Motability car and advanced pay (AP)

I am due to change my car on the motability scheme. Looking at the AP prices the type of car i need the prices have increased a lot. I understand prices have increased on a lot of things everywhere.
My query is do any of car retailers allow you to pay AP in installments rather than in one payment?
Thank you for any advice given

Comments

  • poppy12345
    poppy12345 Posts: 17,938 Forumite
    First Anniversary First Post Name Dropper
    Yes, you can pay in installments but the full amount must be paid on the day you collect your car, otherwise you can't collect the car. You will very likely have quite a wait for any car you choose because some dealers have waiting times of as long as 10 months.
    You must also have at least 12 months remaining on your existing mobility award when you order a new car.
    If you're having trouble paying the AP you can also speak to motability because there maybe some help available with the cost. There's also still quite a lot of cars available with lower AP.
  • poppy12345
    poppy12345 Posts: 17,938 Forumite
    First Anniversary First Post Name Dropper

    If you're having trouble paying the AP you can also speak to motability because there maybe some help available with the cost. There's also still quite a lot of cars available with lower AP.

    Just to add a little more to this. If the vehicle you choose is a higher spec and there lower spec ones available in that same make/model then they may refuse help with the AP.
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Its shocking how much the prices have increased. My lease is due to end September, and all my previous cars have had AP of £250.00, the same like for like car is now £3899.

    I will opt to keep my current car for an extra six months and see what the prices do when the next price review happens in October. I just don't have the money to pay nearly 4k.

    Im hoping it's just to do with the chip issue and things start to reduce, (here's hoping) 

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards