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adding money to ISA's every year
Hi, I am new to these ISA. Apologies if I am asking the same question which was asked before. But please answer my doubts. This year for the first time I have opened a new direct ISA for £3000 with alliance leicester. so, for this year I am going to get interest on £3000. Next year lets say I can put another £3000. so this…
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Wesleyan SB 5.35% fixed cash ISA 1yr
http://www.wesleyanfinancialservices.co.uk/content.asp?psinfo=2302|31|!!93438CA0-C768-4792-A5DF-9CF1CFFCA002}|0&PagePath= Transfer in of previous yrs + transfer out allowed, 90 day int charge if out in fix 1yr period
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Transfer Question
There has been a few debates as to how much days of interest you lose when you tranfer from one isa provider to another. I've read in some post that it can take up to four days, ten days or even longer! My quesiotn is, I've recently transfer my Abbey postal isa over to First direct. The first direct high tax free interest…
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5 best mini isas?
hi all, can anyone tell me (or give send me a link) to the current best mini ISAs? i want to just stick £3k into one for the year. many thanks - G
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First Direct ISA rules
First Direct is offering a 6.25% Isa until Oct 2005. I thought I would be clever and transfer my current ISA over and transfer again out of the First Direct in Oct but their small print says they will only transfer to another First Direct account or post a cheque. If I get a cheque will this mean I'll have lost my years…
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Get ISA now or wait for better rates?
Is it best to invest £3000 now into a new ISA and transfer £6000 from M & S ISA 5.25% or wait and see if any better rates are announced in the next few weeks
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ISA Direct ?
Hi my wife & myself have cash in 'Halifax's ISA Direct' current rate being 5.15% Noticed with Alliance & Leicester, their rate is 5.40% Is it easy enough to transfer one to the other ? We have not used our £3.000 limit with 'Halifax', so if we transferred £3.000 to a A/L ISA Direct, is it possible to keep the halifax open…
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Monthly income Isas?
Can anybody tell me the best monthly interest rate for a mini cash Isa? The best I've found so far is from the Yorkshire BS - 5.13%. Any improvement on that? Thanks for any help.
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Maxi ISA providers
Hi all Having always used minis in the past I'm considering going for a maxi ISA in this new tax year, but am feeling a bit starved of information sources. Does anyone know where I can find i) A list of maxi ISA providers ii) A comparison engine or table for maxi ISAs (at least so that I can instantly see how the…
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Which ISAs have a guaranteed interest rate
M & S guarantee 0.25% above B of E base rate, current rate is 5.25% guaranteed til April 06. For 05/06 which providers guarantee a higher rate above B of E base rate and also allows transfers from other years, so if the base rate changes after the election you would still be getting the best rate
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ISA Choices
Hi, was hoping that people on here would be able to give me some advice for my ISA choice for 05/06: At present I have £3,000 invested with IF at 5.00% and a guarantee to be 0.05% above the base rate. I want to invest another £3,000, but am unsure as to what to do with it. As far as I see it I have three options: 1. Put it…
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help
i have just inheited some money and i want to divide it between my brothers.But i dont want them to have it until there 21.how do i go about doing this?
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Halifax Isa - Interest Not Credited!
If you hold the internet version of the Halifax ISA - make sure that your interest has been credited. Many (all?) customers have not had interest credited for 2004-2005! Halifax do acknowledge the problem and say that interest will be credited as if it was received on April 5th.
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Halifax 5.7%; Myth?
Hello. I've got plans for this years ISA allowance and was having a good nose around. I went on moneysupermarket and the halifax fixed 4 yr at 5.7% sounds interesting. The problem is, there are no links after the details. I tried going on the halifax site and looked under ISA's but still can't find it. Has this product…
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Choices Choices ?????
I have approx £6100 in a Halifax ISA which will mature on 19/04/05 giving me an extra £300 approx in interest. I also have another £3000 to add for the 2005/06 tax year Halifax have told me my best option with them is an ISA Saver Direct fixed at 5.15%. I have worked out this will earn me approx £482 in interest in 05/06…
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First Direct ISA - Cowboys
Hi I set up an ISA online for first direct, I set it up last week put the cheque in for 3k and was waiting for the 3 k to get transfered into the ISA account from my first direct current account I set up. Today I get a call from their ISA department saying they can't find my online application therefore can't set up my ISA…
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NATIONAL COUNTIES BS - Guaranteed ISA 5.5%
According to Moneyfacts.co.uk, this ISA comes out on top of their best buy charts. Some details: Interest Paid: Yearly (1st October) Min-Max Investment: £1+ Minimum Operating Balance: £0.00 Guaranteed Rates : Rate guaranteed to be at least 0.50% above Base Rate until 5.4.06. Transfer out penalty 10 day loss. I also…
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Isa Querie
Could somebody explain the £25 charge the Aliance & Leicster are charging for changing your ISA is this charge only payable in the year you hold the ISA with them for if you transfer the funds to another provider. After you have held the ISA for the tax year can you withdraw the money free of Tax. Im finding this a wee bit…
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Portman 7.5% v Abbey Postal 5.35%
Apologies for this question but I don't know how to do the calculations. I have £3000 in my pocket (well in a savings account actually). I can either put it straight into my Abbey Postal ISA for 05/06 or I can open a Portman 7.5% by putting £250 into it each month as per its requirements. Assuming I will be earning net…
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Buying ISA/OEICs thru a discount broker, default risks??
I am considering investing in OEICs both inside and ooutside of an ISA using a discount broker because they offer zero or minimal initial charges and some small annual renewal rebates. My question is, when purchasing funds through a discount broker who is your risk, as far as a broker, fund supermarket or fund provider…