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Disability money matters

Get help with MoneySaving questions relating to living with a disability.

PIP claim timeframe
Hi, any advice would be welcomed. I made an initial claim for PIP last year, I’m on no other benefits and have no income except savings. I had cancer a few years back, and the treatment for that (rare one) was especially aggressive and has left me with life changing problems, including pain issues. I held off from claiming…
Buying Premium Bonds
I have an LPA registered with mum’s bank to say that I manage her finances on her behalf. This is mainly because mum is 95, can’t see very well and doesn’t understand financial matters, rather than because she is incapacitated. I’m trying to buy some Premium Bonds for her by setting up a new account in her name with her…
Attendance allowance
Hi, My mum is 66 and suffers from fibromyalgia and osteoarthritis. Since my dad died she has become more isolated, and with lockdown her symptoms seem to be worsening. We now have to visit on a daily basis to help her with basic tasks - from sorting her clothes out to ensuring she's having a proper meal and to helping with…
PCN Bus Lane violation for LD / disabled person in care
My partner's daughter is LD / severely autistic, and lives in supported accommodation with 2-1 24/7 care. She has an open policy Motability vehicle that any number of carers are able to drive for her. She has received a Penalty Charge Notice for a bus lane violation. We are struggling to find out who was driving the…
NOK for aunt - responsibilities
In the last three years or so I have been back in contact by phone with an aunt that I haven’t actually seen for decades. She lives about 200 miles away from me. She is estranged from her son and daughter and has no one else. Until last weekend she lived in a flat with carers going in four times a day as she has multiple…
I have another question regarding mental capacity.
I'm on ESA and PIP. I have savings over 4k in my personal accounts and another 7k in my appointee account (which 6k will be used paying a holiday off to Israel with me and my staff this Feb including staff hours) If the holiday doesn't go ahead and the 6k is returned to me. This leaves me with 11k in my personal saving…
ESA / PIP / Part time college course
I am looking into undertaking a part time college course that lasts 2 months. I am receiving ESA (WRAG) and PIP, for a number of mental and physical health problems. None of them would make me unsuitable for the course i would like to undertake, but I am a still slightly apprehensive regarding the benefits side of the…
I heard I could take out my state pension early due to ill health?
is this true? im not that old yet
Motability announce a 3rd rebate for customers...
This time it's £60 and will apply to all customers that have been with motability since before 18th July 2021. https://news.motability.co.uk/scheme-news/third-covid-19-related-rebate-to-customers/
Can someone explain Personal Health Budgets to me
I am struggling to understand personal health budgets. For example if someone has had a stroke and they are left with a disability, presumably they would qualify for a personal health budget? Would they then get an allocated “pot” of money? If this is not extra money, then what would they then not be entitled to on the NHS?
Decent loud ringer and light alert for phone and doorbell?
My 96-year-old Mum has difficulty hearing her (landline) phone ringing, and also her doorbell. I was wondering if anyone could recommend a reasonably-priced solution which would provide a loud alert, as well as something like a flashing light whenever the phone or doorbell rings? She would need at least 2 units - one for…
Claiming PIP via RelayUK
I have now been trying to contact DWP via RelayUK to start a PIP claim for 72 hoursEvery time - it is "engaged" - there is a long wait - I have been waiting for up to 30 minutesAnyone else managed to get through using RelayUKI don't know whether to give up and do it via post ?
Care home costs, thresholds, and joint accounts
Hi all. Hopefully this is the right place to post, and that I can get some advice. So my mother has recently been moved to a care home after her dementia has meant we are struggling to care for her at home. At the moment the local authority is sorting out the fees for that, as my mum finances are under the min threshold.…
Court of protection security bond
Hi my friend's mother is currently in a UK dementia care home and he has applied to the court of protection for a financial order. Today they have come back to him saying he will need a security bond of £15,000 in order for them to issue the order. how does this work? is it like i think it is, that he pays the surety…
Curam Care: experiences?
Does anyone here have any experiences to share of employing a carer directly via the platform Curam? Interested to hear how it worked out for you as a family member, care recipient or even carer yourself.
Can anyone advise me:(
Hi everyone I'm new here Hope everyone is well? I have been scouring the Internet for 2 days now and I'm just lost I'm a mother of 3 2 with disabilities Over the last year and half since my partner lost his job money as been so tight but we learnt to get by on what we had It was a case most months of eating or heating the…
How to apply for PIP on-line
Useful for non speakers like myself From 30 November 2021, customers who make a claim via the New Claims telephone line are able to request their claim is dealt with digitally. Currently a third party is not able to request this for customers who cannot call the New Claims telephone line. Alternative formats (including…
Emergency Dentist?
Family member has had severe toothache for several days now, and getting worse. He does not have a dentist. He phoned 111 for an emergency referral and saw a dentist yesterday. Dentist said the tooth is fractured and will definitely break off/split at the root if she tries to remove it. She referred him to a more…
Direct payments and mental capacity.
Social services pay directly for my support to a care company. I get 31 hours a week one-to-one. The support offered is good but I want to go direct payments and have more flexibility. I have a couple of questions. Could I manage the direct payments personalty in my accounts if its deemed I lack mental capacity with…
Interactive PIP review form - AR1
For anyone like myself - unable to write legibly - there is an interactive PIP review form (otherwise known as AR1) on the following linkhttps://www.whatdotheyknow.com/request/792575/response/1897143/attach/4/AR1%20GB%20NP%20INTERACTIVE%202018%2006.PDF.pdf?cookie_passthrough=1 I just wish that DWP would join other…

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MSE News

Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.

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Disability money matters

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