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Advice needed on disability benefits and accessible living
hi i am posting on behalf of a friend in need. To explain the current situation. They have deteriorating health, which has resulted in the need for a wheelchair when out of the home. They live in a privately owned flat, no mortgage, however it is a leasehold and despite multiple applications they have been denied…
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Using Citizen advice to complete WCA form, experiences?
Hello,I have to complete a work capabilities form and have booked an appointment with my local CA branch.I've previously not used a professional to compete the form. This time I would like to.I underrstand that peoples local branches experiences will be different.I'm just wanting to get peoples thoughts on their…
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Reg 57A(3) - Unused Losses
Hi I currently have an unused loss (Universal Credit) from self employment but am likely to receive employed income that nils the claim and possibly produces surplus income. I can't work out if I'll still have a loss in the assesment period after the nil award / surplus income / reclaim?? The loss has been generated from…
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Rent on Council property when in a Care Home
My dad had a brain abscess in May 2022 and spent over 1 year in ICU. From this he lacked capacity and was not able to make any decisions and was not mobile. He was then moved into a Nursing Care Home in June 2023 this would be full time. So he would never ever go back to his flat that he was renting and had not been In…
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Council house after divorce
Long story short left husband due to domestic abuse, declared homeless me and the kids moved into council property, signed up for UC working part time. Put In for no fault divorce husbands house is worth 300k along with pensions and saving added. Can you stay in a council property after receiving whatever payout or do they…
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Not paid enough NI or had any credits - not entitled to basic state pension
Hello, I am a support worker and have a query for a client. They are married and partner is getting state pension and they have a joint UC claim, which is deducting amount of SP the wife is getting. Now the husband reaches state pension age next month and he has never claimed benefits or paid NI contributions. We tried to…
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UC & PIP Insurance payout question
So basically I get UC, LCWRA and PIP for some pretty bad medical conditions which I won’t go into. A couple of months ago I had a car accident due to one of these conditions, I wasn’t injured but I can’t drive for a year now which is annoying but it’s fine, at least I’m ok. My insurance paid £21k about a week later, I used…
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Pension Credit and going over £10,000
My mum has been receiving attendance allowance since 2020 which triggered Pension Credit at the lower rate of £72.09, this is made up of guarantee credit and savings credit. She doesnt own her own home and her bank account had around £8K at the time that she was awarded pension credit. She doesnt spend much and her bank…
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HELP PLEASE!!!
I am 65. Due to retire in May with a full state pension. My wife is disabled, she currently receives ESA (support group), enhanced PIP care and mobility and I am her carer. She is 63 and not due to 'retire' until 2028, also with a full state pension. We are in a housing association 'supported living' flat and receiving HB.…
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Pension Credits
My parents have been receiving pension credits. They have realised that a private pension hadn’t been accounted for. They are now £1.05 over the threshold of £332.95. They are now so worried they will not receive the pension credit which also included tv licence, winter fuel and council tax payments. Will they really stop…
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What's the diffidence between collecting gold and investment gold and the impact on benefits?
I collect gold coins... one ounce krugerrands. Would more than 6k affect my benefits? They are collecting not investments?
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UC application advice for disabled son
I was wondering if anyone had any information/advice - my son is 20 in a few days and has autism. He is currently still at college studying a Level 3 qualification (in his first year of a 2 year course). He came off our UC claim on August 31st - we are now no longer eligible for UC. He is on PIP - enhanced for both daily…
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Joint child tax credit claim to separate single UC migration claims
Hi, does anyone have any experience in this? I currently have a joint child tax credit claim with my husband who is in a care home due to young onset dementia. Living arrangements notified and for child tax credits “a joint household” still applies if partners are in separate living arrangements as we are still very much…
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Childcare tax credits
Hi, I earn around £75k, if I get child tax credits will I have to pay loads back in tax in a self assessment? Is there any point me getting it? Thanks!
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Tax free childcare on high income
Hi, I earn around £75k, if I get tax free childcare will I have to pay loads back in tax in a self assessment? Is there any point me getting it? Thanks!
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Starting rate for savings and income for tax credits purposes
If I am earning below or the same as my personal allowance, I have the full starting rate for savings (£5,000 of savings interest is untaxed) plus the full personal savings allowance (another £1,000 of savings interest is untaxed). As income for tax credits purposes does not include untaxable benefits (e.g. PIP) but does…
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Job Seekers Allowance following a Career break
I was made redundant midway through 2021 and having worked for 30 years got a severance pay that allowed me to take a lengthy career gap. I'm now returning to work but have been denied JSA because I made no NI contribution in 22/23. Apparently the rules changed this year to not look further back, which hasn't sat well with…
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Child benefit payment advice
Good afternoon, My son turns 20 on 26th Jan. I also have a younger daughter who we still get child benefit payment for. Is child benefit paid in advance or arrears? My next payment is due on 28th Jan so not sure how much to expect as my son's entitlement will end on 25th Jan. Any advice gratefully received :)
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Housing Benefit overpayment
I'm helping a friend who caused an overpayment of Housing Benefit by failing to declare when her savings went over £10,000. She is 72 and is not entitled to Pension Credit. This goes back to 2021, and her savings had been gradually increasing. She has a chaotic lifestyle and it seems as though she was genuinely unaware of…
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experience with tax credit migration to universal credit and a MIF question?
Hi all, this could help someone. Below is as far as I understand and my experience. You got the migration notice to move from TC to UC. Move week before the last payment of TC. It could take 2 weeks to complete the application. Meanwhile you can get a loan from DWP equal to one months UC, you pay that back every month from…
