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Sunday 13/01/08 What small dfw thing have you done or will you do today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
Splishsplash - How is the decorating going??
Sans - Glad to see you were back to bargain hunting top form again yesterday.
Jamtart - Hope you got the library issue sorted.
Take care everyone.........
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
- Use up all veg in fridge making soup.
- Recycle some clutter from kitchen to the charity shop bag.Not strictly moneysaving but will save having to buy more storage:rolleyes:
- Have a no spend day.
- Do clicks.
- Check online banking.
- Portion up the batch cooked quorn chilli now cooling in kitchen.:D
- Make a fish pie for tea to use up cooked potatoes.
- check DD's mobile account online to make sure she hasn't gone over her minutes/texts yet:rolleyes:
- Probably spend too much time on mse picking up tips.
Splishsplash - How is the decorating going??
Sans - Glad to see you were back to bargain hunting top form again yesterday.
Jamtart - Hope you got the library issue sorted.
Take care everyone.........
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Comments
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:eek: 2.13am!!! What time do we start this DFW'ing thing exactly!!!:eek:
Hmm, today I will:- Paint landing (now that border is stripped and undercoat is done:T )
- sort out two cheques that should have been posted before Christmas:o
- Get laundry done and dried without using TD (except for 15 mins to finish off)
- Make lasagne and a chicken pie to freeze
- find a good recipe for banana bread to use up the overripe bananas
- prep for the week ahead to fit in more decorating
Edit: Hi Sophiesmum - decorating finally underway! (and long overdue!)I'm an adult and I can eat whatever I want whenever I want and I wish someone would take this power from me.
-Mike Primavera.0 -
I will shortly be off the my Weight Watchers meeting, last week, I bought a magazine (budgeted for), only to find that some of the pages were ripped out :mad:. Today I will take it back, rather than buy a new one.
I also need a new suit for a job interview on Thursday (or, I might find the one that I have sitting in a box - if it still fits me that is)
Other than that, I will .....
....... not buy a hot chocolate in town (will make one instead at home) £2.40 saved
........ not park in the shopping centre car park, will park for free in the council car park £1.80 saved
....... not drink a fizzy cola based drink in the pub, will stick to lime and soda water instead £1.00 saved
....... make my sandwich for work tomorrow, instead of buying a horrible sandwich from the van £2.50 savedDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Wow early starts for everyone this morning!
OK today I will -
- finish what I said I was going to do yesterday
- count up my £2 coins
- have a nosey on u switch now that n power have increased their prices and check I am with the cheapest providers.
- update the snowball (getting a bit obsessive with it now!) x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Well, I've just done my clicks but not much else.
Store cupboard meals today.
Saved £1 on a paper as used vouchers - but not really dfw as don't usually have a paper!
Shall TRY and get that d*** quilt finished!I can cook and sew, make flowers grow.0 -
Spend Zilch
(but probably won't succeed :rolleyes: BLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!
THE KILLERS :cool:
THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:0 -
Today I:
* will check online banking and check all is ok with the pennies
* tidy my bedroom and get rid of the useless junk that I have accumulated
* do a bit of batch cooking
* search about for a tesco code
* work on the dreaded DLA form and hopefully get it finished off - hooray!!
* try and find an ink cartridge for the fewest pennies possible
* maybe have a look at the application form for the new job which would be a huge pay rise... but back to full-time working...
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Today I will/have
1. Checked onling banking:eek: not looking good:o
2. Entered Piggy Comps
3. Packed up ebay parcel that is due to finish any minute
4. Take photos and put more items on ebay
5. Written a letter to tesco to have the amount added to my clubcard plus monthly reduced from £50 to £30Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Yesterday did all my DFW actions, not much to do today!
Online shop done- saved £5 with eCoupon from MSE and have pretty much enough stuff ordered for next two weeks (will just need to buy fruit and veg and milk next weekend)
List last three lots on eBay- v happy as 3 of 7 listed last night have sold BUY IT NOW making me £28!!!
Done daily clicks
Other than online shop it will be a NSD for me, as I have zilch money in my purse at the moment!
Lucy:DYummy mummy, runner, baker and procrastinator
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Today I will make a yummy soup from all the veg in my fridge and freeze portions of it. Then I will clean all of my flat. Then I will find things to sell on ebay. Then I will give myself a manicure and a pedicure...and all without spending any £££
xxx- DFD 4th July 2015
- MFD 1st October 2021
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Hello everyone!
I made organic pasta sauce from scratch and have 3 portions to freeze - at about a third of the cost of jars! (I also feel so smug about all the blitzed veggies the kids will be eating without realising, hee hee!)
Also (continuing the old stylee idea) I bought a burger press on eBay for £4.49, with Paypal funds I already had, and through Quidco for cashback (I remembered, this time!!) - so I can make home made veggie burgers to freeze too.
Did my clicks.0
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