Animateme's debt journey
animateme
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Hi I'm new, I discovered this site tonight between washing up yukky pots and prepping for a lesson tomorrow. I am so happy I am not alone, my debt problem has been an awful experience, but there is comfort in knowing you guys are here. I knolw now If you find yourself in a hole, then stop digging...
My wife and I are up to our earholes; 20k for her and 33k for me. We rent a house 'cos a mortgage lender would laugh at us and maybe offer us a small shed made of lego. Our income is 18.5k for her and 28.4k for me, so better than a kick in the nuts:D
My debt is partly from an irresponsible youth, but mainly from education; a degree, an MA and recently a 7k american diploma have taken their toll. I call it an investment, but so far it has just meant a fat debt and premature grey hair. I'm 34 - no fair!
My wife's debt comes from partying as a student.. and shoes. If it weren't for me I think she might have racked up 50k by now. I keep nagging her, but she still sneaks purchases on the NEXT account, hehe. Never mind, she helps me a lot, plus she has cut up the rest of the store cards.
Well, I'll have a breakdown soon, thanks for reading!
My wife and I are up to our earholes; 20k for her and 33k for me. We rent a house 'cos a mortgage lender would laugh at us and maybe offer us a small shed made of lego. Our income is 18.5k for her and 28.4k for me, so better than a kick in the nuts:D
My debt is partly from an irresponsible youth, but mainly from education; a degree, an MA and recently a 7k american diploma have taken their toll. I call it an investment, but so far it has just meant a fat debt and premature grey hair. I'm 34 - no fair!
My wife's debt comes from partying as a student.. and shoes. If it weren't for me I think she might have racked up 50k by now. I keep nagging her, but she still sneaks purchases on the NEXT account, hehe. Never mind, she helps me a lot, plus she has cut up the rest of the store cards.
Well, I'll have a breakdown soon, thanks for reading!
Debt 33.5k (highest 36.8k) Income 28.4k
0
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Replies
What I would say is get your wife to part with that Next Account. I had one and got into diffs with it. I couldn't even show you an item that I've bought on it. :mad:
http://forums.moneysavingexpert.com/showthread.html?t=107280
Cheers and good night