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Best self-select isa?
So whose offering the cheapest/best self-select maxi isa? Hoodless & B do a £50 yearly fee. £7 trades Halifax have a 0.05% charge per month(min £2.16; max £8.33 per month) £11.95 trades comdirect/squaregain have that free £75 offer which would pay for 3 years of their £25 a year management fee. £12.50 trades idealing.com…
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Subscribing ISA?
Having searched a bit through the forum, I think I've got my head around some basic ISA rules. My scenario however is; I've got an ISA which is a couple of yrs old, and a new one, both with Alliance&Leicester. I have 'subscribed' to the 1st one this tax year. My query is, if I transfer all savings from the old to the new…
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ISA limit decreasing to 1000?
Was just speaking to a guy in HBOS who suggested that the ISA limit was going to be decreased to 1000 as of april, has anyone else heard anything similar, or whether or not there will be a replacement product? TIA Ant
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Silly question about cash isas
Both me and the mrs have cash isa's with FD. I have about 5k in mine, ands she has about 2k. The question is, I know it's obviously a good thing to pay into a cash ISA becaue of the tax break but is it wise to just keep tipping in the monthly payments ad finitum? Is there a point where it becomes better sense to move the…
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Old ISA
I had an EuroSupertacker ISA with Legal & General, opened in 1999, matured in august 2005. Gave them £3,000, after 6 years valuation came in at £2,000. Nice. However, being short on cash at the moment I am going to cash it in. My question is: do they owe me any interest on the two grand since it was valued three months…
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Best cash ISA?
Anyone know of best minicash ISA's with no strings attached? Currently with IF but getting a bit fed up with their customer service and poor rates. Thx xx
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What are the benefits of a shares ISA
I thought this note by discount broker Chartwell an interesting one. What’s the point in investing in an shares ISA these days? This is a rhetorical question that Chartwell have heard from many quarters, not just from investors but from industry commentators and even from company representatives themselves. Admittedly…
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Abbey postal Isa transfer fee?
Hi Does anyone know if Abbey charge a fee or deduct interest when transferring funds out of the Abbey postal ISA as i want to transfer my funds to Halifax ISA saver direct. Thanks
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Environmental Investments - recommendations wanted
Hi I'd like to invest in a green (i.e. environmental) isa / stocks etc. Anyone got any recommendations?
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£30 Transfer Fee With Portman B/S
Not sure if it has been mentioned but from 1st January 2005, Portman building society have been imposing an "administration fee" of £30. to transfer an ISA top another provider, see HEREand choose any of the ISA products, as they all have the same statement.
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mini cash isa limit now £4000?
hi all, i heard that you can now put £4000 in a mini cash isa. can anyone tell me if this has taken effect, or when it will if at all? can i now put in that extra £1000 into my (first direct eISA) account? many thanks - D
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PEPs & ISAs
We have 7 or 8 Peps and Isas, We wish to keep them under our own control, is there a site where we can record these and they will automatically update showing individual values and total. Thanks for any help.
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Nobody will talk to me...
I want to transfer my MAXI ISA from M&G. I currently deposit a hundred quid a month into a FTSE tracker. I tried HSBC and Halifax and they both need me to go into a branch to discuss it. I don't see why. I don't need advice, I just need it doing. I want to stop adding to the unit trust, and just fill up my cash portion of…
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difference between Mini-cash ISA and an ISA
Hello Whats the difference between a Mini-cash ISA and an ISA? Which is better and what are the benefits of each? Cheers
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Opening an ISA???
Hi there I've got 3k i wish to open a Halifax ISA Saver Direct account but would like to know if i can open one half way through the year or do i have to wait until April? Will i still gain interest on it if i open it in October? Cheers
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Invesco Isa
I have £1800 in an Invesco ISA (invested 2000). Typically shortly afterwards the stock market started to lose value and the value of my investment fell. It has improved a bit, but is only worth about 50% of what I invested. (It is invested in a European Growth Fund). Obviously this isn't very good and I was wondering if…
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Should i stay or should i go? ISA Misery!
Hello all, When i turned 18 i was apprached by CIS financial advisors asking me if i wanted to invest some child funds in to an ISA. My investment was a mini and Maxi isa fund. In six years, the mini has made the grand total of £3 :eek: but the amount i put into the Maxi has lost £300. :mad: Any advice what to do. Should i…
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Grandmother's gift to 17- and 15-year-olds
My daughters are each being given £3,000 by their grandmother. Lucky things: i) for being my daughters; ii) for being gifted the dosh. I'll be setting up a mini-ISA for the 17-year-old. What's the 'equivalent' that I can do for the 15-year-old (16 next June). Regards to group.
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First Direct to launch 6.25% mini cash ISA
According to Money Mail (Wed 9th Feb 2005), First Direct will launch its internet-based cash mini E-Isa at 6.25% later this month. Although, this rate is only payable for 8 months. After that your money will earn the variable rate payable on its existing telephone accounts - which is currently an uncompetitive 4.5%. You…
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ISAs from previous years
There is a probably a very simple answer to these questions: (i) If you have an ISA account from a previous year, is it easy to transfer it - just remembered I had one with the Nationwide - and want to transfer it to somewhere with a better rate. (ii) Is it worth transferring between ISA accounts, i.e. two or three times a…