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Egg Card or Egg Money
What would be the best card to apply for out of Egg Card or Egg Money?
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Credit card limit
Hi Hope someone can help with a question regarding my credit card........ I havea limit that is not too high.....and I am happy with this..... I would like to buy a large item on my card... If I pay extra into the account above the credit limit will I still be able to buy the item ? and also will the item be covered or…
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Credit Limits - looks like I shot myself in the foot.
Came home yesterday to a letter from Barclaycard stating that they were reducing my limit because they were a 'responsible' lender (which does eg the question are they admitting they've been irresponsible in the past, lol!) Anyway wasn't really happy espeically as Barclaycard seems to be one of the very few ccs where you…
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Turned down for Amex!
Hi I applied for an Amex card the other day solely to use it for the cashback. (I buy a lot of things for work using my personal card & then get refunded so thought I may as well benefit!) Received a letter this morning to say I have been turned down as I didnt meet their credit score :mad: A bit confused though coz I've…
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Which CC has easy approval??
Hi guys, I want to apply for a credit card and am mainly interested in the following: 01. Marks & Spencer &More 02. Marriott Rewards VISA 03. American Express Mini Card 04. Morgan Stanley Buy & Fly! 05. Egg 06. Mint 07. RBS Classic Card 08. NatWest Classic MasterCard I have a decent credit score and want to from you guys…
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Is it safe to apply for another card?
I applied for a Morgan Stanley Platinum last sunday. This will be used for cashback purposes. No 'real' debt will be put on it. I've yet to learn whether i have been successful in getting it. Now....i also want to apply for a 0% purchase card......for getting the xmas presents. Would it be wise to apply for one so quickly…
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My loan, SBTs and my options....
As you can see by my sig i have a loan with £11.5k outstanding on. This depresses me! I should have never took it out. The thing i dislike about loans is the inflexibilty of them. Least with CCs you get a statement every month and can swap the debt around when you want. Now....i've read up on super balance transfers but…
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Price matching Credit Cards
Hi I used to have a Barclaycard which used to have an offer that if I found something cheaper within a month then they would refund the difference. I remember reading about some other cards which also did that, but can't seem to find any info here now. Does this kind of guarentee still exist on any cards? Thanks
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Does paid off in full loans affect your credit rating?
We have a sofa and a laptop loan to pay off(pay nothing for x amounts of months)....one by Jan and one by April but we will be able pay these off in full in the next few months. We need to apply for another credit card at some point as our egg card 0% has run out and our bank of scotland is running out in Jan......Is it…
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GE Money Everyday card
Hello all, I tried to apply for this card a couple of months ago. It offered 3% cashback on all petrol and groceries. I was refused. So, I set about discovering my credit rating. It turned out to be 960 out of 1000...? Anyway... I have just tried to find the link or site again, but can't anywhere. Has it been…
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Help Please - What is variable APR?
Does this mean they can change the APR at anytime? If so, I suppose the Halifax One card is not a good card to have... but it has been recommended to me. Also, what is the best card around for 0% on purchases and BT's, as this is what I am ultimately looking for. :confused: Thanks :p
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Debit On Card Problem
Just returned from Menorca (hi Pearl & Michael hope you retuned home OK). Intended to use my Nationwide credit card in the local village restaurant. Waiter takes card and returns "sorry we are having problems with our terminal". I pay cash. Checked account last night............amount for meal debited twice!!! No sig or…
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Good Eggs (credit card)
O.K Martin ,eggs rates are bad, but dont dump your egg card because of it,just use it for occassional great "privilage/cashback" offers which appear from time to time.In the summer they offered a 75% cashback deal on airport lounge passes.I had 3 airport lounge passes for a total of £12.75 which included unlimited drinks (…
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Manage M&S card online??
I have received this card for my 2nd year of slow stoozing but can't find where I can manage it online. I have used American Express, Nationwide and Sky cards before, and they could all be managed on-line. Have I now gone for a card where I can't do this??? Any help much appreciated :)
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I've been sent someone else's statement!
After my success of re-claiming my bank charges, I decided to reclaim my credit card charges. I phoned Capital One to ask for my statements. All good so far. This morning they arrived. Checked through and noticed some suspect transactions, one of the statements they sent me was for someone elses card. It's got their…
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pre paid credit cards ?
hi all, im looking for a good provider of credit cards which are pre pay, so the amount you put in is the amount taken, yes i know i should get a debt and i have, but some transactions (ones from abroad) require VISA or mastercard. so anyone got any links or info ? :)
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GE 3% Cashback - Statements
Along with others, I am delighted with the GE 3% cash back card (long may it continue). However the lack of on line access to the account is the down side. I used the card abroad during the last month and am keen to make sure there are no dodgy transactions. Although the statements are issued on the 17th, I still dont have…
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£200 holiday voucher - First Direct customers
First Direct are giving away £200 holiday vouchers, but there are a few conditions. In brief: 1) You must be an existing customer 2) You must take out a new product by 2nd November (not long!). Simplest one is a credit card. If you choose that option you must spend £100 on it before 10th December. One voucher per booking.…
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Cash Advances - Interest Free?
I see that HSBC offer credit cards with up to 56 days interest free on cash advances. Does anybody know of any other provider that offers interest free periods on cash advances? (Edit) I am aware that HSBC still charge 2.5% for this privilege as a transaction fee
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Any egg money alternatives?
Hi there, I need a card to get money to my current account and put the debt onto my M&S 3.9% for BT credit card. I applied for the egg money card but for some unknown reason i was rejected. They told me to write them a letter, but that would be a struggle for me :( Are there any other cards which have the same features as…