Santander 123 accounts question

dizzie

Does any one know if it is possible to get both a student 123 account and an ordinary 123 account? Son is off to uni in September and was going to apply for a student 123 account when he gets his A level results and firm offer (mainly for the railcard). However, he has a bond which is due to mature and the ordinary 123 account looked a good vehicle to use for his savings (He has an account at the minute with another bank and could recycle money through that to meet the funding criteria).

Many thanks.

Solouyoga

As a mature student, can I apply for a Santander 123 account? If not, what are the best accounts for mature students? I know I wouldn't qualify for a student railcard but have been told that there is another one that I do qualify for?? Any help is much appreciated.

building_with_lego

dizzie, if you have a 123 and want a student account they have to convert the 123 into the student account. BOOOO. I guess it depends on how much of a balance he'd need- the 123 Student gives 3% up to £2k. the normal 123 gives 3% on balances over £3k up to £20... (I took the £1400 overdraft from co-op and put it into my normal 123 account )

Solouyoga, I think you would qualify for the railcard even as a mature student; I'm postgrad and am eligible as I'm a full-time student even though I'm over 25. It looks as though you can get a student account if you're undergrad and the postgrad if you're not.

Ettenna

I've got a student 123, just coming to the end of my final year. Originally I had the gadget insurance but managed to get a 4 year rail card earlier this year . The railcard is a 16-35 and I am well, well over 25!!

inkie

So, can you get a 16-25 railcard if you are not in that age bracket then? I am 42 and doing an MA. Thanks.

agrinnall

inkie wrote: »

So, can you get a 16-25 railcard if you are not in that age bracket then? I am 42 and doing an MA. Thanks.

How would it benefit you even if you could get one? Seems like a pointless question really.