We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debt free diaries

A place for MoneySavers to share their journeys towards debt-free living.

My Debt Free Journey - Beginning
Firstly, hello all. I have used the boards a couple of times before, and have been thinking about doing this for a while. In all fairness, I am not sure what took me so long. I have a mortgage with my dear other half, and much as I would like to embark on the mortgage-free journey, I think it makes more sense to clear…
Yukkibear's journey to money making land
I've read loads of diaries over the last few weeks, and you have all inspired me to start my own. I have a few goals I would love to achieve and this site has been a great start in helping me along the way. I live "down south" with my partner and our two girls. We're fortunate enough not to have a lot of debt, just the…
Ikkle's journey - currently wanting to stamp on Welcome Finances head!
I have been on the site a little while now and have got a grip on the jist of things that I need to do to become debt free so have chosen now to start my DFW Diary. Ok so I am Ikkle ( I'm not ikkle really I am 6ft2 but anyway lol) and I am 20 years old (21 next month) I looked on this site last year to look at reclaiming…
my journey to debt freedom!!!!!!
Hello all been posting on here a couple of weeks now and have decided to wirte my own diary, please don't feel the need to read yet another diary but I am doing this for myself really to keep myself on the straight and narrow. Well I'll start with a little about me, my name is Rachel, I am in my mid thirties and married…
The 300k debt-free diary!!!
Title is a sign of my optimism!!! :D I've been reading other people's stories for ages, and found their debt diaries really inspirational. I've always fancied putting everything down in one place, but been too shy to post my own in case nobody is interested, or I do it all wrong! Because of the big sums and complicated…
moneymabels debt free by 2009 challenge
As you can see from my sig I have a relatively small debt compared to many on here, I started my own diary and challenged myself to pay it off by 2009, I had a few people reply that were in the same / similar amount of debt as myself and one suggested a new challenge thread so here it is! All welcome no matter how big or…
"Noggins Journey"- A general rant diary...
Hi :hello: I hope no body minds me starting this thread. I am in need to great encouragement and always receive it plus plenty of advice from my fellow DFW's. :D After reading through other peoples debt diarys I have decided to start a little one of my own, mainly to keep me on track for a year what I intend to be a…
Diary of my new life !!!
Well, I hope you guys don't mind if I start yet another diary, but having read loads of others I think it would help me stay on track. Firstly I will explain my situation ... I'm not actually in debt but if I don't watch every penny I know I could be quite easily. I did wonder whether to do this on another board but I read…
Hypno's "bursting with energy" diary.......
So, here we are.....chapter three of my debt diary! Welcome aboard!! The title is designed to spur me on to do all those things I need to do in order to get debt free - I figured that if I can't get energy anywhere else, I may as well try to get it from here.....! So, things, for those that don't know...... Well, I have…
IA's road to becoming a CAB Debt adviser.
HI! For anyone who doesn't know me I'm Sarah. I'm 22 and live in South Staffordshire with my husband Steve and our 2 children, Ashli and Kaitlyn, ages 3 and 1. I have been a DFW since October 2006, sorting out our debt problems and finances and I'm happy to say that now we're coming out the other side of it.. with our…
update on our DFW journey
Hey everyone, It may be too early to celebrate but it is day 18 of our new bank account, staying in CR, pay everying and saving each week for cars, xmas, etc. I am so proud of us. We still owe what we owe (currently 25.5K) but this has got to be positive hasn't it? When we started this journey about two months ago we were…
I heart NY - Our journey to and across the Pond
Hi, I've read through a lot of posts on this board over the past few days and was hoping I could pick some brains... My husband and I are starting to feel things are a bit "tight" in regards to money. We both earn an averagely ok wage, have no kids and rent our flat. However we both have debts. Mine is in the region of 7k,…
The diary of P's everworkingtrollhuntingdebtbustingenergisingmseing life!!
TITLE COURTESY A'LA BOB!!!:D Ello everyone... Well here is my new diary, and a continuance of my debt busting mission and TBH the last 2 months I have been pretty bloomin carp and there has been nothing other than my contractual monthly payments off the cards. I've let my old diary die a little lately as i've been…
New me New start, Pania's positive Progress!
Hi All. Well, those of you who read my diary will know that just lately it has been getting more and more depressing. I have really been through some brown stinky smelly stuff but I'm starting to come out the other side again, I feel positive, I feel happy, and most and best of all, I feel WELL!!:T So I have decided Pah!…
Missy_D - Journey to Freedom!
Well.... hello! Having spent endless hours lurking at others diaries here I thought it was about time I gave myself the proverbial kick up the bum to get on with my life and sort out my finances. (Firmly removes head from sand!) I am 27, soon to be 28 and have been in debt for the whole of my 20's so far. I'm not gonna let…
My journey to becoming debt free begins!
Hello All, Can I start by saying a big thank you to all the DFW's on this site, without you I wouldn't have had the courage to start this process: I am new to all this and have also typed some of this on another thread, I am not really sure of what I am doing at the mo but here goes: "Hi I am a newbie on here, I have been…
Babies, biscuits, boobs and budgetting!
Helloooo! :wave: Well, as some of you may know, tomorrow is a bit of a landmark for me, because I return to work after 12 months of maternity leave - eeek! I've also been having a bit of a difficult time in my personal life recently, so I thought now would be a good point to leave all that behind and start a new thread. A…
Journey towards the light bulb
I am struggling to get towards a lightbulb moment. I have seen all the posts on here and I am rather ashamed that I am coming on with so small a situation, but I hope you will treat me kindly and help me work towards a resolution. My OH and myself do not owe much money. All money matters are left in my hands. My OH does…
The New Me And Our Quest To Become Debt Free And Have Self Belief
Hi all, just need to write this down as my heart is well and truly broken and I feel that I am just failing my children. As most of you will know we are in a lot of debt and are doing a self admin DMP, everything seems to be going ok so far and hubby is working lots of overtime to help reduce debts. We have a 7 year old…
£50,000 in 3 years diary. Can I do it???
:santa2: Hi all, I'm Roxanne, I'm 25 and I want to save £50,000 in 3 years :eek: Right, deep breath. Here we go. I'm sorry to the diary haters out there but I'm going to throw in my twopenceworth. I need something to record everything and motivate me (hopefully). If anyone wants to read how I'm doing, chip in with advice,…

★ ★ ★ Meet your Ambassadors

Popular Tags

MSE News

Lloyds, Halifax and Bank of Scotland to close 292 branches in 2024/25 – here's the full list, plus alternatives
Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least 292 of their bank branches in 2024 and 2025, the Group has confirmed.
Martin Lewis: We need financial education in EVERY school for EVERY child
Universal financial education – providing young people with the knowledge and experience to thrive in our highly competitive consumer economy – is vital for the future of our society, MoneySavingExpert.com founder Martin Lewis has warned. Addressing an all-party group of MPs and peers at Parliament, Martin told them, loudly and plainly: we need financial education in EVERY school, for EVERY child.
State pension set to rise by up to £460 a year – but Martin Lewis warns it won't help pensioners this winter and most won't get the maximum
The state pension is set to rise by up to £460 a year (£8.80 a week) from 6 April 2025 under what's known as the 'triple lock' guarantee. But MoneySavingExpert.com (MSE) founder Martin Lewis has warned that any rise will come too late to help pensioners set to lose their Winter Fuel Payments this winter, while most won't get the maximum increase. Here's what you need to know.
The Body Shop administration latest – here's what you need to know
Cosmetics retailer The Body Shop has fallen into administration, resulting in almost half of its 198 stores shutting their doors for good and hundreds of staff facing redundancy. Below we round up all you need to know.
Martin Lewis warns council tax debt collection is 'so aggressive it'd make banks blush' – change is needed
Aggressive council tax debt collection practices – even after missing just ONE payment – are putting up to two million people at risk of serious harm, new research from charity the Money and Mental Health Policy Institute (MMHPI) has found. The charity's chair and founder Martin Lewis has called for Government action and urged local authorities to look at their methods in the meantime.
First-class stamp prices to rise by an inflation-busting 22% from 7 October – here's how to beat the hikes
The cost of standard first-class stamps will rise by an inflation-busting 22% from Monday 7 October, Royal Mail has confirmed – but if you buy some now, you'll still be able to use them after prices go up.
Nationwide to hike FlexPlus packaged account fee by £60 a year – should you ditch and switch?
Nationwide will raise the fee on its popular FlexPlus packaged bank account from £13 a month to £18 a month in December, the building society has announced. If you've got the account, it's likely worth sticking with for now – though you should diarise to look at alternatives when the new fee kicks in. Here's what you need to know.
FREE visits to 5,000+ UK historic buildings & heritage sites in September
You can get FREE access to many historical sites and tourist attractions this month including National Trust sites, castles, locations used for TV and film including Pride and Prejudice , The King's Speech , and Bridgerton, and more. It's all part of heritage open days across the UK.
School uniform grants: check if you can reduce costs by up to £200 with support from your council
If you're on certain benefits, such as Universal Credit, you may be able to get up to £200 to put toward the cost of your child's school uniform in the form of a non-repayable grant. We've pulled together a list of the councils that offer the support and how to apply.

View All

Debt free diaries

Categories

Popular Tags

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Debt free diaries

Discussion List

Categories

Popular Tags

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free