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Credit Repot with equifax
i am trying to obtain my credit report online and message commming again and again , we couldnt find your record ..? what should i do , how can i get my credit report from equifax?
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Post office online
Hello, I wonder if someone can give me the website that I log into to look at my post office credit card balance and transactions. The help says "You just need to click on the account sign in button on the main credit card homepage" but all I can find is a link to log into the postcode finder or the general sales section.…
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Fraudulent transactions made on my Barclaycard!
I had a call today from the fraud department at Barclaycard to tell me that my card has been used for fraudulent transactions on several gambling sites in the US and Gibraltar!!! I haven't actually used the card myself for several months and it has remained at zero balance since Feb, so obviously they realised these…
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Master Card and Platanium Card
Hi May i have the Barclays Master Card and Barclays platanium card at the same time. mughal
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Barclaycard Platinum
I want to apply for this card but I have heard that Barclaycards are a) difficult to get and b) generally they give low credit limits. Has this been anyones experience. I am looking to exploit there 12 month 0% offer. So far I have applied for and been accepted by Egg (£3,500) and waiting for approval from MBNA (£4,000)…
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Offered higher interest rate than typical customer
I have a 2 credit card debts: £3086 with Capital One (APR 10.2%) and £2114 with Lloyds Platinum (APR 13.2%) I am slowly reducing them but was pleased to see that Halifax One were offering 0% balance transfers for 12 months so applied for a card. Today I received a letter saying that my application has been approved and "We…
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Do Egg report to CRA's?
As stated above. Thanks
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Three Free Credit Reports in One Go
The American Version If this sight has been mentioned before Moderators are welcome to remove this post. This is an American Website An English site is being rolled out slowly to avoid overload and is starting in the West of England.
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Credit Agreements + Next
I really need some advice here- especially from those with any knowledge of law or who can point me in the right direction as I look for help. I stated an account with Next directory back in 2001. After my first order they sent me 2 credit agreements for me to sign which I did not. I continued to place orders on the…
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Cashback card vs 0% 12 month Purchase Card?
Considering going for one of the latest cashback cards as recommended in Martin's recent article for my wife. She only spends about £300 a month on the card, but it is mainly on petrol. Just wondering if going for, say the GE Money card paying 3% cashback would be better than merely spending on a Sainsburys card 0% for 12…
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Free Balance Transfers
Hello! Apologies if this has been asked recently - nothing popped up on my searches. Are there any cards out there that DON'T charge the 2% balance transfer fee and have a decent introductory rate? I'm looking for a card but they all seem to have slipped this nasty 2% fee in. Thanks in advance. Ox.
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Does a default disappear from credit files on 6th year anniversary?
Hi, got a default in May 2000, and while I know it is on there for 6 years, now that it is June 2006 will my default have disappeared from my credit file? The account was marked as settled on 31st May 2000, so we are just over the 6 years. I am hoping to buy a car soon and it would help me greatly if this was not on my…
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Is there anything I can do?
I recently closed my tesco platium visa account and did a balance transfer to BA Amex. Due to me making a payment to visa and also the amex transfer being a bit over the actual owed balance - my tesco visa was over £380 in credit when i closed it down. Theyre now saying it takes THREE WEEKS to send me that cheque. I have…
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Using credit and debit cards in France
Was in France last week and when trying to buy petrol from unmannned fuel stations (these are quite common) using credit and debit cards, all were rejected even before I could put my PIN no. in. I have 5 credit and 1 debit cards and none worked. I very nearlly got stranded with no fuel but persuaded a friendly native to…
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CitiCard-Bmibay Advice
Hi I got a new BMIbaby credit card and done a balance transfer at 0%, I've got my first statement in and it has this plus (CPP which I did'nt want). Anyway they have an estimated interest figure of £50.00! I 've asked why and they claim the figure is worked out using your standard apr but I will not be charged any…
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calculating interest
help! i have applied for the ba amex to take advantage of life of balance deal. i want to calculate how long it will take to pay off my debt. how do i calculate the amount of interest monthly? will be a silly question to all you experts out there, i know thanks
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3% charge for using AMEX card
Last month I took out an insurance policy with a well know moddified insurance company, when paying by AMEX I incurred a 3% admin charge taking the policy total to £812.37. This policy took effect on the 00:01 25/05/06 On the 24/05 I found a cheaper policy with another insurer so decided to cancel the original policy on…
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Beware Morethan Double Charge!
LLoyds transferred my More Than balance to a new Lloyds TSB Platinum card on 6 Jun. It suddenly appeared as a new account on the Lloyds website even though I do not yet have a card. This transaction also showed on the More Than site yesterday. Today the More Than site has changed and is still showing the same amount as…
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Do you have a SAGA Card?
.. if so have you been told that Morgan Stanley are taking over your card? ( I think it is issued by Liverpool Victoria??) I am looking for an overseas use card but I reckon that the beneficial terms of this one will eventually go when Morg Stan get their hands on it - along with the normal Liv Vic card. I would be…
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Post Office CC - can I do a BT from mine and my husband's seperate cards?
Hi there, just got married and will be setting up joint account with my husband. He has always had a certain amount of debt which we need to try and get sorted over the next year or 2. I would like to transfer his CC and my CC to one 0% but not sure if this is possible and don't want to go through the whole online…