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Transfering Cash ISA's
Hi, I have a Cash ISA with National Savings & Investments but the interest rate is low compared to others, so I was thinking of transferring to another provider. When is the best time to do this, before the end of the current financial tax year 5th April 2009 or at the beginning of the new financial year 6th April 2009…
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is it advisable to put over £50k in NS&I?
I wondered if it is advisable to put over the guaranteed limit in NS&I? It would be in separate accounts but I imagine this makes no difference. I am an Icesave veteran.
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Coventry BS Drop rates
Coventry BS drop rates from Jan 1st.
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Norwich Union - Stalling Tactics?
My 25yr endowment matured on 2nd Dec so I was looking forward to a nice cheque in time for Christmas. Now every year, without fail, I've received a letter explaining why that year's bonus was so small. But, this year, no letter and, more importantly, no cheque - so I called them. Ah, the maturity pack must have got lost in…
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Commodities in 2009
Just getting my head around commodities in 2009. Currently commodities are getting hammered by demand destruction and deleveraging. But next year there are several potentially very bullish factors for commodities: 1/ The dollar is widely expected to decline markedly over the long term 2/ Supply destruction should kick in -…
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Buying gold - websites to recommend
I have just started to research this subject. I know it has been on MSE site a few times of course. I specifically wanted to ask about www.bullionvault.com Has anyone used it and can they recommend it?
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bare trust
I want to buy my kids a one-off purchase of shares in a bare trust but I can't find a broker who will do this! Is anyone aware of someone who handles this? My understanding is that all I need to be able to do is buy shares in my name with the child's initials after mine but I've just been told by Halifax this can't be…
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Put £1,000 into ISA or savings account?
I have been paid for some overtime I did over the year and have around £1,000 on top of my usual in my current account (First Direct). What is the best thing to do with it? I have an Egg ISA and am nowhere near the limit and also an Alliance and Leicester Savings account currently with nothing in it. The savings account…
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Put £1,000 into ISA or savings account?
I have been paid for some overtime I did over the year and have around £1,000 on top of my usual in my current account (First Direct). What is the best thing to do with it? I have an Egg ISA and am nowhere near the limit and also an Alliance and Leicester Savings account currently with nothing in it. The savings account…
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FTSE AIM index - Penny Shares
Is anyone here aware of any cases where the value of penny shares on the FTSE AIM index have risen sharply, say from 1p to 50p, and if so, over what timescale was this? Days? Months? Years?
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ING Websaver overpaid interest & strange logon
Received a letter today from ING stating that they had made a mistake - I was on a bonus rate for websaver till 1/10/08, and they had carried on paying it till December and that it would be corrected in Jan statement. I had transferred all money out of it on 08/10/08 anyway, and interest of approx £30 was paid on 31/10.…
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barclays
I went into Barclays today, enquiring about the savings account mentioned below, taken from this website - they said it isn't available and stopped on 1st December 2008 - I told them to check this website out for themselves.....is it available, and was I given wrong info from Barclays? FROM THE SAVINGS/INVESTMENTS TAB:…
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The best place to invest £4000?
Hello, Basically I have £4000 sitting in a current account and would like some advice on the best option on where to invest it. Not looking to touch any of it in the next 6 months, maybe longer. So I did not think having it in a current account was the best option. Any suggestions on recommended savings accounts or other…
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RBS took my debit card and then sent me a cashline card. PLEASE HELP!
Last Wednesday when I was using one of the cashlines outside a supermarket my debit card wasn't returned to me and it was swallowed up! I imediately called the number to report what happend and cancel my card. Last night I came home to find a new card had been posted to be but was disappointed to find it was a cashline…
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2 ISAs o_o?
Hey there, I opened a student account a while back and the branch guy suggested he open an isa for me to put the 0% overdraft into - seeming I wouldnt be using it. After a few weeks I didnt recieve anything back so I assumed they wheren't opening the ISA. So I opened a Alliance + Les.. Easy-ISA which is now open and I've…
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Santander customer service
Having seen the Christmas queues at Abbey in Leicester, I'd advise anyone who is with Santander (ie Abbey / B&B savers / Alliance & Leicester) to move bank if you value your time.
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Yorkshire BS Internet saver
Paying 3.60% net on £1. Is this a good rate? I have just locked some money on their 6 months bond and this has caught my attention. It is handy as it has a local office in my town, I can just drop the application. Considering HSBC is paying a miserly 2.25% I think on their online bonus saver. I have locked about 10k into…
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Still not received Icesave paper application!
Anyone else in the same boat - getting a bit annoyed as have spoken to them at least 5 times explaining I am unable to apply electronically.
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Confused about my ISA
I have an ISA that I opened with Abbey a month ago which is now paying just 4%. This isnt much less than the highest so I cant be bothered to change. Where my question lies is with the interest on my £3600… When a year comes around and I get my 4% interest of £144, will that just get put into the ISA as well? Making a…
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ING up to their tricks again!
ING now offering 5% instant access (Inc a 2.17 Bonus) for 1 year NEW CUSTOMERS ONLY.....................:mad:
