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Natwest e-savings.. Current rate??
Dear All, I found it very strange. I am existing customer of Natwest E-savings. When I logged in, I am not aware of the current interest rate I am getting. Also, the website says that the new customer will get 4.38% gross. But none of the BEST SAVINGS ACCOUNTs table say that! :confused: Can anyone help me on this? Is…
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Stopped paying into CTF - what next?
Ok, after watching my 2 1/2 year olds CTF value plummet Ive cancelled my monthly direct debit into it and would rather put my hard earned dosh somewhere a little safer and consistent for a while. Other 2 children have the Halifax 10% accounts - is it still possible to get these, and if not, does anyone have any other…
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Buying shares
I want to buy around £500 shares in DSGi. What is the cheapest way to buy? Also, I want to be able to sell them instantly and not wait around. I am with HSBC and have online banking thanks! PS: no comments on how not to buy in dsgi
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Savings - how much should I have by now?
I'm 28 years old and with the whole credit crunch situation, I have been thinking more about my savings. Is there anyone who can give some idea of how much I should have in my savings account by my age in order to consider myself well-off? I know it'lll depend on my individual lifestyle etc, but is there a rough guide of…
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AXA Capital Investment Bond and Distribution Fund
What do regular savers/investors - or advisers - think of AXA's (or other providers') Capital Investment Bond and Distribution Funds? Briefly, I'm retired, married, and receiving an earnings-related pension, and after house-downsizing we have had to think about where to save and invest. We are dripfeeding the annual max…
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Alliance & Leicester Online Tracker
Has anyone had any experience with this account? As Im looking to open an a/c which allows withdrawls and deposits (with no penalties) at least once a month and this seems the best around. Or does anyone know of a better account? Thanks
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Icesave Isa certificate problem
Hello, Just got my Icesave Isa certificate back but it seems that it is for less that i had in there? Because i didn't look at the statement i couldn't remember if i had assigned interest payments monthly to another account. Or are all ISA's paid on maturity and i have to reinvest it somewhere else until the full 12 months…
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Is it likely that easy access accounts will remain competitive?
I am trying to decide whether to go fixed rate savings or leave it easy access. It seems the likes of Tesco (particularly Tesco ), Alliance and Leicester etc are still offering good rates but i am wondering how long they will be around for? Would it seem that they will continue to offer good rates in order to be…
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best fixed rate with access allowed?
Are there any recommendations as to which is: Best fixed rate saving account? Best fixed rate savings that allows access? Best fixed rate savings that allows further deposits? Thanks for any help..
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Printing money
Hi, I recently heard that there is a good possibility that the government will start printing extra bank notes and thus making any decent amount of savings worth less. Is this a likely scenario? If you have fixed savings of a significant amount is there a possibility that it could be worth less soon? If so, what are signs…
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Manchester Building Society - Anyone had problems?
Opned a Premier Guarantee account 5.51% after seeing it talked about on this forum 2 weeks ago. Sent banker's cheque 1st class 10 days ago for £10k. Got letter saying not received any funds. Rang them 3 times and kept getting told someone will get back to you. 3 times I got no call back despite leaving 2 contact numbers.…
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Guaranteed Growth Bonds
NSandI Guranteed growth bond rates seem very reasonable - given the level of safety. 4.0% gross 3.20% net for 3 years seems O.K. when looking at where rates are going. However, they hardly seem to get a mention. Is this because they are considered poor value?
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ethical investments
Given what's happened over the last few months what are people's views on ethical investing? Banks like the Co Op and Triodos seem to offer poor interest rates at the best of times. And ethical unit trusts seem to have a fair degree of risk attached as its such a young market. If you've a positive view on the matter can…
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ICICI HiSAVE Fixed Rate Account: beware
Anyone considering an ICICI HiSave Fixed Rate Account with the option to make withdrawals should be aware that any withdrawal, including early closure, incurs a 'penalty charge' of 3%. That's £30 to withdraw £1000 of your own money from an account that's already paying a lower rate of interest than the same account without…
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Investec High5 Deposit Account
Any users of this account out there who can give a recommendation for its security, (owenership), efficiency, administration, etc? On the face of it, it seems as if it might be a reasonable compromise for those looking around for a half decent interest rate if you can afford the initial deposit.
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What to do with complicated 5k!
Hi All, Hoping this is in the right place?! OH has just received a cheque for 5k from his mother. OH is currently unemployed but in the process of starting a business (not registered/earning yet, so still a non-tax payer) MIL is mid seventies, possibly just starting to go senile (5k is a helluva lot of money for someone in…
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What to do with £50k??
Posting on behalf of my Dad. He has £50k and is looking to use the money to supplement his pension. Barclays have recommended a product that guarantees him 7.5% over 5/10 years and his capital will be safe provided the stock market doesnt drop a further 40% (I am of the opinon that anything could happen so cant rule this…
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Cashing in With-Profits Endowment
Hi, I have a with profits endowment with Royal London that has been running for nearly 10 years and i am thinking of surrendering it. I only pay £40 a month into it and in 2005 the surrender value was £2460. I am hoping that the surrender value today may be worth around £3500 or more?? I can see from the previous surrender…
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beware if you rushed from Northern Rock to Post Office
Just checked the interst rate on my post office save account which I transferred mon ey to after the Northern Rock crisis and find I am only earning 1.5% interest now. Luckily it only changed last week - but still
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state pension advice
hi i'm due to retire in aug2009 with a state pension of £140 per week question 1 intend to carry on for 1 or 2 yrs i know you can freeze your pension for that period and receive a 10% interest at the end minus tax. question 2 would it be better taking my state pension in august and putting into a saving account of my own…
