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Something long term for niece in Australia
I've just become an uncle this month, and would like to set up some sort of long term savings or investment for my niece, who lives in Australia. I'm wondering what options do I have? Thanks in advance for replies.
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Shares and dividends
It is years since I dabbled in shares and have forgot whatever little I had learned. I just looked on my Halifax share dealing site to familiarise myself and picked for example HBOS. The share price was 69p and the 2007 dividend was 49p. Surely thatis not possible is it?
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paying into ISA account
Hi can I pay into an ISA with online banking as long as I have the sort code and account number? I ask becasue I am aware theat there are certain restrictions on the ease of paying into ISA accounts, due to the amount you can put in due to it being free of tax.
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Tax on US shares
I have some US shares, if I sell them at a loss do I have any tax to the US gov (and if so hoew do Ido this), if I keep them and they go up in value and then sell them at a profit how is this taxed? I would be grateful of any assistance as am confused.
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investment novice - tracker guidance please
Hi I have almost 2k which I would like to invest - linked to stock market performance. I do not want a guarenteed stock market bond as these are i understand are 5 yrs minimum. I would like to invest ideally on an open ended basis, but expect to hold for around 2 yrs I am willing to risk the capital i understand that…
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ICICI - withdraw early access on new accounts
Just got this from them - looks like no chance of getting at your Money for the entire term now for new accounts - a bit worrying. We are writing to let you know that with effect from December 24, 2008 the HiSAVE Fixed Rate Account - with early access, product has been withdrawn. All existing HiSAVE Fixed Rate Accounts -…
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ICICI Dispute/P! ssed off!!
I have had an ICICI HiSave account now for over two years, I have never had a problem until now. On the 24th (Monday) of November I pulled in £20,000.00 from my linked account, which was accredited to my HiSave account on Wednesday 26th November. I went into my HiSave account on the 27th November and the £20,000.00 was…
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Skipton Special and Xmas Saver Issue 3 drop rates to 4.45%
https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=179934 Special Saver and Xmas Saver Issue reduced to 4.45% as of 1st January 2009
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Where are people investing?
Would be interested if people said where they were investing at the moment. For me: 10% shares 30% Isa (Barclays) 50% Savings account (Kaupthing/ING) 10% Other
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Best Savings account?
Hello everyone I thought i would ask everyones expert advice, i am looking to open a savings account as i am now saving up for a house/wedding. I can save £1500 a month so would really like my best return on this. I no an ISA is probably the best way to go, due to the whole tax free thing but i already have two isa's so…
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is there any UK bank which simply offers a Euro account?
I can't seem to find one. All i want is a savings account, that i can stick a few hundred or a few thousand euro in. Is that too much to ask?????? Any advice greatly appreciated.
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Tesco Internet Saver - Accessing Online Account
For the past week plus I have been unable to access my account online. After clicking the manage button I get the following message. We would like to help you however we are unable to display your account(s) at this time. If you continue to experience this situation please contact the my accounts helpdesk for further…
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ING Direct interest rate
I've recently received a letter through the post from ING. The letter tells me that following the 1.5% reduction in the BoE base rate in November that they have reduced the interest rate on my account by 1.5%. I find this a little confusing as I thought that their policy was to maintain a consistent rate? They didn't apply…
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Banso Santander share holders
Received a voting form to day for three resolutions. I have voted against the resolution to create more shares and sell at a discount. We (the UK shareholders) got ripped off last time, they were not available for us to buy, those lucky peeps that could had a lovely profit. I hope that enough UK shareholders will vote…
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Kaupthing Edge have lost my money?!?
Hoping this is the best place to post this looking for advice... Basically I had money with Kaupthing Edge and when they went pete tong I made a chaps payment to take most of my money out but already had 2 future payments for £750 each set up which I left to run assuming they'd pull through ok (they were drip feeds from my…
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Egg Savings New Rate = 2% from 19/12/2008
Egg Savings New Rate = 2% from 19/12/2008. THis is a cut of 1.25% following December's 1% base rate cut. Not good, but as base rate is also 2%, hardly a shock.
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Banking / Financial Institutions & The FSCS
:hello:Hello, Apologies for repeating question(s) that may have been answered elsewhere in this forum. Please excuse the ignorance. Given the current FSCS limit of £50k per banking institution. I found the following link: http://www.guardian.co.uk/money/interactive/2008/sep/25/savings.providers It has been somewhat helpful…
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Guaranteed investment accounts
Hi been lurking a while but this is my first post. I thinking of investing some savings in the above with the Yorkshire Building Society. A 4 year plan with growth depending on the performance of the FTSE 100 Index with a possible 40% growth and a guaranteed 11.25%. What do you make of these plans? Has anyone else invested…
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Tesco 'Easy Access' disaster
Having opened many savings accounts in the last 12 months in the eternal search for best paying easy access savings accounts, I have to delare that the Tesco offering operated by RBS is the most bizarre to date. Open account online; receive an application pack in the post with a form to sign and return with your opening…
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ING Direct .. Can we trust Dutch Deposit Protection scheme
Dear All, I am an ex-icesaver. After getting my money back, can we really trust non-UK DUTCH DEPOSIT PROTECTION SCHEME?? What do you think? If ING direct goes off... Will FSCS support us like they did in case of ICESAVE... I will appreciate your views on this....