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Capital One: online application requires further verification
Hello Has anyone else here recently tried to apply online for the Capital One card with the 16 month 0% balance transfer facilty? I've just tried to apply (10pm) and received a message saying my application would require further clarification and I would receive a decision from them within 10-14 days. Is this a bad sign?…
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How do I get offers?
Hi I am looking to get a new Credit Card for the sole purpose of paying a monthly bill but I need to be able to spread the repayment of this single transaction over 4 weeks. My bank account won't be able to support it so I will initially need to supplement the repayments via some savings. EG - 1 monthly bill payment £200…
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Help Help Card Isurance ?????????????????
Please can you help, my friend pyrchased a Plasma screen, last week, from a shop in london, the unit was £ 2400, well on the way home he got a rear puncture, so this had to be changed, well he could nnot get the locking wheel nut off, and had to go and get help..and his phone had gone flat, so he went of........when he…
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Insurance cover by using a Credit Card
Given that I can buy furniture at DFS with one year (no payment) followed by 3 years 0% credit, how best to pay by credit card and so be covered should the company go bust without supplying my order. Why would I pay up front when I can get the interest on my money by keeping it invested? But then I would not have the…
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Monument Credit Card--Such a small limit compared to my others ?
As well as an amex,tesco,egg money,icici bank,sainsburys and virgin credit cards i have also just got one of these monument cards.I ve got to admit i sign up for any of them when i can, i dont necessarily use them just handy to have around in fact my Tesco card they have increased the limit twice from 1k at the start up to…
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Help!! Need to pay credit card and can't access site.
I need to get my Nationwide credit card paid by today at the latest or not the payment is going to be late. Due to my kids both being continuously sick, being in hospital etc I've only now managed to get my bills organised - I know not very MSE. Anyway, I called Nationwide and they advised paying through my online banking…
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Why was I charged on sainsbury's credit card?
Just had a holiday and used my sainsbury's credit card to book on line with ryan air. The credit card fee was £7.00 If I had known perhaps I would have used my debit card instead, my friend who is Swiss said he didn't pay any fee on his card. but of course there is possibly different rules for different countries. Do you…
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Barclaycard free warranty?
Can anyone tell me if Barclaycard still offer a free warranty if you use there card to buy electrical goods?.
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Homebase Interest Free Credit PLUS Spend n Save
Not seen this listed before and not sure whether best to place here or Credit Card forum... Buy products using the Homebase card and get 3, 6, 9 or 12 months interest free. For example - Purchase items to value of £500 get 9 months interest free. Even if you are just below the £500 limit buy something to bag the 9 months…
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Request increase in credit limit Cahoot
I have a cahoot revolving loan account, if I request an increase in credit limit, do they still check with Equifax or experian?
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Which SBT and 0% card?
OK heres the problem. I'm going to pay off my mortgage (£10000) by SBT to my current account and then clearing the SBT card with a 0% balance transfer card, thus saving the interest payments that I would have paid (8 years left) I will shift the outstanding debt before the end of my 0% period to another card (hopefully) I…
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CC for monthly DD repaid wkly instalments!
Hi Can anybody tell me the best Credit Card to apply for (hopefully with instant acceptance) that I can use to pay a monthly Direct Debit? I have to pay £200 a month for a regular household bill but cannot afford the payment in full from my bank account. However I can afford to repay a Credit Card back £50 per week.…
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CC fraudulant transaction
Our cc was used fraudulently, not sure how they obtained our details; either card was skimmed or details taken by an unscrupulous employee. Fortunately the company who had an item ordered on our card sent us the invoice with an unknown (to us) address for delivery. We stopped the card immediately, sports company hadn't…
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invitation from credit card companies and/or loan companies
I'm sure some of you get pre-approved cc/loan from different companies via post. If you apply in one (or accept their offer) do they still check your credit file with Experian and Equifax? Do you almost qualify to get what they are offering?
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Question about balance transferring money to/from 2 Credit cards
10 months ago I decided to get a credit card to pay off my car finance but with 0% interest. So I got an MBNA credit card (0% for 9 months) and transferred to full amount (£1950) to my current account, then paid the finance company with this money. As I owed about £7k on my car this didn't settle the balance. At my 9 month…
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Statute of Limitations on Barclaycard refund for fraud?
Just before last Christmas we ordered an Arsenal shirt from a company in America for £22.99 which was billed to my wife's Barclaycard. Delivery was promise before Xmas, but never arrived. Merchant was very co-operative, and advised it must have been lost in the post, and willingly promsed to send replacement, which also…
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anyone sucessfully appealed declined m&s 2yr credit deal
has anyone successfully reversed a decline on a card. what did you do to pull it off. is it just to try to convince them that you CAN repay
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Vanquis Card Update
I called Vanquis today to ask why there was no onlie application or website and was told there is now, but he couldn't remember the address. So.........after a LOT of searching for it, I have found the VANQUIS CARD online application form and here it is :) http://www.everything-financial.co.uk/da/21396 Hope it helps :) Matt
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Barclaycard fast payment 'reward'
Barclaycard fast payment 'reward' A credit card which aims to reward people with lower interest rates if they pay off their balance quickly is being tested by Barclaycard. Repayment Rewards is the second product Barclaycard has tried out this year which it claims encourages a more sensible approach to credit. The card…
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Cash Back Best Offer
Hi, Can someone please help! I have been with Tesco Finance and my average spend on my credit card is £2-3K per month (Which i pay in full), but I have now found out from Royal Bank of Scotland I can only make CASH payments once a month, apparently the only card that stipulates this. as my bank is in northern ireland if I…