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Disregarded Capital and Universal Credit
Hoping someone can clarify as I think I'm correct. I'm having my Universal Credit review and need to wait for a decision maker to make a decision. I have a pension pot with a small amount in it just around £3.000 but am too young to cash or draw it anyway. My understanding is that pensions are not regarded as capital with…
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Mesher order and universal credit
Currently I live with my wife and 2 kids and are getting divorced. We are both on the mortgage. One idea is she moves out and rents as she would be entilted to quite a lot of universal credit which means she could afford a place locally. It would be with a mesher order ie in a set number of years house is sold and she gets…
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London Black Cab driver UC under SE claims - a few clarifications
Hello This is not my claim. I am a UC claimant as a business owner. This is for a friend of mine whose just terrible with math and is struggling with their claim. They recently had to claim UC becasue of a disability - massively reduced hours. They had their first self employment review and the case worker asked them to…
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Uc joint claim
Hi good morning.l am on a joint claim but l am only working with me earning £1650 per month from June before tax .would my partner need to attend uc appointments
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6k threshold on a couples UC
Hi, I'm needing to know if I would be over the 6K threshold for UC, based on the fact that my partner needs to learn to drive and has taken out a 2k loan to do so. If we are claiming UC as a couple and this loan takes us just over the 6k when you add our bank accounts together, does this count and we'll be deducted?
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Universal credit and social care costs
My husband and I have recently been migrated from a joint Income Related Employment Support Allowance (IRESA) to a Universal Credit (UC) and New Style Employment Support Allowance (NSESA) combination. We also receive Transitional Protection so no loss of income. The NSESA is in my name and was a suprise as I've only ever…
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PIP Advice
My wife had her telephone PIP assessment today and at the start the assessor said it would last an hour or so but it actually lasted 2hrs 20mins absolutely excruciating for my wife the assessor went into minute details about every little thing about her conditions. Anyway we phoned the DWP later in the day to ask how many…
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Scottish Child Payments stopped?
Hello all Hoping someone can help with this. We normally get Scottish Child Payments for our children and have been since they started. We migrated over to UC after the migration letter last year after being on Child Tax Credits. My children are under 16 We also get Scottish Child Disability Payments for them. But out of…
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Universal Credit and Tax-free Childcare
Hi, I just learned that I can't claim Universal Credit and Tax-free Childcare at the same time. Does anyone know how I can work out which one will be better to claim? I wondered if there's some sort of way of establishing how much childcare costs I would get back from a UC claim, and then comparing that with how much I…
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Universal Credit. Private Home Owner. Eligibility for Help with Service Charges.
I am on Universal Credit, and live in a privately owned property with no mortgage. I am required to pay over £1000 per year in maintenance service charges. So, far I have received a single small payment from UC. I have increasingly low earnings from self employment, and they have deemed me “not gainfully employed,” meaning…
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Resigning from work
If a person is off work long term because of sickness and they are getting SSP along with UC can they resign without being sanctioned. They are in the LCWRA group with UC. There is no prospect of them returning to the job they had but they ae still having to obtain doctors notes and have regular meetings with the company…
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Junior SIPPs contributions and Universal Credit
I receive State Pension and my wife is a Carer caring for me. We transferred over to UC since we are on certain benefits e.g. Child Tax Credits and my wife is under pension age (Mixed Age Couple). Can she take up a Junior SIPPs for our child by making an initial one off payment to start, and subsequently pay in £100…
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Youreable disability forum down?
Does anyone know if the Youreable forum has been taken down permanently? There's just a notice for site maintenance but it's been like this now for several weeks. youreable.livingmadeeasy.org.uk One of the most helpful disability forums that I've been a member of for close to 10 years, it'd be such a shame if it's not…
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Universal credit - Child Element eligability
Hello all, Apologies if this is a duplicated subject! I am a separated Father of three children, and would like to add them to my universal credit claim. I am stuck as the universal credit team are saying that because child benefit isn't awarded to me I am ineligible, I have read a few articles online, that state whilst…
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PIP Review and Upcoming Changes
I just received my decision letter for my second PIP review which I sent out in August 2024. I am happy it was a positive desk review. I am wondering though if because of the upcoming changes next year, they are only giving limited PIP timeframes? I requested that they consider awarding me for a longer timeframe as my…
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UC taking 2 months payment against 1 weeks work 1yr before starting claiming
My daughter did a week's work at a festival one year before claiming Universal Credit after finishing as a student. The festival just paid her and her job centre advisor is stopping two months payment. They offered her a loan to live on but said she'd be short of money going forward with the payments for the loan. Surely…
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Private pension income UC
Morning, I’m hoping someone can provide clarification on this. Myself and my husband have a joint UC claim, I work part time and my husband gets pip as he has a disability that means he can’t work. Back in Jan this year he was offered the chance to take 25% of his private pension which was around £13k with a monthly amount…
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SMI council tax reduction
Dear MSE I was seriously assaulted at work (Police) in 2018, sustaining permanent and irreversible brain damage. I recently read and viewed MSE articles on Significant Mental Impairment reduction for council tax. I submitted my application which has been approved, however I seem to have hit the stumbling block shared by…
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Mortgage overpayment and UC
H, I just wondering I am on UC working full time. How much will be allowed to make a mortgage overpayment? I don’t have any savings. Thanks
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Mother in law appointee
Hi, My mother in law has dementia and she lives with us. I am an appointee for her and her benefits are paid into my account. I also get Universal Credit. Will that affect my UC benefit! My savings is less than 6k. I will be contacting DWP to change bank details so her payments are kept separate She gets pension credit and…