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Can Someone Help Me
Hi Folks, Ok here we go i have currently in my InstantISA(with Nationwide) £1,800 in. Every month from my salary i put away a minimum of £150 (of which i still have 7 months of my job left). I have also been left as part of a family member's will £2,000 which i will be receving soon. Plus also i have some bonds to the…
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Tracker comparison/listings???
I cant find anywhere that does a comparable list of trackers available, lods of site list funds etc but trackers i'm stuck - also do tracker qualify for the stocks & bonds ISA allowance?
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FIDELITY MINI S & S ISA
MY HUSBAND PAYS £50 A MONTH INTO THIS ISA TO USE FOR LONG TERM INVESTMENT. HE WANTS TO INCREASE CONTRIBUTIONS TO AROUND £200 PER MONTH BUT BEFORE HE DOES HE WANTS TO KNOW WHETHER THIS IS A GOOD ONE OR NOT. IT MENTIONS ON THE STATEMENT INITIAL CHARGES OF 3.25% - HE'S HAD THE ISA FOR OVER 3 YEARS - WILL THIS BE THE AMOUNT…
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ISA, income tax & gains
Ok I've read many of the threads etc . but roughly in cash or percentage terms, what kind of differences are we talking about? As I currently only work part time and take home about £2000 a year , I still seem to be paying some income tax . Not sure why I thought I wouldn't as isn't it below my personal allowance? Can…
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Can I buy shares and get ISA tax benefits
I'm going to put £3k into a cash ISA, but i also fancy having a little flutter buying shares myself, nothing major and definetly under the £3k ISA stocks & bonds limit but can these be packaged as an ISA somehow for tax purposes? Would this mean paying fees to someone to do so? I was planning to just buy them myself before…
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Which high risk specialist fund ISA?
I have between £3k & £6k to put into a high risk specialist fund ISA for 1-2 years. What are my options? and what gives the highest yield/risk and is still easily with drawn witin say 2 months? thanks in advance
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When can I pay into my ISA?
Hi, I have an Abbey Postal ISA which I opened around October time. I deposited £3000, so when I can I pay into the account again? Do I have to wait a full year 'til October, or just until the new financial year in April? Thankyou.
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What will i do with money??
Right folkes i am a bit confused ???I am 31 years old and its now time to think about the future me thinks. I just had a guy round from the CIS bank with a chq for £775.This was for a 15 years sayings account that my parents did for me(£3 Per month).Now in our views that investments was not worth it.So he suggest taking…
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Great easy way 2 donate £1.50 for the tsunami fund
please follow this thread and find an easy way to donate £1.50 to the official tsunami fund :) :):) http://forum.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=Free;action=display;num=1104943049;start=0
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"Computer Says No" Award to Abbey and Na
My old man has been meaning to open a mini cash isa for a while and finally got round to it this week. I'd suggested he check out the Nationwide and Abbey. He is not online, in his 60s and prefers to visit a branch. 1st stop - Abbey. He has an acct there already. "I've got all my letters, ID docs, NI number etc - can I…
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MAXI-ISA
Hi all you money-saving junkies, need some of your valued advice. I have an Invesco Maxi shares ISA which I invest in monthly, but am not over impressed with the returns. What are my options if I want to transfer to another provider during the same tax-year. Any feedback would be most appreciated. Yours Scuba :)
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Is interest on interest also taxfree?
Meaning can I carry forward the interest that I get on the first year of my ISA, and have the interest on this total amount (£3000 + £x of interest) as tax free next year and so on? May sound a basic question, but wanted to clarify this...
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Capita admin of Canada Life ISA's
I have just received notification that a finance firm called Capita have now taken over the administaration of Canada Life ISA's, is it a good move to leave them where they are, or should I transfer them elsewhere. I have never heard of this company and I am hoping for some good advice.
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How/Where do I start
I have 185 Shares in[Halifax] Hbos when they demutualised,can I put them in an Isa, say with Jupiter. If I can, how do I do it? Thanks
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ISA/Savings Help!
Hey PPL, I'm a student currently on my placement year. I have got an Instant ISA at nationwide of which i put between £150-£300 of my monthly salary in every month. So far in the account i have £1,000 I was wondering whether this was the best option for me to save my money, and if i can also open another isa once i fill…
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Halifax delibrate time wasting
As you may or may not be aware On the 26th of Oct, we chose to move our Cash-isas to halifax plc to fix in the 5.8%, Well after filling in several forms to this effect, and making a calll on the 8th of Nov, where it was confirmed that they are in reciept of the monies, in addition to sending more docs off to indicate a…
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ISA transfer fees
I am seething this afternoon after a run-in with the Alliance and Leicester! A couple of weeks ago I went into my local branch and wanted to pay in three 5.00 notes, 3 cheques and 7 one pound coins.The cashier (the branch manager!) reprimanded me in no uncertain terms saying they didn't accept 'change' unless it was bagged…
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RULEs BRITANNIA
The Britannia has an ISA which pays a higher rate if the balance exceeds £9000. A member noticed this and wanted to transfer an ISA in and amalgamate it with an existing ISA to bring the total above £5000. We can't do that said Britannia. They went on to say you can transfer your existing ISA out and then Transfer it back…
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Internet Cash Isa?
I put money away every month for holidays then take it all out then start again! I need an account i can transfer money from my current account to a savings via the internet. At the moment I have an IF isa (5.10% aer/gross PA) i think! Is there anything that could be better? cheers. ::)
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Mini ISA?
Hello, Im not very finacially literate. I'm thinking about opening a mini ISA and putting £3000 in it straight away. First what does "on maturity" mean? Also if they say they pay 5.4% annually does that mean each year i get £162 for each year the money is in the account? Kind Regards Chris Lee