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Too much savings!!
I think I'm in big trouble!! I knew you couldn't have more than £16k in savings and still claim universal credit but what I didn't know was that you had to declare anything over £6k and have deductions from your benefits. I've just had to send the last 18 months worth of bank and savings statements to the DWP and my…
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Carers allowance payment
I have been claiming carers allowance for someone for a while however she was going to go into residential care in Dec so I stopped my claim on 30th November. Before I received my last carers allowance payment (which I expect to be lower due to only claiming for 2 weeks), plans changed and I was asked to continue being a…
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Can
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Disability adaptation and SMI
Hi, I am 63 year old who leaves wtih my parents and am their full time carer. My Dad is 92 year old blind and hard of hearing will limited mobility. Mum is 86 with no mobility and dementia and high anxiety. We have had our house adapted with a lift from street level to front door, a through the floor lift inside the house…
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Savings Cap for couples & buying a house
With the new forced migrations to UC from tax credits, I do wonder how the gov expect parents that want to buy a house are able to. A lot of working parents just get say child care help, they are unable to buy houses for 60k. The savings cap for a single person is only 6k, but a couple is the same. 6k for a couple that…
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UC
Hi I get ADP and am still managing to work part time so get my money topped up with UC. my question is I have come into say 17k but have 9K debt and want to pay off my debt do I tell UC I have 17K or pay off debt and tell them I have 6k saving? thanks for any help just want to keep myself right.
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Universal credit and Junior ISA
My son has a Junior ISA, which I pay £50 a month in to save for university. He will turn 18 while still at school so I will receive UC until the end of his A levels. When he is 18, will the savings be taken into account for UC? The only other savings I have is a help to save account.
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Small Pot Lump Sum - Impact on Pension Credit and Housing Benefit (Income / Capital)
Afternoon, I am trying to help my mother in law with a decision on whether to accept a on-off lump sum (small pot) from a pension that was transferred to her after my father in law died. She has explained her worries to me and I have read up as best I can, but just hoping for some feedback from others on whether I am…
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High income child care benefit help
I am seperated from my daughter’s father a few years back and he has her 3 nights a week and pays maintenance. I have been claiming the child benefit since she was born. Last year me and my new partner moved in together. We’ve had a letter to fill out self assessment saying that as he earns over the threshold . As the…
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Migrating from ESA to UC. Fit note
This is regarding migrating from ESA to UC. Fit note My partner is registered disabled and her migration to UC went fine. No problem. Also, I have multiple health issues and claim P.I.P. However, we were made to make joint claim, meaning I had to be part of my partner's UC even though I wanted nothing from them. Our…
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Benefits conundrum.....
So an ex-workmate contacted me, he is not tech savvy...... He and his wife are both losing thier part time jobs and he tried to calculate what, if any, benefits he might get He tried once and got a figure then realised he claimed only as single He tried again including his wife The 2nd result was lower (as a couple) than…
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Property abroad and universal credit
My brother and I inherited a property in Hungary a few years ago. This year, I put it on the market to try to sell it, but it will take a long time because of its location. The property is worth more than £16,000. I need to apply for Universal Credit for the time being and am unfamiliar with the process. My question is:…
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Carers allowance, ISA interest?
Hi, I wonder if someone can give me some advice please? I get carers allowance as a carer for a close family member who is a young person. I inherited some money. I did ring the carers allowance helpline to check whether it would affect carers allowance and they said capital does not affect it. I've locked most of it away…
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Transitional Protection on UC - Help!!
I moved from child tax credits to UC in Jan. Low income household. I was pregnant so very little commitments, husband had some as he is part time. He adhered to all his work commitments. We are home owners and have savings over 16k which we explained were to pay for home repairs. Anyway, suddenly in June our payments were…
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PIP review form questions
I've just received my PIP review form. I've not had to complete one before, and am gathering information on how to compose my answers. Obviously the questions are based on the information given in my current claim, and I'm unsure what to answer where there's been no change. Is it as straightforward as simply writing "no…
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Minimum period to qualify for Universal Credit
Can someone tell me if there is a minimum qualifying period for universal credit. My son applied for UC on 11th November but 3 weeks later he got a job which we reported to UC on 2nd December - his start date. He has been told by the UC team that he is not entitled to anything because no statement was created before he…
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DLA to Pip appointee letter
Son currently gets DLA will be 16 in April. Have received a letter from DWP and a form to fill in to become appointee. The form asks reasons why I need to be appointee for child what do I write his diagnosis? The box is not really big Thanks
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Claiming Universal Credit eligibility if you invest savings in a workplace pension
Hi, I wonder if anyone can help me. I'm a single parent working full time (AVG earnings - 28k PA). Two children - one at university (20) and one at school (16). I live in hosing assocation and rent is 135 per week. In September of this year my universal credit claim was closed because I received a pension lump sum (11k…
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DLA back payment and UC question
Good morning, I woke up this morning to a large payment from DLA (we’ve been waiting 19+ weeks and although I’m not sure of the rates) but wanted to ask if this back pay contributes to my UC capital please? It’s child DLA if that makes a difference. I’ll also need to ask for UC to back pay the disability element but I’m…
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Is Carers allowance for me really only £50 a week? (couple on UC)
So I've been looking at my breakdown since we moved to UC, with me being my wifes carer, and noticed that we have £358 a month because I am a carer. Which seems odd. My CA gets paid separately, I get that, but i neve thought of it as being something to be deducted from my UC. Then I looked at the UC breakdown, to see where…
