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Card Insurance???
Hello guys :) I have a question :) As some of you know I am trying to rebuild my credit and have 2 low limit caredit cards to do so (£350 limit in total). I never took the fraud insurance out on these cards, I called Capital One this morning to activate my card and was asked if I wanted it. I thought I would ask you guys…
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BT will I still be insured ???
Not very clear on this but I have just paid for my holiday on my barclaycard visa, I think I get some sort of Insurance(Goods and Services) if anything goes wrong. I can't really afford to pay it all off at the end of the month so was thinking of BT to sainsbury's or Asda. If I do this ; 1)will the insurance still be valid…
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House rent on credit card
Hey all, as I am renting a house for ~1300p per month would it be possible that the agency sucks the amount out from one of the credit cards. Out of that I could profit from the offers like: purchasing interest 0% or every spent coin/purchase will give you money back like with the egg card. Is there any chance for that or…
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Nat west classic credit card (the basic one)
any ideas how much credit limit this gives out? suspect it won't be alot!
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Late payment fees - are they legal?
Hi. Because I missed a payment on my Barclaycard account (first time this has happened) they have hit me with a late payment charge. Not only that, as a result of the missed payment, I have gone slightly over the credit limit, so they've charged me for that also! Earlier this year, the "Guardian" reported that the Office…
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Credit Card Reward Schemes Article Discussion
This discussion is about the Credit Card Reward Article If you see any changes to rewards cards or want to discuss this article please click reply
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OH Received Capital One Card Today!! Couple Of Questions
Hiya Just wanted to tell you that OH received his Capital One card this morning after only 10 days from start to end :j I dont know if you recall, but posted a few weeks back as OH doesnt have bad credit but no real credit history as all credit has been in my name in the past :o People advised to try capital one and just…
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No balance transfer fee on Sainsbury's Bank or Asda CC?
Seems too good to be true but it's right there on the main page: http://www.sainsburysbank.co.uk/credit_cards/cca_productdetail_adv_skip.shtml 0% p.a on purchases and balance transfers for 5 months typical 13.9% APR (variable) booklet of money-saving vouchers for use in Sainsbury's no annual fee or balance transfer fee…
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help
I have been living with my partner for 5yrs, I am now a trainee solicitor but unfortunately we both also have alarge amount of credit card debt. We are living in my father in laws house at the moment, we have inherited 90,000 worth of its value but now need to buy out my partners brother at 60,000. However we have been…
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Credit Card Advice Please
My Egg anniversary offer is nearly up and I am looking to apply for a new CC and hopefully transfer my Egg balance onto it at 0% for as long as possible :T Now... I just wanted to ask what the rough guidelines were relating to the amount of credit you have, relevant to income? The reason I ask is because I don't want to…
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Credit Cards
Hi guys My mum wants to put me and my partner on her credit card (with a small limit lol), she has a VISA, can someone "in the know" tell me how many people you can put on your credit card? And me being on my mums card, will help my credit rating wont it? Matt :beer:
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Chip & Pin - Widely Used in the US?
Got my Nationwide card through the post on Tuesday. Going on Holiday tomorrow (to New York) but Nationwide have not yet sent me my pin! Thus what I want to know is, in the US is cip and pin widely used and if so, will I have any problems in using signature rather than pin number? Any help would be very much appreciated -…
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Want no BT fee and only £5 min repayment p/mt credit card please
Hi there, Like many others I took out a Virgin MBNA card months ago and have loved only having to pay the £5.00 monthly repayment fee per month. It has meant that I have been in a position to concentrate on other things. Sadly, my 0% period is due to expire shortly, and I was wondering if there were any other credit cards…
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which interest rate is better?
FOR LIFE - 5.9% p.a. variable for all balances transferred in the first 6 months or 0% interest for 6 months? I have £2500 on cards that I need to pay off and I've got that spread over 3 cards! Less hassle with 1, I suppose?
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Best 0% balance transfer card with no fee?
I need a new credit card with a 0% balance transfer fee! I've already had/got EGG, Halifax, LloydsTSB, Mint Virgin won't give me a card because I couldn't prove where I lived in 2001 (apprently I'm not registered anywhere and I don't have any documentation to say where I was i.e. Bank Statements!) any ideas?
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Egg Green BT query
Wonder if anyone can clarify? Is the 95% BT limit for new card holders or existing? (Had account for 3 years.) I see it stipulates this on the site for new applications but I can't see any mention of it when account is actually logged into. Needless to say, I can't find any paperwork right now and OH (who's account it it,…
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When a credit card is not secure! (yeah, I'm thinking the same thing)
It's simple. I use a credit card for protection. Example1: The goods aren't what was advertised, I can get my money back under the consumer credit agreement Example2: I didn't purchase the goods (an unknown item on my credit card), I dispute it, the credit card company are then liable to investigate and recover the money -…
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amazon mastercard
I'm thinking of applying for an Amazon Mastercard & transferring a balance from my Sainsbury's card as the 0% rate on that is up soon. In the Amazon T's & C's it says they are run by Halifax and that you can't transfer balances from other Halifax affiliated cards. is Sainsbury's Bank run by Halifax? I seem to remember…
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Should I cancel my credit cards to up my credit rating ??
I have used a few credit cards over the last couple of years moving a credit balance around in order to take advantage of 0% interest while I paid the debt off. Now it is nearly paid I am wondering if it is worth cancelling some of the credit cards as I will not be using them again ( learnt my lesson thanks !!). Will this…
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aplication but no response...
I applied for a credit card about 3-4 months ago for an egg card but I did it online thinking it would be quicker. I never heard anything though and I got a report from the 2 main credit report companies and its not showing a search on there from them. I just wondered, I gave egg permission to search my credit file but…