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How much have you saved?

Get mutual support from other MoneySavers by keeping a log of your savings journey.

Thank you
Saying big thank you. Just saved about £100 reading your advice on applying for a 0% interest balance transfer card deal. Didn't think an occupational pension income would get a look in but followed your advice and tested my rating score and Barclaycard just gave me their 17 month interest free card in less than a minute's…
hello from a newbie!
Hello, have been reading this site for the past month or so, wish I had found it earlier! so far, as a direct result of this site I have - switched energy suppliers saving £380 paid off a loan early saving £ 174.00 in interest got a discount on Sky for 6 months saving £159.00 also discovered Topcash and using that for all…
Daily Clicks
Could any one please explain how "daily clicks" works on cash back sites ! - New user
£3.600 tax demand written off in 4 hours!
Yesterday at 4pm my husband opened a tax demand for £3626.20 relating to tax year 2008/09. it seemed we had been caught in the great tax mess-up relating to PAYE. At first we panicked, ran around like headless chickens and endured a fruitless telephone call with the tax office. Then we took a deep breath and consulted…
Quit smoking yesterday morning...
and have already saved £12 (not counting the Nicorette Microtabs I bought a few weeks back, and only now am seriously starting to use!) :) This will be the third time I have quit since I started smoking at the ripe old age of 19 back in 1987. I'm determined this will be the last time because I don't want to have to go…
is there a thread listing all the signature challenges?
is there a thread listing all the signature challenges? just wondering and this seemed like the best place to put it..? sorry if that's wrong xx
My Sealed Pot Result 2010.
Sorry I just cannot find the original thread but have opened my sealed pot tonight. (I had to break into it earlier in the year). Anyway we are going Christmas shopping tonight so I opened it to see how much is in there. Sealed pot = £180 exactly. I have also saved £200 in Marks and Spencer vouchers so I have no need to…
no matter how much i save i never feel its enough!!
i am 47 and spent my whole life being strict with my finances--i cant remember a single month where i have not saved at least 30pc of my income.--i am well set up in life but find it hard to loosen up when it comes to spending. i got married for the second time in 2007 and have a step daughter-my wife works hard and we…
Your Moneysaving bargain of the year.
So as this year draws to a close I'm sure many of us are reflecting back over the last twelve months & I just wondered what do you consider to be your bargain of the year? I have been very fortunate with the likes of freecycle, A barbeque, garden furniture, some timber which made my reflection time in the garden so much…
Frugal Living 2010 - the final stretch
This thread is for those who've been taking part in the Frugal Living Challenge for 2010 We're having a change of 'host' for 2011 (still to be agreed upon as to who), but so that Frugaldom can utilise her time better with her own priorities I've kicked off this thread for the tail end of 2010 - meaning she doesn't need to…
Nicky's 40th thread!
I wanted to start my own thread with lots of bits on it ready for 2011! I am going to be 40 next September & OH will be 40 in May. I have lots of things I want to do before then, some of them will be money saving, some not so! Firstly I want to lose weight - a lot of weight! My aim is to be down below 11st. We are putting…
how to save?
We don't really have any debt apart from our mortgage which we've just started overpaying to save ourselves over £26,000!!! I have completed an income and expenditure form and this tells me that after all our essential bills have been paid we should be able to save £800 a month, we bought our home 2 years ago and while we…
toy story 3 dvd
Disney shop's toy story3 is £9.99, you don't have to spend so much to get it for that price..... great offer
Savings... Are you having a laugh!
How is anyone supposed to save on my budget; Salary £1324.10 Mortgage 336 can't reduce due to current deal Council Tax 126 has to be paid Loan 242 secured on house Gas 40 already in arrears due to faulty boiler I can't afford to fix Electricity 35 in credit by £23 Sky (telephone, broadband and basic Sky package) 33 can't…
2010 savings so far
I have been keep track of what I have saved and made since Feb this year and thought I would share it with you all. £1341.17 Broken down Shopping savings from batch cooking etc £300.00 Trainfare savings buy shopping around £300.00 Taking HM soup for lunch £170.00 Ebay/Carboots/Amazon £321.34 Vouchers/coupons £91.35…
I've saved nothing!
deleted as work colleagues found username and forwaded on all posts to laugh at
I Saved A Million Pounds
By not buying the 100 million gummy bears I wanted. :(
xmas gifts
hi-i'm a mse newbie,but wanted to share my recent saving with you.i already use the superdrug feedback website to gain 10%off branded products and 25%off their own brand products.what i didn't realise that this was also valid on their 3 for 2 xmas gift range.i like to buy my staff at work a token gift every year,and this…
Home brew
My Wife bought me a starter kit of home brew [bitter] 40 pints of Youngs bitter. I use to do home brew 20 odd years ago but never could get a very good pint. But now 20 odd years later and more mature about the finer things in life like proper sterilization and wait instead of rushing the brew i have produced a drinkable…
Time to Save! Tips! :) Help me get my sofa!!
Hi everyone, At the moment I am paying off my loan, car, store cards and my credit card (about £500). I live with my partner and I wouldn't say we are short of cash - we have enough to live comfortably in our house and have money to spend each month - but there's never enough is there! :rotfl: We are in need of a new sofa…

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MSE News

Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savings
The base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.

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