Card Insurance???

Niteflyer

Hello guys

I have a question

As some of you know I am trying to rebuild my credit and have 2 low limit caredit cards to do so (£350 limit in total).

I never took the fraud insurance out on these cards, I called Capital One this morning to activate my card and was asked if I wanted it. I thought I would ask you guys for your opinions first (I have the usual sickness and redundency etc... insurance)

It's the insurance offered by Sentinal, is it worth having? it costs £20 a year and cover all cards in my household against fraud and theft etc...

Am I covered for anything without it?

Thanks guys

Matt

Niteflyer

So do I need this insurance or.................?

StevenP_2

Niteflyer wrote:

So do I need this insurance or.................?

Tell them to stick the insurance where the sun doesnt shine pal

Steve

Niteflyer

Thanks.

So what are the benefits of having the Sentinal insurance then?

anyone?

Thanks

YorkshireBoy

Niteflyer wrote:

So what are the benefits of having the Sentinal insurance then?

Sentinel's "Summary of Benefits" here...

http://www.sentinelcardprotection.co.uk

Previous MSE discussion here...

http://forums.moneysavingexpert.com/showthread.html?t=19956

Niteflyer

Yeah and I've read those, all I'm asking is what are benefits do I get OVER my normal card benefits.

grumbler

A few other threads:
Sentinel Card Protection
Credit Card Protection Schemes?
Credit Card Protection
Fraud liability

Niteflyer

Thanks.....

Niteflyer

grumbler wrote:

A few other threads:
Sentinel Card Protection
Credit Card Protection Schemes?
Credit Card Protection
Fraud liability

Thanks Grumbler, that explains a lot more Cheers

Matt

grumbler

Niteflyer wrote:

... please don't reply to any more of my posts, I don't find your posts helpful and don't apreciate the way the are answered. ...could you refrain from replying to my posts as they will not be read by me. If you have anything to say to me, you are welcome to PM me

1. The best way to say this is to send PM (as you ask above!).
2. If you don't like someone's posts, just add the member's name to your Ignore List: Ignore List (Guide). Although you cannot receive PMs from this member later, I don't think this can be a problem.