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House purchase
Not sure if I’ve picked the right category sorry.I can’t work due to long term disability. I am on UC LCWRA and PIP. Me and my boyfriend are planning to move in together, and have even managed between us to save a deposit to buy a house. I am currently in a tiny council flat (not big enough for us both) and he lives with…
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on UC- Can I start workplace Private Pension
Single - 64 years old on universal credit - no other social benefits working in Charity - salary £21500 PA started workplace Private pension - putting big amount (only 1 private Pension) not planning to take from this POT, until retirement. less savings in bank - will the Saving be calculated with Private Pension?…
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UC sanction
Hope someone can point me in the right direction. My son has been sanctioned for not attending his appointment on 01 May. (His bus was caught in traffic and so he arrived at his appointment just after they sent him a youve missed your appointment notification) He attended on 23 May and has an appointment on 06 June. The…
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*HELP* - NI Credits with No Child Benefit
*HELP* I have been a stay-at-home mum since my 1st child was born in 2012, have since had 2 more children. My husband was and still is High Income, and at the time (2012), I thought that the Child Benefit did not apply to us, so did not claim. I later learnt with my 3rd child that to obtain NIs credits, I would need to…
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Pension Credit and Service Charges
If you receive pension credit and some of it, £140 a month, is to cover service charges and ground rent for a leasehold flat, what happens if any major work needs doing that requires extra money? For example a new roof which will cost each leaseholder an extra £2800 on top of their regular service charges. Will this also…
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Childcare and recently self employed with no immediate proof of earnings
We have a 2 year old who was eligible for the 15 hours childcare for term Apr -June 24. He will be turning 3 soon and so we will be eligible for 30 hours in July - Sept 24. However, my situation is that I lost my job in December 23. My partner and I have a net adjusted income of less than 100K for year 23-24. I was…
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Universal Credit, Ltd Company Director
Hi all, I'm transitioning to UC from Legacy benefits. I have been told today that I need to report 50% of the income and expenses of the Ltd Company, rather than my wages, which are paid monthly and PAYE. I have a 33% share of the business and no access to the financial side of things. I am a Director as the accountants…
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Child benefits
I have recently became a mother for the first time. I have applied for child benefit but don't completely understand the payments. The letter I received says my child is entitled to £25.60 per week but that they will pay me £24 per week. I know its only £1.60 difference but it doesn't say why it is less than the full…
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Child DLA
Hi, We are in receipt of child DLA, the entitlement letter states child will receive DLA until Oct 2025. Although he reaches 16 in Oct but he is late school leaver so still in year 10. Will be in year 11 from Sept. I received a letter from DWP stating as my child is turning 16 he will need to apply for PIP. They asked me…
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Sinking fund and Universal Credit
Hi, I currently receive Universal Credit, which has always covered my full service charges in the past. However, this year, my housing provider reported a reduced amount to UC, excluding £33.33 for something called a "sinking fund," which they said UC does not cover. When I contacted my housing provider about this…
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Parent Adding Me To Their Bank Account - Will It Affect Either of Our Benefits?
Hi. I am living with my mother, and she wants to put me on her current account in case anything happens to her, as all the bill are in her name (I send her money via standing order monthly). She gets a state pension with pension credit, and I get ESA with the Support Group addition. Neither of us individually have a lot of…
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tax credit annual review letter re:overpayment timescales
Hi all, Just received out annual review for the tax credits. We stopped claiming mid way through the year and did not switch to universal credit. The TC603R form states we have an overpayment but does not advise how to actually pay. Can anyone in the know tell us, does HMRC wait until the 31st July when the reviews are…
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New Job Seekers allowance and tax rebate
New Job Seekers allowance and tax rebate I was made redundant on 31 Dec 2023 and claimed New Job
Seekers allowance from January 2024 to beyond 5 April 2024. I am due a tax rebate on the tax I paid while in my last
job. Everything I read online says that this will be paid by the benefits
office. The Benefits office have…
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Gifted money for a house on uc
Will this affect my single person's uc claim? I'm in private rented accommodation, the rent is going up and even with uc I just can't afford to live after paying rent and bills. I am going to be gifted £550,000 to purchase a house in my name from my mother. I am on uc for rent, children and standard living, when I am…
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Inheritance/mortgage pay off affect UC?
I currently receive UC and high level DLA for my daughter who suffers with severe mental health issues, and unfortunately lost my Dad very recently. My sister and I are due to receive approx £100k each in inheritance once probate is sorted and his house sold. I am going to use mine to pay off £15k of credit card debt and…
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Solicitor asking for DWP records
My solicitor has sent me a form to sign to request my DWP records. I am currently getting ESA and PIP. Do I have to sign this consent form as part of my personal injury claim? what kind of information will DWP send to the solicitor is it everything like the actual forms I completed to start my claim and assessment reports…
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Pension Credit and Housing Association, Share-to-Buy homeownership schemes
Hello MSE People! I am in the process of entering a local Housing Association, Share-to-Buy homeownership scheme. I will be living alone (post divorce) and buying a 40% share in the property, but paying rent on the 60% the Housing Association will still own. My question is, is it possible to get Pension Credit help on the…
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Is there an equivalent to Discretionary Housing Payment under UC?
Am currently on income based ESA and Housing Benefit. I receive an ongoing Discretionary Housing Payment due to having an extra room required for a carer (I receive PIP enhanced rate for both components). As it looks like I'll be forced to move to UC shortly, I was wondering if the DHP exists under UC? If not, I'll have to…
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Universal credit
Hi everyone..I need some information and I hope someone can help me..on June 19th I will receive my UC payment but on June 20th so the next day I would like to close the claim because on June 27th I will leave England forever and I'm scared if they could ask me for the June payment back because the day after the payment I…