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Buying Funds
When can you buy funds over the festive period? Are there any days transactions will not be excuted if you buy online?
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Vote for E-Petition to explain Credit Crisis
The UK Government used clandestine and secret means to freeze £550M of sterling assets in the UK banking system during the recent Icelendic crisis. This lead to instability and lack of confidence in banks lending money. The UK court papers related to this action are sealed and not viewable for UK voters or tax…
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Luxemburg bank euro account pays 6%
I just came accross this http://www.advanziakonto.com/en/index.php whilst looking for an account in Euro to hedge against further UKP drops. Is it too good to be true? Are there even better rates out there from other European based banks? Is it more risky than putting your hard-earned cash into a UK based bank? I presume…
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FSCS form received but dont understand one question
Home State national identity number (if any) Does this simply mean National Insurance Number. Thanks
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HL Loyalty Bonus
How do you redeem these bonuses or transfer them into one of your accounts? Thanks :)
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abbey internet bank fraud
hi, i have just found out that someone has taken 6000£ out of my account using online transaction , it was not authorised by myself. it is such a large amount of money should not the bank have questioned this before accepting the transfer from my account to ;........... a solicitors. where do i stand as to recovering my…
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Tidings of Comfort and Joy.....
Apologies if this has been posted previously - nothing found on a quick search. The following e-mail just popped into my inbox: [FONT=Verdana, Arial, Helvetica, sans-serif]Dear Customer [/FONT] [FONT=Verdana, Arial, Helvetica, sans-serif]In October, the UK Treasury took action to protect your savings, transferring all…
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A question on interest rates overdraft Vs credit card
Hi, Can someone help me with my sums please? I have an overdraft with the Halifax of £1000, (cleared every month when my salary is paid, but hen back into it again every month, am paying about £100pm off of this balance). The interest rate is £15.9%AER or 1.24% per month. I also have a credit card which has offered me 0%…
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Kaupthing Edge acct
The answer to my acct stuck in K at 3.55 % would seem to be to close it,move through an external acct,and then open up an ING Direct Saver at 5 %.I spoke to ING today and was told that it won't be until 2009 that all K/ING transfers will be done and then no guarantee they will automatically attract a higher interest.Any…
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Best Fixed Rate Savings
I want to get a new fixed rate account because my savings account pays 3.25% (variable rate). I heard that interest rates may go down again so I want a 1yr fixed rate account. I have tried comparsion websites but they all seem to come up with small banks. I would like an account from one of the big banks (barclays,…
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Very Short Term Saving
Hello, I've never been a saver, as my first paragraph will highlight, therefore i was after a little bit of advice. I currently have £6K on a 0% Credit Card until November '09, I can pay off approx. £1K a month so will have it covered by June at the earliest with a bit of a 'buffer' if needs be. (My mortgage deal is up in…
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Useless Alliance & Leicester e-Saver
Have recently set up this account and today go online to set up my direct debit from my current account. I discover that I cannot do this and have to ring up to be told 1. Alliance & Leicester do not support Firefox web browser as "it isn't safe" (a lot safer than their recommended Explorer) 2. They don't allow regular…
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Isa interest rate
I have just had a look at the interest rate of my Alliance and Leicester Direct ISA Issue 4 and found that the interest rate is 3.55% at the moment . When i opened the account it was %6.oo +. I wondered if any members know of a better place to put the money to gain the best return . I dont want to brag as i know people are…
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Principality E ISA rate drops to 4.05
:mad: Rather annoyed that the Principality E ISA has dropped to 4.05% but I have only now got an email from them telling me this happened on 1/12/08.:mad: How long does it take to do a mass email:mad: Elmer:cool:
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"Bank of England - Wrong and Powerless"
http://www.bbc.co.uk/blogs/thereporters/robertpeston/2008/12/hl_what_the_bank_of.html From Robert Peston. One worrying revelation: I know some people think Peston caused this crisis, but this is the most naive thing imaginable. What caused the crunch was that that banks were fools to lend too much money and people were…
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Moral/Legal Q: Been repaid some money to my savings account, can I keep the interest?
I made a payment from one account to another and there was clearical error meaning someone cocked up. Eventually the payment hits the correct account but the bank make an error and the sum goes back into my original account. now I know that if they ask for it you have to give it back and sure as eggs are eggs auditing will…
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10% tax rate on savings
Can anyone explain in simple terms who's eligible for the 10% tax rate on Savings interest. All websites seem to use complex jargon or give an example of someone who would get the 10% rate, but no indication of upper limits for getting it.
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B&B Issue 6 to drop rate?
I've not been following recent changes for a few weeks so sorry for this question, but was wondering if Bradford & Bingleys eSavings Issue 6 rate has dropped lately, or is a rate drop expected within the next few weeks with the last BOE drop? The rate is currently 4.6% gross with 12 month 1% bonus.
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Do you have above or below average wealth?
In the book "The Millionaire Next Door", Stanley and Danko describe a formula for determining the average wealth for someone in a particular age/income cohort. Based on the regression of statistical data it's: Average Wealth (excluding inheritences and housing equity) = 0.1 * Age * Gross Income (from all sources including…
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Where to save?
I have been given £35,000 which I would like to have easy access to whilst gaining the most interest. Any ideas?
