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PIP award
I probably should know the answer to this but don't so any help appreciated. Person I know applied for PIP a few weeks before turning pension age. Was awarded standard daily living and no mobility. Wants to do an MR to get the mobility component as well. Only receives basic new state pension so would qualify for Pension…
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Support for Mortgage Interest and lifetime mortgage/equity release
I am getting no consistent advice re: my situation with SMI and remortgaging. I currently have an interest-only mortgage which becomes due next year. I am currently on JSA and will not be able to pay back the capital. So, I am taking out a lifetime mortgage with roll-on interest. This will allow me to pay off the first…
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Benefits capital limit
Hi My adult son claims UC and pip for autism and mental health issues. He has had a bad time recently and rarely left the house. So he hasn't spent much money. He now has breached the capital limit of £6,000. Does a build up of benefit count as capital? He pays me for rent/food but not regularly. Is there a limit to how…
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I turned 40 and my PIP stopped completely, but my ESA increased by 100 pounds, what happened?
Can you tell me as a guess what has happened? So instead of my 500 pound PIP I got an odd JSA payment of 400 pounds and that was the last extra payment I got. But ESA payments have continued and even gone up by 100 pounds But im still down lots of money while I get 200 extra pounds per month I lose 500 aka 300 pounds Yea…
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Anybody owns LTD Company and gets a Carers Allowance?
Is it true that Carers Allowance would ignore the Dividends and not consider these as income? Many thanks
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We really need some advice/help please!
Hi, I'm getting pretty fed up of being stuck on employment & support allowance income based ESA. myself and my partner are on a joint claim, we are in the support group because of my assessment of my illnesses she is healthier than myself. I believe we are on the OLD style ESA. I receive PIP & Housing benefit. She receives…
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Moving to UC and really anxious
The letters came last week about moving to UC from older benefits. My husband and I both got one. I haven't even started to get my head round Universal credit and am completely overwhelmed by it. Lots going on in the background with my chronic illness/ disability, social care, family and 'stuff' and this feels a bit too…
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Had my gateway intervention interview today.
Hi, I had my self employed gateway intervention interview by phone today. I took about 20 mins. I answered the questions they asked, about self assessment and tax etc. I told them that my accountant deals with all that, after I send them the information. They also asked what my job was, I told them I was a PA for my…
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Another WTC migration to UC...
Hi, I'm autistic so please bear with me. I'm a single parent with 55% shared custody of our daughter. I'm also self employed, but only earn around £6,000 pa. I'm also disabled and on PIP. I also care for my elderly mum, likewise both my daughter and mum care for me too. On the HMRC website, on my account, I'm down as the…
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Universal credit, self employed and off injured
Just looking for advice or clarification on what I think is the case before going further. I've had a major reoccurrance of a back condition that I recently (Oct) had surgery on. I understand that once I'm off for 7 days I need to provide UC with a fit note, I'm getting one today from the GP and I expect (based on a phone…
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Deprivation of Capital
If I split a large inheritance I'm about to receive with other family members how long would it be considered deprivation of capital for benefit purposes? I'm not claiming any benefits, don't intend to and hopefully will never have to - just wondering whether it would still have an effect if I needed a a little government…
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UC and Savings
Hello All, Need some advise on my situation please. I currently get UC as is just me and my child living together in my own flat, in 2027 I will be selling my flat and buying a house with my partner. I have a plan to save money, but the problem is by the time I sell up and move I will have almost 26.500 saved and I know…
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Migration from income support and carers allowance to Universal Credit
Hello, I would be grateful for any help and guidance. My adult son and I live together in a privately rented flat. He has been sent a migration letter for universal credit and is currently receiving income support, carers allowance and housing benefit. We have a joint tenancy. My son can’t work due to chronic ill health…
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Recieved a summons for non payment of council tax
My Wife and I are the property owners. Our last tenants gave
up the tenancy and left the beginning Feb 2024 but had paid the full 10
instalments April 2023 to Jan 2024 therefore paying for Feb and March 2024 ie the full years amounts as there are only 10
no unsettlements. The council have chased us as owners for Feb and…
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Contribution ESA and inheritance
Hello If you receive contribution based ESA and receive inheritance from sale of parents home since they have passed (only about £17k) will this affect benefit payment? tia
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Universal credit rules
Hi there, We have recently started claiming universal credit for the first time this year and I'm still worried that we break the rules! 1. We overpay our mortgage, is this allowed? 2. We are planning to move and buy a bigger house, is this allowed provided all proceeds of the sale go into the new mortgage? 3. We pay…
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Pensioner letting single pregnant and sick daughter live in house , can she claim benefits ???
I am 66 and father of a 25 year old daughter she is pregnant and also has many health problems , she had to stop work due to the health issues not related to pregnancy. her boyfriend has disappeared . I have let her come to live with me otherwise she would be homeless What benefits can she expect ? I am currently paying…
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When to start Uc claim?
I'm helping my brother move from legacy benefits over to uc and he would like to get his payment on the first of the month. When is he best starting his claim for uc? Any help appreciated Thanks
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HC3 penalty by NHSBSA because dentist didnt charge me enough
I got an HC3 certificate in August 2023. I was having two crowns fitted and root canal work done. The Dentist asked me to pay £116.53 , which I duly did. In January I got a penalty letter from NHSBSA because I had not paid the corect amount which should have been £187.23, the amount on my HC3 for tier three work ( the cap)…
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UC/Home Education
I applied for UC with 3 children and added all 3 children I have gone back to my application and it clearly says 3 children. I have received my statement and UC have knocked of 1 of my childs. I have left a message to UC journal under payments. The child they have knocked off for some reason is 15 years old. I am know…
