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isa's
can any one tell me if i take out a isa now and put in £3600 can i add another £3600 to it in april:confused: regards steve
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Euro in relation to FX
http://www.babypips.com/blogs/currency_currents/looms_and_erm_risks_rise.html Interesting bit of reading about the possible effects of the credit crunch on the euro. For my own two pence, I think the Euro will either come out of this as a stronger currency and we'll end up joining, or it'll collapse completely. I can't…
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Spanish Lottery & AOL scams.Take care.
Yesterday I received a very authentic looking email asking if for credit card details as there appeared to be a problem with my account. It appeared to come from AOL, same logo etc. I reported it to them but their responses were just the standard ones at first. They now seem to have got the message. Today, I received a…
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Bank shares - would you?
Would you invest in Bank shares, and if so, which, Banks? 10 year strategy.
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Scottish Widows capital protected fund
Just a thought- If you were going to invest your money on the stock market, would you want your investment protected?? Scottish widows have one and you have to keep your money in for 6 years= so there's a chance you might not actually gain anything. depending on the stock market, but your initial investment is protected so…
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Savings vehicle overview?
Soz if I'm being blind, but is there a general overview of the various savings vehicles available, and their relative risk/return? Was planning to overpay my mortgage but wondering if it is possible to invest the money for a greater return instead (>4.89% net). Some hope I guess, but thought I'd at least check it out. I've…
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Cash ISA Transfer from Smile to Halifax
At the begining of December I set up a 2 year fixed rate ISA with Halifax. It was to be funded by a transfer in from an existing ISA with Smile that had built up over many years. The Halifax said that they would honour the then current fixed rate for 60 days to give time for them to obtain the money from Smile. I duly…
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savings account or ISA?
I am completely lost. my wife and i need to start saving for a trip to visit her family in australia in july/august 2010. We have would be starting to pay in from scratch, ie £0. we are going to pay in £200 per week to begin with. We will not be toughing this account unless something catostrophic happens and both of us are…
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West Bromwich
I feel like I'm missing something here. Can anyone help? The West Bromwich building society offers a 1 year fixed term bond at 4.65% AER. I'm thinking of doing it, but I'm suspicious about how they can offer a rate so much higher than equivalent rates at most other institutions. Is there a catch? LloydsTSB, for example,…
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savings bond
I wonder if I am right about the function of the savings bond: You put money for a certain time ( 'x' months or 'x' years). After it matures, the money goes to a nominated instant savings account, then the 'bond' account will revert back to £0 and you put money in the 'bond' account and starts again. Am I correct?
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Natwest help..
Apologies if this comes up twice but seems to not be showing on screen. I have an apt at natwest on friday to open a bank account and wondered a few things: I am currently OD at abbey will they still open one for me? How long will i have to wait to get an OD? When i open it do i have to have money going in as will take me…
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Natwest bank help please..
Hi i currently bank with Abbey for my sins and have been saying for a long time i wanted to change banks as mine are useless, had a few episodes where i have not been able to do things through the bank manager yet the girl on the counter manages and just think they are incompetent..anyway! after queuing for 15 mins…
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regular saver £3000 per month
just wondering what accounts would be best to deposit £3000 (self employed and this is going towards tax bill) and £2000 in per month to make the best return on my savings? currently just use esavings with nationwide and 2 6month bonds which i add to each time they mature (again with nationwide - the ebonds)
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Difference Between Corporate Bond and Corporate Bond Security
HI all, I'm thinking of adding a bond fund into my stakeholder pension, I've got the choice of two: Stan Life Corporate Bond http://webfund6.financialexpress.net/clients/standardlife/fundFactsheet.aspx?type=retail&code=ZR74 Stan Life Long Corporate Bond…
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skandia life. brandeaux suspened
I have 100k invested in this company. The money is invested in ground rents and produces about 8% interest a year and is based in the Isle of Mann. At the moment they have suspended their shares because one broker wanted all his clients to redeem their investment. This happened on 12th December and I still received my…
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Tesco's Internet Saver A/c
i opend this before 7 Jan so am entitled to bonus rate but have not yet sent my cheque off. NOw totally confused if this is a good deal. Is it worth moving my money?, I have 50 grand in Yorks B. Soc pay 4.5 guaranteed for next six months
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Tesco Internet Saver - Card Reader
I have now applied for the card reader for my tesco internet saver, but... will it also come with a card and and a new PIN for the card, if not then how am I to use the card reader? :confused: Or do I get a card with the card reader and use my security number (PIN) which I use when I log on? Thanks in advance
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Christmas Saving Accounts??
:xmastree: :xmastree: :xmastree: :xmastree: :xmastree: Can anyone reccommend a good xmas savings account. We had a great one last year that offered o% interest BUT gave you a 10% bonus at the end of the year if you kept it there. Can't find anything suitable at the moment any one got any ideas? We are farepak VICTIMS so…
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childrens savings accounts
:confused: my husaband and i are currently in an iva and are wondering if we can open a savings account for our children, they currently both have a trust fund account each with family investments, which are shares operated but not happy with the current financial situation as they have dropped in price so now wanting to…
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Tesco Saver opening Direct Debit
My mum opened a Tesco saver account and has received an application form in the post but is a bit confused by the direct debit form (and I am too). She doesn't want to make regular payments just ones now and again - the form seems to imply you have to do this by DD - but what she would rather do is a normal BACS transfer…
