Debt free diaries

A place for MoneySavers to share their journeys towards debt-free living.

My debt free journey
Way back when I joined MSE in August 2006 I was 6 months into my Trust Deed. I also had not told my parents about the magnitude of my debt (all £20,519 of it :eek: ) this excluded my car HP. Although all looked fine on the outside I was still struggling to spend within my means. I was spending the money that was supposed…
Frugal Fox's CCCS Journey
Morning all... Well this really is the morning after the night before. For those who can remember that far back - our budget has always been tight. However we were meeting commitments (not always on time!). However in July we hit a sticky problem. I miscalculated which day my husband got paid - by seven days - the cheques…
Tondella's (epic) debt-free journey
Hello there! I've been a member of this board for nearly a year now and started my debt free journey last November. Briefly, OH and I got engaged and decided to tackle our credit card debts with the aim of being debt free for when we want to have children. After a big flurry of activity in the first few months as we set…
6 months on from 'lightbulb' my DFW journey so far
6 months ago I wrote my first entry on here having just had my lightbulb moment. Our debts were astronomical and far higher than I thought infact 12k more at nearly £37k. I never put my SAO on here and I don't know why not maybe because I was ashamed at what we spent out at and I knew spending £300 a month on clothes was…
my spending dairy
hi i hope you dont mind but im going to put my spending habits down on this thread as it has been sugested that i start a spending dairy for a month to see how much money i waste (if i put it on paper i will only lose it) feel free to coment if you feel im doing somthing wrong so here it gose monday 29 may sainsburry…
carrying on with my debtfree journey..
Just wanted to say that although I don't contribute much I do log on every day and read all your posts. I have had some real inspiration from all of you and it has made me look at every aspect of our financial situation and review it. I have sent complaint letters to our endowment companies and started on the road to…
I'm on a money saving journey
Hi all, Well after subscribing to this site for over a year now I have finally joined this chat forum. I just wanted to join to say thank you to Martin who is the guru! Also, I have decided to move back to my Mum and Dad's house (I am 23) to get rid of my debts and save up money to leave the country and marry my Australian…
Raquela's debt journey...
Hi, all Have decided to start a thread for my debt problems, which ain't great to say the least! My situation is a little different; I'm 29, in the 2nd year of a 4 year degree. I have no regular income other than my grant / student loan, and an access to learning payment. My breakdown is as follows:- Cahoot Flexible Loan :…
Starting My Debt Free Journey
Ok.. Here is where I am at right now. I'm a 3rd year undergraduate student, I finish this degree in June and would like to study for a masters come September for one year. There is a problem, I owe MONEY. It cuold be worse and I'm trying not to get to scared over it but it has been getting gradually worse to the point that…

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NatWest, RBS and Ulster Bank to close at least 172 branches in 2023/24 – here's the full list, plus alternatives
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