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capital one
just been sent a capital one letter asking me for proof of address ect... does this mean i've been accepted?
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American Airlines 20,000 free miles Citi card
i need a flight to Boston next Oct and came came across this offer while hunting around. http://www.citibank.co.uk/personal/cards/cards_aadvan.htm seems like a good deal but to be honest i doubt i can meet the spending requirements in by 31.12.2006 whats the likelyhood of similar offer of same value replacing this one when…
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What does this mean?
Hi all, After reading Martin's articles on low rate balance transfer cards I applied for an M and S &more card so that I could transfer a couple of balances I have on a Barclaycard and a Debenhams card, both high rate interest. As the rate of the new card will be 3.9% for the life of the balance transfers I was really…
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What may seem silly
I have credit cards, but I've never cancelled them. As I've destroied them I don't even know who I have them with any more. Is there anyway I can check how many cards I have, and with whom. The only 2 I know I have are because I owe money on them. Thank you for your help.
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ADVICE: Credit card applications ?
Hi I have applied for the AADVANTAGE card were you get the free USA flight http://www.citibank.co.uk/personal/cards/cards_aadvan.htm My Wife and I want this card is it better to wait for mine to come first or should i apply for my wifes now as well. the reason i am asking this doesnt credit card companies prefer you to…
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Barclaycard smallprint
Can someone out there help me, I purchased a T.V. from Allders about 3 years ago, before they went wherever they went, at the same time I recieved a free 5 year guarantee with the T.V. this was one of the reasons I went to this store. I purchased the T.V. with my barclaycard, as the T.V. has now broken down and Phillips…
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Afraid to apply for a new credit card
I'm in a pretty bad way with my debt and really struggling to keep up with the minimum payments on my credit cards. I'm trying to tackle it though, and my first thought is to transfer as much as I can onto 'low interest for life of the balance' cards, and if I'm lucky 0% cards. (Some of them were 0% but have now run out,…
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Looking for new credit card
Hey there i'm looking to transfer my cc balance to a new card. I am currently on Halifax One with a £1000 limit/balance on it at the mo. So looking to transfer to a card with 0% interest on balance for a year so i can pay off without rankng up to much interest.
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Refused credit card
I've just been refused a credit card application by the Co-Op and it's never happened to me before. I've always been given new cards or loans or whatever without problem. I went to Experian and have got my record from them and it all looks fine so am a bit confused why they have refused me. The only thing I can think is I…
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help with credit card for poor credit history
Hi all Can anyone offer me any advice please? I have a credit card with mbna and owe a little over £7000. The interest per month averages about £80, also my minimum monthly payment is roughly the same. Most of the time I can only afford to pay the minimum so therefore I'm not really getting anywhere. I don't use the card…
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Amex Red?
Hi Does anyone have the Amex Red Card, have been looking into this and it seems pretty good, does anyone know if there is an interest free period? and if so what it is? as I cant seem to find it on the amex site thanks jim
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Foreign Purchases on Credit Cards - MBNA
Hi, I have just bought some tickets on my BMI MBNA credit card for $1200. The current bank of england exchange rate is 1.9 and Travelex is 1.844. So, therefore the sterling amount for me to be charged would have been around £660.00. Even with a 2.75% fee from MBNA. They have posted a transaction around £758.00. On 30th…
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Example of MBNA customer service!
Got a telephone call this evening about my Gold MBNA card which I have not used for over 4 years. I have not activated the card I received about a month ago and told the person on the end of the phone this -'' It does not matter sir, as a valued customer of MBNA I can offer you a low cost balance transfer to clear your…
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Doh, A&L do balance transfers straight into your account
Just went through all the fuss of getting a Egg Money card and called A&L to transfer money so that i could pay off the last half of my loan and they said that they would pay it straight into by bank account for the same fees that i would expect to pay to do a credit card transfer. Ah well at least I've got a 1% money back…
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EasyKard??
Hi, Does anyonehave any experience with using the EasyKard secured credit card system? Dracs:j
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Shop online without a credit card
Now there's a great new way to buy online. With 3V Vouchers if you don't have a credit card or don't want to use one, you can still shop online, over the telephone and via mail order wherever you see the VISA logo. https://www.3vcash.com/
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Does Paying Ontime In Full Affect You?
I pay my Capital One credit card balance in full (if not, a few pounds more) each month. I've had the card for over 2 years now but they have never increased my limit despite several requests. They just tell me they will write to me when I become eligible. I guess they're not making money out of me. Can anyone offer some…
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0% Credit Card Vrs Loan - Helpppp!!
Hello, I'm moving to Sydney at the end of November for a minimum of a year and really need some advice of paying off my UK credit card whilst over there. As I see it I have three options and I'm not sure which is best 1) take out a UK loan for the full amount outstanding (£2200) then every month make an internet banking…
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MBNA changed payment date
:mad: Notice I've been charged a late fee on my Sony card (MBNA) of £12 and thought that's odd, always been on time before and looked back and noticed they changed my payment date from the end of the month to the 23rd about 3 months ago. The last 2 months luckily my payment has hit the account on the due date, I'm so mad.…
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Overdraft
hi all since changing jobs and having a few months in between of not working, i managed to create a running overdraft of £4k ish. this has been costing me £30++ per month in charges, but i dont know how to move the debt to a 0% option - i recently got the GE card (12 months 0%), but it wouldnt let me move debt from an…