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Student MoneySaving

Archives for July 2014

Looking into going to college
Hi, Cutting to the chase, I am looking to go to college to study a HFED (HIGHER EDUCATION FOUNDATION DIPLOMA) this Sept for a year to then hopefully progress to a nursing degree at uni. I know there is a 24+ loan that will pay for the course i would want to study. I am 32 so would be a mature student with no kids or…
Back-to-school discounts available
[FONT=&quot]MacX Back-to-School Gift Pack is an all-in-one software package that can rip and convert all DVDs to any videos, convert HD and SD videos, download YouTube videos, record & edit videos, make photo slideshow, stream video & audio to iPhone, iPad, Android via WiFi and 3G/4G network. [/FONT] [FONT=&quot]It is…
Can I apply to more than one student account?
My University offer has recently become unconditional so I am ready to apply for a student bank account for the overdraft. However, I have no clue which one to get. I am considering Santander for the railcard, because I live 5 hours away via train from my Uni so I will save so much money. But Halifax, HSBC, and Co-OP offer…
Which Which Park & Ride drops me closest to Leicester Uni? Advice please.
I'm starting Leicester Uni in September but won't be living in Leicester. My plan is to drive to one of the Park & Rides and then bus it into the city centre and walk to uni. I did a timing recce today using the Enderby P&R. Travel and walking time was ok but I'm wondering if I'd be better using one of the other P&Rs? From…
STUDENT-leaving job letter HELP
:j :j :j :j :j Hi, I'm off to Uni in September but regrettably have to leave the job that I absolutely love. I want to return in the long holidays back to this job. I spoke to my line-manager who said it's not a problem but I have to put this request in writing for HR. Please can someone help me with a rough copy as I have…
Student loans ~ pls settle an argument
My friend aged 57 reckons it's possible for him to get a student loan to study for a degree, and that because he will be 60 once he graduates, and will be on a pension, he will never have to repay the loan. This doesn't sound right to me. Also I thought you could only get a loan for a first degree, and he already has one…
body shop free student love your body card
In Ipswich in the window of the bodyshop was a notice for students (same as last year) saying that they can have a free love your body card if they show their student card instore. Nothing on the body shop site I can find. it may be nationwide I don't know. but the card gives a 5pound gift on your birthday and money off…
Starting PGCE, should I take a loan from student finance?
Hi, I am starting a PGCE in September and have been told I could apply for student finance. I am in a lucky position where I do not really need the finance (I have savings and a bursary for the course) and any loan would go straight into my savings (maybe towards a house in a few years). My question is, would it still make…
Student ID Card
My daughter will be 16 on 1st sept and still in fulll time education - through to 18! She does have a part time job. but how does she get a student id card? The school she attends doesn't issue them and everyone I have looked at incurs a charge! whenever she shops she is often frustrated that the shops she uses offer…
HSBC second year overdraft
Hello, I am starting my second year of university in September. My overdraft is currently £750 and I was wondering if it will automatically be increased in my second year?
Neon models modelling agency direct debit help!!!
Hi guys, I'm currently a student. I always wanted to become a model so last month I applied to this modelling agency neon models. I was very surprised they called me the very next day saying I'm selected to become a model. I couldn't believe it. But then they asked me for a £50 deposit to come and visit their studios for a…
Student (PGCE) and Council Tax
I am starting a PGCE in September and the placement is far away from my home town, therefore, I will be renting a flat within the area of my placement. Will I have to pay council tax? Also, My girlfriend will be staying a few weekends with me, will this be an issue? Thank you!
Moving Abroad... Cancelling My Phone Contract?
I'm 4 months into a 24 month Orange(EE) contract... I wouldn't have signed to renew my phone contract if i knew i would be moving abroad but this oppertunity came about so suddenly. i leave in september, as i'm going to be abroad for well ever. i dont need an english phone contract. but if i come out i would have to fork…
Apple's £60 voucher for students isn't.
Apple are offering a £60 Apple Store Gift Card if you purchase a Mac using your Student discount. However, its really only £12 because Apple first charges you for that voucher, and then takes that figure away again, minus the VAT. If you're making a big purchase like a Mac then this technique effectively adds £48 to the…
Santander 123 accounts question
Does any one know if it is possible to get both a student 123 account and an ordinary 123 account? Son is off to uni in September and was going to apply for a student 123 account when he gets his A level results and firm offer (mainly for the railcard). However, he has a bond which is due to mature and the ordinary 123…
Mature PT Student Loan
Hi, as my username suggests I'm a aspiring mature student! I want to study for degree part-time starting Oct 2014. It would take 6 years to complete. I want to apply for student loan. I'm under 60 and work full time at the moment and earn over repayment threshold £21k. When I complete the degree, I'll still be under 60 but…
Store gift cards to help daughter?
Hi, Just looking for some advice, my daughter starts her A-Levels in September, with the view of starting university in 2016. I'm a single mum, so I am unable to help with costs so she will be applying for student grants and loans. However I really want to help her with her living costs. I had the idea of between now and…
Accounts for phd students
Hi Does anyone know what student type accounts there are for full time PhD students? Are you eligible for the ones undergrads usually get with all the freebies and benefits? Thanks Cats
Paid and registered for OU module - deferring
I've paid out of my own for my next OU module. I don't know if I'm actually going to be able to do it now though due to being constantly ill and being told it's nothing,:mad: Anyone know what happens with my fees (which I paid for myself) if I withdraw? Can I defer, or do I withdraw and then just reapply next year?
Eating on campus for free!
Hey! I go to Uni of Sheffield and have found a great way to save money on my lunches. I signed up to The Mystery Dining Company recently, book a few visits for on campus, take a friend, have lunch and then just fill in the report at home (probably when I should be doing my diss!). They reimburse the cost of my lunch. Me…

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MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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