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Not Eligible For Student Loan in UK or USA

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Hi, 
Please could someone help as my 18 year old niece is trying to get a student loan in the UK to take up a place at Uni here next week in 1st year. It has been a bit of a disaster as she did not read the student loan eligibility carefully before applying to University in the UK. She has been living in the USA as my sister moved there 6 years ago when she married an American. My niece's dad lives in the UK and my niece has flown over from the US to isolate with her Dad until Freshers week next week. She has not liked living in America and plans to live in the UK forever now. She assumed she would get a student loan as her Dad lives in the UK and she is a UK citizen (doesn't have US citizenship), obviously not reading the small print that states you have to have been resident in the UK for 3 years beforehand! So she had her loan application refused. She is only eligible for a US student loan if she goes to a US university, which she refuses to do as she wants to live in the UK. She has fallen between two systems and is desperate to start uni next week, but not sure how. 
Taking out a personal loan would cost a fortune!
Does anyone have any advice? Has anyone been in the same position? Help!

Comments

  • sheramber
    sheramber Posts: 22,630 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
     Without 3 years'  residence she is not eligible for student funding and I don't think there is any way round that.
    Sorry, but her only choices seem to be.
     
    Self funding
    Wait three years
    Go to UNI in America 

  • silvercar
    silvercar Posts: 49,635 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Apprenticeship in the UK?
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • ptork66
    ptork66 Posts: 14 Forumite
    Tenth Anniversary 10 Posts
    edited 27 January 2021 at 3:24PM
    Why is she only eligible for US financial aid if a US school? Many if not most UK schools are registered so they can accept US federal student loans. Is she not a dual? I'm a US citizen and went to school in the UK with US federal student loans. 
  • poppy12345
    poppy12345 Posts: 18,882 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    ptork66 said:
    Why is she only eligible for US financial aid if a US school? Many if not most UK schools are registered so they can accept US federal student loans. Is she not a dual? I'm a US citizen and went to school in the UK with US federal student loans. 

    You've commented on a thread that's 4 months old and the OP hasn't been back since they posted the question...
  • ptork66
    ptork66 Posts: 14 Forumite
    Tenth Anniversary 10 Posts
    ptork66 said:
    Why is she only eligible for US financial aid if a US school? Many if not most UK schools are registered so they can accept US federal student loans. Is she not a dual? I'm a US citizen and went to school in the UK with US federal student loans. 

    You've commented on a thread that's 4 months old and the OP hasn't been back since they posted the question...
    Yes, I realised that after I posted. The hazards of finding a thread via search...
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