Which ISAs have a guaranteed interest rate

ioscorpio

M & S guarantee 0.25% above B of E base rate, current rate is 5.25% guaranteed til April 06.
For 05/06 which providers guarantee a higher rate above B of E base rate and also allows transfers from other years, so if the base rate changes after the election you would still be getting the best rate

derrick

iomexico wrote:

M & S guarantee 0.25% above B of E base rate, current rate is 5.25% guaranteed til April 06.
For 05/06 which providers guarantee a higher rate above B of E base rate and also allows transfers from other years, so if the base rate changes after the election you would still be getting the best rate

Kent Reliance B/S 1YR ISA fixed 5.25%
" " " Fixed till 31/05/06 5.3%
" " " Fixed till 31/12/06 5.35%

Bristol & West B/S Fixed for 1 year 5.5%
Derbyshire B/S Fixed for 2 years 5.4%
Julian Hodge Bank Fixed for 2 years 5.45%

The M&S is not open to new customers and the rate is not guaranteed @ 5.25%, it is guaranteed to be .25% above base rate, so if base rate drops, so will the ISA rate

ioscorpio

Sorry I meant is there any that guarantees higher than 0.25% above the B of E base rate.

Speculator

National Counties...at least 0.5% above base rate until next 5th April 2006.

derrick

Speculator wrote:

National Counties...at least 0.5% above base rate until next 5th April 2006.

Yes but according to their WEBSITE ( click on savings) they do not accept transfers in until after April 2006 therefore you are limited to this years £3000.

From their website:-

Apart from the interest rate terms, the only

difference between the terms and conditions

of our Guaranteed ISA and those of

the Second Issue ISA is that the

Guaranteed ISA will not accept a transfer

from other ISA providers until after 5 April

2006.

h o w t o c o n t a c t u s

Telephone: 01372 747771

Email: customer.liaison@ncbs.co.uk

Website: www.ncbs.co.uk