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SPskint44's stress-release diary
My Debt Management Plan is about to start. I feel positive and scared at the same time. The stress is neverending and I hate myself for getting into this mess. It keeps me awake. I have constant headaches. I'm a spendaholic and I have nothing to show for it! This is my release. Barclayloan £9053 Barclay O/D £550 Halifax…
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Its spanish for "I hate debt"...
... the name that is. I guess I was trying to be witty and the reason I choose spanish is because once I clear this debt thats where I hope to start a new life. Just a dream at the moment but we are all allowed to do that, right? At the age of 24 I am ashamed of my debt as I have next to nothing to show for it. No lavish…
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Quick Success Story...
Pay day today - and quite a big one - for the first time in...ooh, maybe 7 or 8 years (since before uni) the balance in my bank account is actually larger than my debts -and still will be by the end of the month - so am officially declaring myself as debt-free :) Since leaving uni (3 years) I've paid off 9k of postgrad…
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some firm can destroy you by putting your address into play wrongly
having checked my credit report i find that my address has been linked by a firm to someone else and i have no redress against the credit reference agency can this be fair:mad:
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Will my debt free journey help
Well the day I had kind of feared eventually turned up on Wednesday and in a way its been good. The bank called, as we had finally exceeded our overdraft limit. It wasn't so much a lightbulb moment as a full strip of flourescent lighting. It forced a lot of thinking and some talking between me and my wife. We both knew it…
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Eckythump potters on.
Hi Guys, I thought I would start myself a little diary as I have been a long time lurker on these boards and now find myself in need of some of the moral support you guys are so good at giving. Background. household consists of me,hubbie and our 3 year old son Hubbie is disabled due to spinal problems and is increasingly…
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Postgrad Student aiming to halve debt in 2009
Today has been my lightbulb moment :idea::idea:. I decided to work out how much I owe. It's not that much compared with a lot of people, but it's a lot to me, and I want to catch it early before it spirals... I'm studying for a masters- it was meant to take me one year, but I was struck down with a really bad case of…
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Folding bike
My first post :mad: i would love a folding bike , is there anything i should know before i get one !!!
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my debt free diary.....time to make a change for myself and my boys!!!!
hi all i have finally decided to stop lurking and ask for help!! im currently a sahm so we are living on only one wage plus about £30 child benefit a week. my partner is a self employed electrician so his wages differ every week. we have 2 young boys age 5 and 3. i have decided to try and sort our money problems now as we…
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Swapping To Release Money For Debts
Ok - so my debts are about £6500, and when in full time work I pay off about £200 a month. However I was made redundant in November and have gained a lot of weight and health problems. To try and combat my health problems and weight - we decided I should try working part time until I get better. I have just started a 16…
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new beginnings found a bargins tale.
HI All, Im going to start a diary to keep on track with all things debt busting. I currently only owe £2-3 Thousand but myself and the otherhalf have coth decided to move on so i am moving back home for a few months to sort things out. I need to save for a deposit and to part furnish a flat / home. We have a son toghether…
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Eat Less- Move More!
:T Hi peeps, Well here i am again back again looking for support:eek: Id lost almost 2 stone before xmas & youve guessed it ive it put back on again:mad: So from 2day im trying very hard & i will succeed again!!:T So if you dont mind im going to report daily as i believe this helped me last time....... Any one want to join…
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2009-goodbye debt goodbye fat!
Hi, im a seriel lurker here and i know things like this have been done before so i was wondering if anyone wanted to join my quest for down with the pounds down with the debts my star weight is 14.13stone my start debt is 30,000 my first target is 1stone and 1 debt anyone interested? anyone done this successfully?…
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Please Help...
Hi people, In a bit of a sticky situation - I used to work for a party plan organisation, and whilst I worked for them, I changed my address. 5 months later I left the company. Being an idiot, I completely forgot to send my kit back. It then Turns out the company hadn't changed my address and were sending me reminders to…
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Getting from A2B
Hello everyone and welcome to yet another diary! :hello: Gosh, I have butterflies as I type this! :o I have decided to start a diary after reading so many inspirational ones (notably Piq's and KTJazz's) I love MSE and particularly the "what small" thread, so many wonderful people...sophiesmum, piq, kt, andan, fay, cassey,…
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my dfw diary
ok i owe £2525 was £5000 in flexiloan and overdraft i need and want to get rid of this i cant work as i have 2 young babys to look after and dh earns a bit too much for me to qualify for working tax credit or childcare plan of action find weekend part time job search everyday loan £1500 overdraft £1000 this to pay off…
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Naarwich's Debt Free Journey
I discovered MSE in late 2008 after seeing Martin's show on Channel 5. Since then, my wife and I have seriously taken a look at our finances in an aim to curtail our spending habits and we've made some serious inroads into starting our journey to Debt Free Heaven! In order to maintain our focus over the next few months I…
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New year, new start - Purpletea65's 2009 Plan
I was going to wait until January to start my new diary but as I have joined a few challenges for the coming year and have got into the ‘new year, new start’ mood I thought I would get the ball rolling today. The debt as of December 2008 is as follows - £9076.70, if I am to reduce it by half we need to aim to save £300 a…
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Single and in debt.
Official MoneySavingExpert.com Note: As this discussion's become so long it's taking resources from the servers. We've started a new discussion thread so if you can carry on the discussion there that would be great: Single and in Debt Part II Back to Sarahb123's original post... Hello all, I have never posted before but I…
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Debt Free Wannabe- Newbie Diary
Hello everyone:j . I have looked at a few threads and this site is great. Well I'm coming upto 25 and want to sort out my finances. Mainly because in the next couple of years i want to start my own home business and to do that i want to be financially stable and debt free. I have done a statement of affairs below and any…
