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Opening and ISA whilst abroad
Mr KG and I will have some money to put into ISAs for 2006/7 but will be out of the country. Is it possible to open an ISA from overseas (New Zealand)? Can someone else open an ISA on your behalf? My mum is going to have power of attorney on my accounts whilst I am away in case of any difficulties and Mr KG's dad is doing…
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My ISA problem
I have had a maxi ISA with Scottish widows since 2001. Total investment £8,000 value £7,000 After 4yrs my money is worth a grand less!! great business. SW say that my investment fell after the shares i had dropped after the 9/11 attack and im still waiting for them to recover. So what do you guys suggest, should i keep…
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New Year Quiz
1 INVESCO PERPETUAL High Income 2 INVESCO PERPETUAL Corporate Bond 3 INVESCO PERPETUAL Mnthly Income Plus 4 Investec Cautious Managed 5 INVESCO PERPETUAL Income 6 Jupiter Merlin Growth Portfolio 7 JPM Natural Resources Fund 8 Jupiter Merlin Income Portfolio 9 Schroder UK Mid250 10 Newton Higher Income 11 Fid FIF Special…
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cashing-in cash ISA / transfer issue
Hi there I have a cash isa currently with M&S and thought about re-investing the money elsewhere. I've read that to transfer to another cash ISA you shouldnt cash it in but "transfer" it formaly as you lose the tax benefit. Can someone explain this to me? If i simply cash it in (and say put the money into a bank account,)…
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Standard Life Select Property Fund / S&S ISA
I've recently been made aware of the Standard Life 'Select Property Fund' which can now be invested in by means of an Stocks and Shares ISA. This apparently is quite a new mechanism allowing investment in the property sector. Has anyone heard anything about this or got any views on it? The details can be found on the…
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advise i have savings and unsure what to do with it
i have been saving for a while have £13.000 but is in a low paying interest account and am unsure what to do with it? should i put it inti my house or investing it where does anyone recommend
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ISA questions
I started an Cash ISA with Halifax in 2004 and have placed £6000 over the last 2 years. This april I am wanting to open a Maxi ISA so I can pay the full £7000pa into this. What are my options with the existing Halifax ISA. Can I transfer this to the MAXI ISA somehow? Or would it be best left as it is until I need it for…
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ISA with a passbook?
My daughter is 17. She has an ISA for regular savings, but keeps dipping into it. She does this by walking into the bank with some ID. She knows she needs to save, (to the point of asking the bank if they'll refuse to let her withdraw unless she brings in a letter from her mum!) but finds it really difficult. I've…
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Cash ISA - Can European Citizen apply?
Can a European citizen resident in the UK paying full UK tax apply for a mini cash ISA? Thanks for your help, Tx
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Cash ISA previous years reinvesting
Need some advice please! I have cash ISA from previous 4 years and recently realised the potential of Share ISA. But, don't have enough to invest more this year. Wondered if I would be able to reinvest my previous cash ISA into Stocks and share ISA (last few years allowance or this year's allowance). Also, I found some…
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IS the Bradfor & Bingley ISA the best?
Hello everyone and happy New Year, I'm interested in taking out an ISA and wanted the highest Interest possible. My question is: Do you think the Bradford and Bingley ISA is the best all round in terms of the fact that interest is paid monthly so you have they flexibility to get your hands on it without having to wait too…
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Still ISA Confused, Please help!
I have read all the posts here and am still confused. I opened what I think was a mini ISA years ago. It currently has £7 in it. I will soon have £4k borrowed on top of my new mortgage for double glazing which I will not be using immediately. Can I put all of that in my ISA? I'm confused about the £3k a year bit. It will…
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A&L Direct ISA interest rate
Does anyone know if the rate on the Direct ISA issue 1 is still 5.15% - on A&L's website it is still 5.15%. I remember there was a 0.65%+Base Rate guarantee until the end of last year. What I do not want to receive is the letter dated "January" on the 31st telling me the rate has changed.
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Mini Cash Isa Allowance
I saw my financial advisor some weeks ago and we talked out Mini Cash ISa Allowances. 1) He suggested Mini CAsh Isa'a for 2006 - 07 would be only £1k instead of £3k. Is this true? Can anybody offer how long the £3k might be in place for? Apprecaite anybody's views. Cheers, Albert
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are isa which pay interest monthly better than those which pay it annually?
bradford & bingley offer isa which pays monthly interest. what other ones do this? do any of them give a book? is is better i put my money into isa which pays monthly rather than annual interest because then you have effect of compound interest (ie i get more because interest is being paid on interest). is there a…
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Selling PEPs and ISAs
I have PEPs and ISAs with about 10 different companies. Durinf the late 90s my husband and I openned a new PEP each year with a different company. We read the papers, took a view and openned new products. Don't put all your eggs in one basket - we certainly didn't. We now receive enough annual reports to recycle a rain…
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Isa problem what to do
I have a halifax account the isa direct i have approx £2500 in it and have now been told that i cannot add any more to it this tax year and i cant open another isa this year. the isa was opened in jan this year, i need another account to start putting money into but dont know which one to go for can any one help????
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Isa For A Child
Sorry if this sounds stupid but is it possible to get a ISA for a child. Many Thanks & A happy New Year Jaffa
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mini cash ISA
I opened a min cash ISA in the Halifax 2 months ago, i put the maximum :£3000. In april i will be able to add another £3000 for the year 2006. My boyfriend and I saved another £3000 , shoud we add it to my ISA in april or open another ISA in his name? :rudolf: thanks
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Hsbc Isa
Hi there I have an HSBC stocks and share ISA This was started in April 2002. I have had a 16% growth over 3 years. I am thinking of taking the money and putting it in savings. My ISAs are invested in UK and European blue chip companies. I feel that there are tough times ahead. The FTSE has done really well in 2005, and I…