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Brilliant Website for those who do online grocery shopping,ssh dont tell BG's its ere
I came across with website tonight, its extremely useful if you shop online for your groceries, I know this is in the wrong place, but I read your threads and post on them and I wanted to contribute something useful to you. please BG's leave it a few hours before removing.:D The website "my Supermarket", you import your…
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OH had his LBM and I have promised to help!
Hi I don't have all his figures (he has promised he will hunt these out, call for up to date balanced etc during the week so we can go through it on Saturday) but he is struggling to survive. For what he has said he owes (very roughly): Lloyds - £1000 (APR 18.9%) Natwest - £1000 Welcome car - £? (I'm guessing about £3000)…
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I feel sick - Can someone help me please!
I am a newbie to this forum and did a thread yesterday asking for advice on my debts, but I havent had much response from it. Or am I expecting too much off you intelligent folk! :confused: Apologies if I am :o If you are interested in reading my other thread then please do. But right now I have a loan that is due to go…
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martins new book?
does anyone know whats it called? Im going to be buying it :P Thanks in advance
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what a mess - desparate - HELP please!
Ok, instead of keep running from the situation and in actual fact making the situation worse I would like to get help and need advice (telling I guess) on what to do now to stop the rot and get back on track. This is lengthy but I have tried to include everything I can think of and notes which may help. Monthly Incomings:…
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Urgent advice required
I have just had an argument on the phone with 1st credit . My son owes them £900 and they keep ringing demanding the whole to be paid at once. We have been paying then £20 a month and they now say they want it by dd or they will not agree to it. I told them that as long as they were getting thier money on a regular basis I…
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Sunday 13/01/08 What small dfw thing have you done or will you do today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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What do I do ??
God where do I start ???? Well myself and my partner have a mortgage on a house , have done so for 2 years now , we both had debt following us around and decided after a year to get a secured loan on the house , this would have hopefully cleared most our debt and we could live more comfortably .......... Our house was…
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What *non* DFW thing have you done today?!
To try and meme feel as if I'm not the only one who falls off the wago, please tell me what non DFW things you've done today! For me - - used tumble dryer for all washing possible, as I needed it done quickly so I can get it ironed soon :o - can't be bothered to go to asda so will go for essentials to (more expnsive)…
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helping my income
Happy new year to you all, Having had so much help from you lovely folks last year with my daughters finances, debts and bugeting can I ask for some more help. Hugs to Pania by the way!!!! In order to be able to help support our daughter and grand daughter, I could afford to invest something like a £1000 or so in goods or…
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How do I go about setting a challenge to clear my debts???
Hi all, Hope you can help. I'm in debt to the tune of about 20,000, we lost our home having sold it to repay creditors and feel like we are facing an uphill battle as I'm sure lots of people can empathise with. I'm so keen to make this a better year, having just watched my 2 year old son go through major surgery and come…
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What will you spend, Sunday 13 January.
Morning all:hello: Should be a NSD here:rolleyes:, but I might have to purchase an umbrella (it's gonna be pi**ing down this week:rotfl::eek:). Hope you all have a restful Sunday, and enjoy the roast
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Credit Expert charged my credit card
Not best pleased - I rang them up last week (two days before the end of my 30 day trial) to cancel and today I notice that they'e charged my card 6.99 Anyone had this before? Did you get them to refund it / is this going to be months worth of hassle now? (Sorry if this is in the wrong forum by the way, but you lot always…
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The Money Shop & First Credit
Hi All (just wrote this out once and it said that the message was too short grrr) Ok, i am after a bit of advise I have previously used the money Shop's 'cash before payday' service (for anyone not familiar with this, I write a cheque in their name and they give me the value of the chque mins £14 fee, they then cash it in…
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DFW 2008 - our year to shine
Just wanted to post this and share why this is so special to me. http://www.dailymotion.com/video/x18edt_take-that-shine-exclu_music Please watch & listen - you may "heard" it before but until last year I hadnt. This song is so much about my journey - not just the debt free one but the weight loss one, overcoming one &…
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Am I being stupid???
Okay - deep breath.... OH and I are currently aiming to save £500 - £700 a month towards a deposit for bigger house and paying off student loan debts. However, we've decided that we'd like to try for baby number 3 (definitely the last!) and this has changed my goals somewhat. Before baby comes (late this year? next year?…
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whats my solution please
hi, i seem to be in a right mess.. only 1 year ago i was debt free believe it or not , since then ive been through hell and back due to reasons beyond my control and not due to wasting cash. i owe about £50,000 sounds alot but i have the following combined income of £38000 + £16000 total £54000 ( although the wife is on…
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Red Debt Collecton Services
I received a letter from Red Debt yesterday morning as follows; Dear Mr XXXXX Our Ref; xxxxxxxx Original Creditor; 1st Credit Balance Outstanding £413.86 Thank you for your recent comments regarding the above matter. We have noted your comments and would like to draw your attention to our letter dated 14th November 2007, a…
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Red Debt Collecton Services
Hope this is the correct place. I recieved a letter from Red Debt this morning as follows; Dear Mr XXXXX Our Ref: xxxxxxxxx Original Creditor 1st Credit Balance Outstanding £413.86 Thank you for your recent comments regarding the above matter. We have noted your comments and would like to draw your attention to our letter…
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MBNA Min payment
I know this was being discussed last week, but dont remember seeing an answer. MBNA has changed its min payment to 5%, and the £5 minimum (when on 0%) has gone - but only to £10 minimum. just thought I would let people knoe for definite.