We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Natwest bank help please..

Hi i currently bank with Abbey for my sins and have been saying for a long time i wanted to change banks as mine are useless, had a few episodes where i have not been able to do things through the bank manager yet the girl on the counter manages and just think they are incompetent..anyway! after queuing for 15 mins yesterday (a common occurance) i decided to bite the bullet and walked down to natwest and booked an apt to open a bank account with them..

A few things i am not sure about before i go are:

I got married in oct and haven't changed anything yet (am in process of doing it though), i want the new account in my married name and they have said so long as i take certificate down and d licence i am fine so that's ok.

I am currently overdrawn most of the time with abbey due to being slef employed and not getting paid on time, i NEVER used to be overdrawn and am hoping this will not make a difference as they want to see last statement.How long will it take to be eligiable for an OD with them as want one.

I want to gradually move all DD's over (i have about 10) and have it as an only account and close abbey but think as i am OD moving it all at once will cause havoc with wages (as employes too) etc and need to sort out child ben etc being paid in in time..will this matter that i am just opening it and does anyone know how much i will need to open it?
Thanks

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.