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Student MoneySaving

Archives for August 2020

Open University, Student Loan, Occupational Pension, Will I Pay Anything Back?
Hi, I'm looking to fund Open University study with a student loan. My situation is that I am 58, in receipt of an occupational pension and have income from employment, my wife also has a job, we live in England (Isle of Wight if you’re interested!) So both during my course and after I will have a total income over the…
Student Finance Changed Payment Date and did not notify
My daughter has just found out Student Finance have changed the date of the Maintenance payment by over 6 weeks and not informed her, they have rent to pay, etc as although the uni is starting later they had to pay upfront for the accommodation and now have rent to pay still, the Uni is not being very helpful anyone know…
Student household bills
My daughter is moving into a student house this year, she has mentioned packaged bill companies, does anyone have any experience of this?
Care leavers
Hi, I’m a final year student and I’ve been having trouble applying for a student account. Now I didn’t need an overdraft in pervious years because I had an income while at uni but I’m not sure getting a job will be as easy this year because of the virus. I’ve checked my credit score and it’s a 689/1000 on one site and…
STUDENT FINANCE - CURRENT YEAR'S INCOME
Hello, My husband and I have submitted our income from the tax year 2018/2019 to secure student finance for our daughter who is going into her final year at University, however I am no longer working so I submitted a form to Student Finance with our current year's income as well. Student Finance have written back and said…
NHS Presciption and Dental payments
My son is 20 and at uni, he is now on a regular prescription and I cannot see online whether he would qualify for an HC2 exemption card (very non-specific info!). It wouldn't be worth him pre-paying but as his only income is his student loan would that mean he can apply or is it just a case of applying and seeing what…
Sudden hike in fees just before course
Hi looking for help for my girlfriend who has been in tears this morning: Got the happy news about a bursary which covered her two year post grad course fees. Around £4,000 per year. Slightly perturbed it didn't cover anything else but she decided to make the best of it. Then suddenly she got an email about a price hike to…
virtual / online freshers fairs 2020 - list
i've found some online freshers fairs that are UK wide due to coivd. great for picking upi freebies and discounts etc. https://www.yourfreshersguide.com/sign-up/ https://freshersfestival.com/tickets https://yourfreshers.co.uk/?kid=1B8R3F also if you are signed up check the local student union page. some student unions also…
Student bills???
First ever post here so sorry if there are similar threads I haven’t found! I’m a second year student moving into a shared house with 3 others for second year and in all honesty I haven’t thought about the bills until today. One member of the household wants us to use a bill splitting service called Resooma which,…
Unite Students Accommodation Room Rental Costs - Can they change the price for the exact same room?
Hey Guys, I'm feeling a bit stupid putting my trust into a company who have called themselves the 'leading provider' for student accommodation because they have certainly led me into believing they care little for their customers and more about money. On the 11th August I signed an agreement (which I have saved for…
Retraing would be a dream
Hi, so I’m a 35 year old Mum of three, my youngest starts school sept 2020. I’ve always given myself this time scale to look in to further education. I’ve been in stable employment all this time but am starting to really feel like I’ve outgrown this. My only difficulty is I’ve already been funded for one, unfortunately due…
Student Accommodation Nightmare
Hi, Firstly, I would like to apologise if this is not in the correct place. I am new to this forum so please re-direct me if I have accidentally broken any rules! Secondly, this is the situation: I booked a room with Unite Students for the 20/21 academic year in February, pre-covid for £216pw. Due to the pandemic, my…
Funding an NHS degree as a career change
Hello! Today I accepted a place on the BSc Occupational Therapy, an NHS degree. I currently already have a degree, a PGCE and a Masters. I have been a teacher for 12 years. I understand that tuition fee loans are available for second degrees in health subjects, so that is fine, but I am sat here suddenly worried that…
SAAS Bursary - Household Income, separate households
Hi, my girlfriend’s daughter is starting a year’s teacher training and has been granted a bursary. Her mum and I are getting married, however we will in the short term continue to have separate households (her daughter is moving out at the end of the course and her house will be put on the market). Her daughter is worried…
Bursary for teacher training SKE pulled by DofE
I am in a Facebook group for aspiring teachers and a lot of people are saying mid way through their Subject Knowledge Enhancement courses for teacher training the bursaries have been pulled. Anyone know what is happening with this?
erudio drydens nightmare
I have just found out that erudio drydens have put a ccj on my credit file without my knowledge during lockdown. They have registered it to an address I lived at ten years ago and get this the amount of the original student loan has rocketted from 1800 to £ 4318.0!!!! The last correspondence i recieved from the student…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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