeline!
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Cash ISA interest and personal tax allowance
I apologise if this has already been covered, but not sure what words to search on. I know the actual interest on a Mini Cash ISA is tax free, but I am now a non-taxpayer, and have about £15K accumulated in one, built up over the years, so the interest I get on it is a significant proportion of my personal tax allowance…
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Advice for a 1st Isa (first direct)
Hiya, Just looking into getting my first isa, think ive got some of it understood. You can put £3K a year in a mini cash isa (and 4K in the Maxi Shareholder one) and you cant open more then 1 isa in other banks i guess. Also from a bit of searching i guess the First direct is the best one to go with with 5.5% until Feb 06.…
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Is there a point in moving?
I have had the Abbey Postal ISA since January when they were running the 5.35%. I've been a bit slack on keeping track of interest rates and have just noticed that they have dropped it to 4.9%. The next highest that would be an option to transfer to would be the Yorkshire BS at 5.2%. My question is - is it worth…
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Confusion: Martin's ISA guide
Hello Sorry if this has come up before, but I was just reading the following phrase of Martin's ISA guide, on the difference between mini and maxi ISAs: :Therefore think before opening any ISA, even if you open a mini-cash ISA :with just a pound at the start of the tax year, there's no going back that :year, you're on the…
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KENT RELIANCE & NATIONAL COUNTIES REDUCE RATES
From today Kent Reliance ISA 4.86% confirmed on phone, despite what website says. National Counties ISA 4.85% from WEBSITE
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How do you transfer to the Beverley BS Mini Cash ISA???
I currently have a Mini Cash ISA with M&S, and now want to move it. Decided that the Beverley BS had the best rate, and best of all that it accepts transfers from other ISA providers. But, how do you do this? On the application form, there is no section for transferring an ISA :mad: Any help is much appreciated, thanks in…
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New Halifax Direct ISA rate
Advertisement in The Sun today shows the new rates for Halifax accounts from 1st Sept. The Direct ISA is down by only 0.15% from 5.15% to 5.00%. This puts it ahead of competitors. Abbey Postal (issue 1) and Yorkshire BS E-ISA are both 4.9%. I currently have the Abbey Postal (issue 1) ISA, but as this is a closed issue…
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ISA Investment Query
Hi - my brother has recently come into £4,500.00 and would like to get the most out of it without any risk. I've pushed him down the ISA track for £3k, and from what I've been reading a Halifax Direct seems the best bet at the moment, at least until the rate drops. Two questions: 1. I can't find any mention of an early…
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isa comparison
a while ago, i clicked on something that give the top40 isa accounts but i cant remember where i found it. Was it on this site or a link from this site. cant find it now and i want to show someone where their isa is. My natwest one was somewhere in the middle
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Nationwides Target Return Fund, opinions please.
What's your opinion on Nationwides Target Return Fund please? Possibly a good long term plan? http://www.nationwide.co.uk/savingsinvestments/long-term-investments/your-investment-options/target-return-fund/default.htm Thanks.