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Student MoneySaving

Archives for September 2020

Going back to uni to do PGDE at 43 years old
Hi All, I've been working in retail as a senior manager for the last 20-odd years since graduating from Edinburgh Uni. Always wanted to do secondary teaching but never had the balls to quit my job and go for it. Now I've been made redundant I feel like I've been given this excellent opportunity, so I'm going to apply for…
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Student loan retracted without advanced warning
My son has started his 3rd year, completed his loan application & had the SLC letter confirming his payments etc. Out of the blue yesterday (Saturday) he received a letter in the post saying he wasnt getting the money now because he had decided to not do the course. Well this is news to him & has put his head in a bad…
TV licence
My daughter received a TV licensing letter a few days ago. Is she liable to pay it, I thought it was decriminalised to stop paying the licence fee? It's a hell of alot of money for a single student especially when she doesn't own a TV. But apparently the licence covers streaming tv from tablets, phone, laptops etc.
repaying student loan
if I wanted to resign from my job for a couple of years and live off of my savings do I still need to make repayments on my student loan, and if so, how do I calculate how much I need to repay each month?
Remote learning and universal credit
Going to be returning back for my postgraduate degree but the uni is doing remote learning. I know when studying at the Open University, you could still claim UC and wondering since most of the material in the course is learn in your own time, is there any way I could still claim UC while studying?
Student Loans Company ASTOUNDINGLY INCOMPETENT
It's amazing how bad this company is. I wondered if it was me so I checked online. Trustpilot very much agrees with my asssessment. They really are an absolute shambles. I can only advise that people that deal with them check everything out for themselves. Do you own calculations. The only problem with that is that when…
Advice on best way to invest long term - 20 year old
Hi all. Im 19 years old and have managed to save 6-7k over the years (im in university and will be for the next 6 years). I have a help to buy and deposit £200 monthly into there. In short, i want to buy a flat in around 6 years time so im looking to invest the 7k - i just dont know the best route. Its sitting in a savings…
Request for outstanding accommodation fees nearly 4 years on
Hi all. I am looking for some advice on a rather specific situation regarding my outstanding university accommodation fees. I have tried to keep this as short as possible but its a complicated situation and I thank you for your help in advance. I left uni early, after one term, as I was suffering anxiety and not attending…
International Health Insurance for student in USA
Hi Anybody know of any good Insurance companies for international students studying in USA.
Not Eligible For Student Loan in UK or USA
Hi, Please could someone help as my 18 year old niece is trying to get a student loan in the UK to take up a place at Uni here next week in 1st year. It has been a bit of a disaster as she did not read the student loan eligibility carefully before applying to University in the UK. She has been living in the USA as my…
Master's loan and Universal Credit
I have a Student Loan to fund my master's (Full time, 7 hours per week). In my award letter, it states I can still be eligible for Universal Credit, but that UC will just count my loan as additional income and calculate my UC payments with this deduction in mind. There are no tuition fee loans or maintenance loans for…
Student Loan repayment
Hi there, I’ve started receiving emails/ letters from SLC saying that I have nearly repaid my loan and in order to avoid over paying I should ring to set up a direct debit instead of it being taken from my salary. Has anyone else done this? Is it a good idea? Any advice?
Repaying Advanced Learner Loan. When exactly?
Hi. I'm going to take Advanced Learner Loan to start Diploma Course (9 months, online). After that I'm going to progress to BA degree (this same field). At the same time I'm working full time and doing substantial amount of overtime to be able to take mortgage next year. That is why I will earn around 30k this financial…
Funding for a 3rd p/t undergrad degree
HI, I'd be grateful for any advice. I took a student loan out for a degree that I completed in 2006. I then took out a student loan for a part-time degree that I completed last year (a shortage/science subject). Is there anything stopping me receiving funding if I study for a 3rd undergraduate degree part-time in a…
Student Loan if move
My daughter has a student loan she is doing an open uni part time cos she works in the UK. She has been offered a job in NI does she have to tell them the course is done online or is Northern Ireland part of the UK. She is in a dilemma because she doesn’t want to not get the loan but with her tax and such going to be in…
New student accommodation contract I don’t need
Feel that University have let my daughter down , they had not issued any information , my daughter struggles with confidence but had pushed herself to book a room in private halls, then just four days later (in the week first rent payment is due) she has been told via having to email student union that she only has four…
Should I take a student loan I don’t need?
I’m receiving a fee decrease of £3k, and substantial bursaries, so I have applied for a tuition loan, but I don’t need the maintenance loan money because I’ll still have a surplus at the end of the year due to the bursaries. I wasn’t going to take a maintenance loan, but given all the posts about “you’ll probably never pay…
UK CITIZEN REFUSED STUDENT LOAN BECAUSE LIVED ABROAD IN PAST THREE YEARS
How can it be that I am born in the uk but because I have been living abroad for the past three years I have been refused a student loan.
Masters Apprenticeship - student finance?
Hi all I have been accepted onto an MBA apprenticeship. The course is funded by my employer. Can I still apply for student finance postgraduate loan? I looked online at the exclusion criteria but it doesn't specifically mention apprenticeship students. I started to do an application on the student finance england website…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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