Deleted

[Deleted User]

Deleted post

HillStreetBlues

[Deleted User] said:

So basically I get UC, LCWRA and PIP for some pretty bad medical conditions which I won’t go into. 

A couple of months ago I had a car accident due to one of these conditions, I wasn’t injured but I can’t drive for a year now which is annoying but it’s fine, at least I’m ok. 

My insurance paid £21k about a week later, I used the entire amount to clear all of my debts with pennies left over. 

I didn’t know that I needed to report it to UC but I do now. 

I just wanted to confirm that once I have reported it I will have done everything correctly?
The money from claims is disregarded for 52 weeks, you can’t just go and spend it on rubbish like holidays, 150” TVs etc to get back below the limits for UC, but buying acceptable things for the house or everyday normal stuff and clearing debt is perfectly fine?

Was the debts paid off in the same AP as the money was paid?

KxMx

Assessment Period. 
Paying off debt is permitted with UC. 

HillStreetBlues

[Deleted User] said:

KxMx said:

Assessment Period.
Paying off debt is permitted with UC. 

Thanks yes it was paid off in the same assessment period. 

I’m still trying to work out how to report it on my account, I think I’m just going to call them because I have no idea. 

All that matters is your capital on the final day of your AP. As KxMx stated paying off a debt is fine under UC. If capital is now under £6k then there is nothing to report.