-
Help/advice on child maintenance and mortgage
Hi all, new here so hello! Have been browsing forum trying to find an answer to a problem. Separated but we aren't/weren't married. 2 children who live primarily with their mother (I have them one sometimes two nights a week). They live in the family home which is in my name. The problem I have is I can't pay the child…
-
15/30 Free Childcare - Salary >£100k
Hi Money Saving Expert, I've recently been offered a new role, however the base salary is now £125k which means I am no longer eligible for free childcare support (15/30hrs). Is it worth putting in £25k+ into my pension to reduce my adjusted net income to below £100k so that I am eligible for the childcare support and…
-
Social Services Solicitors in London
I am seeking solicitors who specialise in handling cases involving Social Services. Despite searching online, I have had difficulty finding many London-based solicitors with this expertise. I have evidence of mistakes made by our social services and wish to hold them accountable. If anyone can recommend a reputable…
-
My property taken into account.
Hi all thanks in advance for any help. I am currently separated from my wife and about to start divorce proceedings. However we currently get our wages both paid into a joint account. I am wanting to now get my wages paid into my own account but don't want to be seen in a negative manor. I am wanting to start straight away…
-
Age to stop Court child Arrangement order?
I have a child arrangement order with my ex husband via the courtMy eldest is 16 years now and hes special needsmy other kids are normal and they are 12 and 10 years. Pls when will the child arrangement order via the court end? As theres no mention of an end date
-
Child maintenance - variations for home schooling
Currently pay child maintenance to my ex for our 2 children, I have 1 child with my new partner and her 2 children that live with us which the amount is based on by CMS. 1 of my partners children is home schooled which is an additional expense for us - could this been used as a variation in the child maintenance I…
-
Child Benefit - Pension Contributions
Hi, I am restarting my Child Benefit claim as I earn between the £60k and £80k threshold. Since claiming Child Benefit last, I have moved to a salary sacrifice pension scheme where pension contributions are made from my gross salary. Reading the MSE article on Child Benefit it states: "Employer pension scheme: If it goes…
-
Trouble getting money back.
Hi all. New here but at my wits end. My children are over 18 so no ongoing case but there is an arrears with an agreement in place for me to make weekly payments, which I have as a standing order. I lost my job late last year so it messed this up and was on UC for a month and then found new employment on a lesser salary.…
-
CSA or old court system...
I know in England and Wales the CSA may be the only support collection on offer (dont know about Scotland)but we were first with the court system, late/missed payments ended up in magistrates and a possible custodial term meant arrears magically got paid... Forcibly switched to the CSA and the AP ran up £6000 arrears which…
-
Child Maintenance advice
Hi All. Got text this morning informing me my child maintenance payments are increasing by almost £300 month. I have always informed cms of my income and paid on time the full amount every month. I have today been informed by CMS this is to cover arrears. I was not made aware of arrears until today. As instructed by CMS…
-
30 hours free child care
Hello there, With reference to 30 hours for working families. We both currently earn above the threshold. However we are trying for a second baby. During maternity leave, my wifes pay will obviously drop and she will no longer earn the required amount. Do we then lose our 30 hour entitlement? Are there any protections for…
-
CMS payments help
I earnt £44k on my P60 this month from last year now i am earning £39k so £5k less. I also have a 30/70 arrangement with my son but i am having him more like 40/45%. I am struggling financially and need to get the payments reduced is there any way of doing this?
-
Child Support
I have been reviewing the latest info on child support and wanted to check that my understanding is correct. My wife and I both work full time and our only child has just turned one. I earn £105k basic salary and my wife earns £40k. My understanding is that because I earn over the £60k threshold we are not entitled to…
-
child benefit threshold
I currently pay into my pension with salary sacrifice. I have ensured that this keeps my income below £50k for child benefit purposes. However, a recent pay rise puts me above this. Any changes to my pension contributions wont be effective until 1st April which is obviously no good. I can make a one off pension…
-
15 hours and 30 hours childcare
Hi, can anyone help. i am finding the process of trying to work out what the 15/30 hours childcare equates to at my nursery difficult to ascertain. They are saying the need the code first and then apply it to the invoice. I would have thought this was quite standard and a transparent matrix on how much discount you get ?…
-
Child maintenance query
Hi there My children stay with me for 6 nights across a 2 week period (156 nights per year). They are with my ex for the remaining time and I pay her child maintenance accordingly. It's an arrangement between us, we've never involved the CMS, but the amount I pay was worked out using their calculator. I regularly get asked…
-
Child Benefit Question
Good Morning, I have a quick question, i'm hoping someone may know the answer too. I currently earn about 75k, however my taxable income is around 65k. I am aware of the new thresholds for child benefit, and i will now be able to claim about 75% of the value. My question is will i receive the full 100% and then have to…
-
Nursery Taking advantage of 15 Hours
Morning, Looking for some opinions please on a situation I'm in. My wife works at a nursery and is eligible for a discount (only way we can afford to send a child there). Using example numbers to make this simpler. Before the new 2year old funding kicked in. We received a 40% discount on fees. Lets say £1000 invoice. £400…
-
Remaining under the £100k threshold for child benefits
Hi all, First time poster, long time reader. I'm starting a new job in April and my income will be going up. I want to understand how that will affect tax-free childcare as well as the 15 free hours and whether there's anything I can do to remain eligible. My new role offers £108k base salary, with up to 30% annual bonus…
-
Childcare assistance if one parent earns >£100k
Hi guys, just want to check I'm reading the guidelines correctly, would be very grateful if someone could confirm (doing a bit of financial planning, we have our first baby coming next month and are looking for childcare from Jan 2025 when the baby will be ~9 months) If one parent is earning <£100k but the other earns…
