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Should I give up my financial independence?
I already have an appointee that manages my disability benefits. Basically if I don't give up my 4 credit cards and £1000 overdraft which I've had for 5+ years with minimum debts (Apart from asking appointee for money to pay off credit cards 'sometimes' which I can afford) Social services are going to seek a Deputyship on…
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NHS continuing care and Fnc question, do we pay the full care costs??
Afternoon all, I am posting this on behalf of my Mum who can't understand if she has to pay the full care costs of my Dad who's in a nursing care home. She has received a letter saying she's not eligible for CHC but 24hr nursing has been identified as being needed so FNC of £187.60/wk will be contributed. It is stressing…
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DMHEF Mental health Debt write off - Does Anybody have a (un)successful story ? Please share :))
Hi Guys, I am on a DMP and have a history of Mental Illness. I have been doing my Lurk work and I have seen so many people suggesting that people forward there situation with evidence to their creditors and some will write their debt off. I wanted to know has anybody had debt actually written off? for all the suggestions I…
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Esa experience
My husband has been diagnosed with Alzheimer’s and we applied on July 16th for esa. We just heard today he’s been placed in support group. No medical assessment and not had award letter but 700 pounds was placed in his bank account and when I called to query was told award letter on the way and dated until April 2030. Can…
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Best current electricity only supplier
good morning everyone, i know that things are crazy at the moment with energy bills, but i was hoping to get some advice on a new supplier, i have recently moved to suffolk and the eon next flex they seem to have put me on seems ridiculous to me, i was put on this as i moved in on sept 22nd, it was a new build, i am a…
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Council Care invoices in arrears, Monthly Income, 4-Week Invoicing
I'm sickened with worry... my father has been resident in a nursing home for the last few years. He had no capital or assets when the council assessed his affairs, yet found that his pension was suitibly large enough for him to pay a Full Charge. While this in of itself isn't an issue - he has the money to pay for it - he,…
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Age UK Handyperson
I tried to contact Age UK for help with small jobs around my house. I am 80 yrs old and my house is very draughty. I cannot kneel down anymore, and struggle with my hips, to do the repairs myself. I was hoping that I could get someone to come in to put some draught excluder around my doors but, when I asked about it, they…
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DLA
my 29 year old daughter is still on DLA, have been waiting for years for call over to PIP and it still hasn't arrived. She is on low rate care and low mobility. I really think she should be entitled to a higher rate, at least for care, but never appealed when awarded as was so relieved. The problem with still being on low…
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PIP claim timeframe
Hi, any advice would be welcomed. I made an initial claim for PIP last year, I’m on no other benefits and have no income except savings. I had cancer a few years back, and the treatment for that (rare one) was especially aggressive and has left me with life changing problems, including pain issues. I held off from claiming…
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Buying Premium Bonds
I have an LPA registered with mum’s bank to say that I manage her finances on her behalf. This is mainly because mum is 95, can’t see very well and doesn’t understand financial matters, rather than because she is incapacitated. I’m trying to buy some Premium Bonds for her by setting up a new account in her name with her…
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Attendance allowance
Hi, My mum is 66 and suffers from fibromyalgia and osteoarthritis. Since my dad died she has become more isolated, and with lockdown her symptoms seem to be worsening. We now have to visit on a daily basis to help her with basic tasks - from sorting her clothes out to ensuring she's having a proper meal and to helping with…
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PCN Bus Lane violation for LD / disabled person in care
My partner's daughter is LD / severely autistic, and lives in supported accommodation with 2-1 24/7 care. She has an open policy Motability vehicle that any number of carers are able to drive for her. She has received a Penalty Charge Notice for a bus lane violation. We are struggling to find out who was driving the…
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NOK for aunt - responsibilities
In the last three years or so I have been back in contact by phone with an aunt that I haven’t actually seen for decades. She lives about 200 miles away from me. She is estranged from her son and daughter and has no one else. Until last weekend she lived in a flat with carers going in four times a day as she has multiple…
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I have another question regarding mental capacity.
I'm on ESA and PIP. I have savings over 4k in my personal accounts and another 7k in my appointee account (which 6k will be used paying a holiday off to Israel with me and my staff this Feb including staff hours) If the holiday doesn't go ahead and the 6k is returned to me. This leaves me with 11k in my personal saving…
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ESA / PIP / Part time college course
I am looking into undertaking a part time college course that lasts 2 months. I am receiving ESA (WRAG) and PIP, for a number of mental and physical health problems. None of them would make me unsuitable for the course i would like to undertake, but I am a still slightly apprehensive regarding the benefits side of the…
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I heard I could take out my state pension early due to ill health?
is this true? im not that old yet
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Motability announce a 3rd rebate for customers...
This time it's £60 and will apply to all customers that have been with motability since before 18th July 2021. https://news.motability.co.uk/scheme-news/third-covid-19-related-rebate-to-customers/
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Can someone explain Personal Health Budgets to me
I am struggling to understand personal health budgets. For example if someone has had a stroke and they are left with a disability, presumably they would qualify for a personal health budget? Would they then get an allocated “pot” of money? If this is not extra money, then what would they then not be entitled to on the NHS?
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Decent loud ringer and light alert for phone and doorbell?
My 96-year-old Mum has difficulty hearing her (landline) phone ringing, and also her doorbell. I was wondering if anyone could recommend a reasonably-priced solution which would provide a loud alert, as well as something like a flashing light whenever the phone or doorbell rings? She would need at least 2 units - one for…
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Claiming PIP via RelayUK
I have now been trying to contact DWP via RelayUK to start a PIP claim for 72 hoursEvery time - it is "engaged" - there is a long wait - I have been waiting for up to 30 minutesAnyone else managed to get through using RelayUKI don't know whether to give up and do it via post ?
