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Debt free diaries

A place for MoneySavers to share their journeys towards debt-free living.

my dairy to be debt free!
Hi iv finally got my act together and decided to take this whole debt thing very seriously, and make it my number one goal to clear it all, i guess my current situation is not at all bad and i know once i get going i will be fine. i have approx debts of £ 3300.00 and aim to get this cleared by January 2009 thats my goal.…
Taxis...life begins now diary
Hi everyone:hello::hello::hello: Thought my old diary was getting a bit tired and a bit negative.So have decided on a new start:D:D. We have had plenty of ups and downs the last few months and I now want to be on the up again. My plans are to: (1)...give up smoking and put the £10 a day into my savings tin....I have got…
Hypno's "there's more to life than debt" diary.....
Chapter 5....... (I will one day add in links to the previous 4, in case anyone ever feels the need to spend a few weeks reading them!) Anyway - the reason for another diary? Well, as you will probably know, I have been going hammer and tongs at the debt these last few months, and have done reasonably well in getting it…
SarahNeedle1872 - DFW Diary
Just thought I'd start my own diary... I spend a lot of time reading other people diarys and I think they are great way to document progress. I don't expect my diary to be addictive like everyone elses (I-A, onedayiwil and Sea78 to name but a few) because nothing very exciting happens in my life, and I don't mind if no one…
Laura's turn on top! 2008 DF diary xxx
Happy new year everyone xxx :smileyhea I haven't started a diary again this year as the last one was a failure and I kind of thought that everyone and their dog was starting one and I didn't want to get in the way but sod it. I'm here doing this cos i'm trying to keep track of it all by keeping it in my paper diary an on…
New me, new diary, new positive thinking!
I was getting rather fed up with the last one as I felt so negative but not now, so feel free to pull up a seat and relax. Those who took the trouble to read my last diary, thank you, know that we are £10,270.21p (can’t forget the 21 pence) in debt with a family loan to DH’s family. I now know where the money is going and…
Mizmir's determined to get there diary
Apologies for yet another DFW diary but I really need somewhere to keep me going and focused - and I can't hijack Hypno's any more! (Though will still be there regularly for inspiration). First the confession - I have been in debt for most of my adult life. Started with having to move for work with about £8K negative…
Horace's Bootstraps Diary
Well as you can guess from the title I am now on my uppers - yes I was debt free a short while ago but now I am not:rolleyes: I have had to hit the plastic to cover some start up business expenses e.g. a domain name, some stationery (from the evil Vistaprint) and other little bits. My projected cashflow and profits look…
Rainbow's Journey
I have posted here before but not for a while I hasten to admit :o Like most of us here, things have finally come to a head and I have to admit utter defeat and realise that I am well caught up in the spiral. I have been on about this since January which was my LBM but didn't really do enough about things. I have gone…
Hayley's Debt Free by Dec 08 Diary
I thought it was about time to write my own diary. I have been putting it off for months, but tonight thought what the heck, even if nobody reads it or posts least I can shout at myself and tell myself where I'm going wrong :D . I have worked out I should be debt free by November 2008 - thats if everything stays the way it…
Doodledos stop drifting and get shifting diary *new SOA*
Following on from all the fabulous diaries that are already on here I have decided to start my own. I had my LBM around a year ago and although I have not added to my debt and we are slowly paying things off I think if I shifted up a gear things could be moving much quicker. I have done a new SOA and I am open to any…
Superpap's positive mutterings about debt/savings...
Hello all welcome to my new 'diary'. I have opened this one as my old one has reached over 3000 posts and i want to try and keep the site running smoothly. Some of you would be regulars on my old diary and some of you are new posters looking in so here is a bit about me... I am 22 i have been in debt twice and successfully…
Mrs Sparkle's sparkly debt diary
Forgive my self-indulgence but I think I need to keep writing this down so I keep focused. I had a sleepless night last night- kept thinking "26 THOUSAND POUNDS" over and over- what a lot of money and not much to show for it either. It's been a bad month this month due to some necessary expenses and my total debt actually…
Gazindebt---my Journey
HI I have been lurking and reading threads on this forum for months now and have decided to start keeping a diary of my dfw journey as i am going to be around for a long time, 10 years according to CCCS as we owe £ 33000 :eek: Anyway just thought i would say hi to you all in my first post and will in my next few posts…
Jak's 'I will not spend any money on rubbish and I will pay off my debts' diary
Ok. I've been thinking about this for a while now and love reading everyone elses diaries, so i've decided to write one myself to motivate me! My aims for this diary are as follows: 1. To keep a record of my debts and each time I pay money off them. 2. To keep a record of my savings/budget etc. 3. To pay off debts by…
Deliciosa’s DFW diary
Hi guys I decided to start the diary after being encouraged by some of you – I hope this will help me to hang on and not give up! My current debt is £4300 (ish) on credit cards. I know some of you here have bigger debts but for me this is huge, scary, tremendous, unbelievable…. So how did I get into this? From August 2004…
Finish line in sight....but I'm running out of petrol....
Helloooo, sorry I haven't been around much recently. I have been having a bit of 'get your head back together' time, but have been trying to keep up to date with how everyone is doing. For anyone who hasn't read my diaries before, I'm Jo - me and my hubby Stu live in Leeds with our two children, Ryan (age 7) and Natasha…
Slig's Debt Free Wannabe Journal
Hello! I'm so pleased to have found this site, I think it will be really motivating :cheesy: So my plan is to drastically reduce my debt over the coming year and a bit. I plan to move to Australia for a year in 2010, so I want to be in a financially better position by then. Here's my debt: MBNA Credit Card - £1361.65…
IA's back on the tracks diary.
Well... I knew I wouldn't be able to stay away from long. The support and love on this board was always going to draw me back. Also I didn't realise just how much DFW and MSE keep me on track and on the straight and narrow. And unfortunately I let the comments of a few individuals push me away from that. I also know that a…
BOB goes forth
Hello everyone:hello: I feel very nervous as I type this, but i wanted to start my own DFW diary to keep me off the streets as it were! As you have probably already guessed i am a bit of a Blackadder fan, and am known as BOB around these here parts. Short for boredofbeingathome, but also on advice from Ellidee, and from an…

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