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Postgrad Student aiming to halve debt in 2009
Today has been my lightbulb moment :idea::idea:. I decided to work out how much I owe. It's not that much compared with a lot of people, but it's a lot to me, and I want to catch it early before it spirals... I'm studying for a masters- it was meant to take me one year, but I was struck down with a really bad case of…
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Folding bike
My first post :mad: i would love a folding bike , is there anything i should know before i get one !!!
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my debt free diary.....time to make a change for myself and my boys!!!!
hi all i have finally decided to stop lurking and ask for help!! im currently a sahm so we are living on only one wage plus about £30 child benefit a week. my partner is a self employed electrician so his wages differ every week. we have 2 young boys age 5 and 3. i have decided to try and sort our money problems now as we…
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Swapping To Release Money For Debts
Ok - so my debts are about £6500, and when in full time work I pay off about £200 a month. However I was made redundant in November and have gained a lot of weight and health problems. To try and combat my health problems and weight - we decided I should try working part time until I get better. I have just started a 16…
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new beginnings found a bargins tale.
HI All, Im going to start a diary to keep on track with all things debt busting. I currently only owe £2-3 Thousand but myself and the otherhalf have coth decided to move on so i am moving back home for a few months to sort things out. I need to save for a deposit and to part furnish a flat / home. We have a son toghether…
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Eat Less- Move More!
:T Hi peeps, Well here i am again back again looking for support:eek: Id lost almost 2 stone before xmas & youve guessed it ive it put back on again:mad: So from 2day im trying very hard & i will succeed again!!:T So if you dont mind im going to report daily as i believe this helped me last time....... Any one want to join…
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2009-goodbye debt goodbye fat!
Hi, im a seriel lurker here and i know things like this have been done before so i was wondering if anyone wanted to join my quest for down with the pounds down with the debts my star weight is 14.13stone my start debt is 30,000 my first target is 1stone and 1 debt anyone interested? anyone done this successfully?…
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Please Help...
Hi people, In a bit of a sticky situation - I used to work for a party plan organisation, and whilst I worked for them, I changed my address. 5 months later I left the company. Being an idiot, I completely forgot to send my kit back. It then Turns out the company hadn't changed my address and were sending me reminders to…
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Getting from A2B
Hello everyone and welcome to yet another diary! :hello: Gosh, I have butterflies as I type this! :o I have decided to start a diary after reading so many inspirational ones (notably Piq's and KTJazz's) I love MSE and particularly the "what small" thread, so many wonderful people...sophiesmum, piq, kt, andan, fay, cassey,…
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my dfw diary
ok i owe £2525 was £5000 in flexiloan and overdraft i need and want to get rid of this i cant work as i have 2 young babys to look after and dh earns a bit too much for me to qualify for working tax credit or childcare plan of action find weekend part time job search everyday loan £1500 overdraft £1000 this to pay off…
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Naarwich's Debt Free Journey
I discovered MSE in late 2008 after seeing Martin's show on Channel 5. Since then, my wife and I have seriously taken a look at our finances in an aim to curtail our spending habits and we've made some serious inroads into starting our journey to Debt Free Heaven! In order to maintain our focus over the next few months I…
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New year, new start - Purpletea65's 2009 Plan
I was going to wait until January to start my new diary but as I have joined a few challenges for the coming year and have got into the ‘new year, new start’ mood I thought I would get the ball rolling today. The debt as of December 2008 is as follows - £9076.70, if I am to reduce it by half we need to aim to save £300 a…
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Single and in debt.
Official MoneySavingExpert.com Note: As this discussion's become so long it's taking resources from the servers. We've started a new discussion thread so if you can carry on the discussion there that would be great: Single and in Debt Part II Back to Sarahb123's original post... Hello all, I have never posted before but I…
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Debt Free Wannabe- Newbie Diary
Hello everyone:j . I have looked at a few threads and this site is great. Well I'm coming upto 25 and want to sort out my finances. Mainly because in the next couple of years i want to start my own home business and to do that i want to be financially stable and debt free. I have done a statement of affairs below and any…
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AD1JNL's Debt Free Mission
I really don't know how I managed to get in the mess I have again. It isn't the first time I've got into a lot of debt but the past couple of times I've moved house and managed to pay the debt off with spare equity. It was just hiding things and I would go back on my spending/drinking/smoking spree. I've had various bouts…
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Jolly's new start....another diary!!
Hi there, hope you don't mind but yet another diary i'm afraid! I'm a long term lurker and have been on a dmp for over a year now but want to start bringing down my debt free date and not going to do it without keeping myself on track. So, from now onwards I am going to track all my positives and negative (i'm sure there…
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SOA ouch !!!!!! and debt diary
:confused: ouch this really shows what happens when you take your eyes off your purse and just keep shoving your hands in and taking it all out any advice would be greatly appreciated Statement of Affairs and Personal Balance Sheet Household Information[/b] Number of adults in household........... 2 Number of children in…
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Hell in high heels... the debt diary.
So, where to begin? Pull up a chair, it's a long one... I was a poster on here, pretty regularly, for some time until about June last year. I've not been back much since. Due to those circumstances, I have re-registered under a new name... I was actually doing well on the ol' DFW road... so much so even my parents were…
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My in debt pauper to princess and savings diary!
Ok, so i've been reading all the threads...and i've decided to log my progress, even if no one else reads it! Main goal for 2009 is to move out with my OH, so i'll be discussing with him the best way to do this. He doesnt want to rent, and we sooo cant afford to buy. I might end up moving home again to my mums to save…
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Starting afresh in 2009 - I WILL be debt free diary!
Well it's the New Year and I'm determined to start afresh! :D A quick intro first of all - for those of you who don't know me - I'm 22 and living with my OH. We both work full-time and have debts - I've had my LBM (several times...!) and he, well, hasn't. This drives me crazy because (even though he's much better than when…
