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£6bn lost savings tax revenue
Lower interest rates are going to cost the government is going up to £6bn from savers over the coming year. I'm basing this on £1 trillion savings, average savings rates at 3% lower and a 20% savings tax rate. I've not allowed for ISAs or non-taxpayers, but nor does the calculation take into account 40% taxpayers, who tend…
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Kent Reliance BS
It seems that from 19th, KRBS have removed all their fixed rate savings and reduced the variable rates by 0.25% including ISAs.
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Advice needed please
My sister has £18k which she has finally got out of an foreign account and needs to put it in a UK account for the next year when she will prob use it as a deposit to buy a house. Basically she just wants a simple account, internet is okay so is no access but she already used this years ISA entitlement, can anyone suggest…
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advice please
:confused: HI ALL I HAVE 10 GRAND COMMING TO ME IN JAN 09,I DONT NOW WHAT TO DO WITH IT,MY OPTIONS ARE 1 PAY OFF 10K FOR THE HOUSE,OR REINVEST IT,ANY GOOD FIANCIAL ADVISORS OUT THERE,NEED SOME SOUND ADVICE, CHEERS SAM.
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Help with LTSB Regular Saver
Hello everyone! I have a regular saver at Lloyds TSB, which was being funded every month through my Halifax current account. I had no problem with this for over a year...but this month I got a letter from Halifax saying that the Standing Order was sent back to my current accountfrom LTSB 'for reason not known'. I tried…
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Halifax regular saver for kids 8%
Looking to save £20 per a month, so next xmas isn't such a struggle and it just popped into my head to open the halifax regular saver for kids as it pays 8% aer, how bad would this be? how would the bank know? my kids are 2 and 5yrs, technically the money saved is to buy them their xmas pressies, the eldest has a long wish…
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Principality BS
:beer: REGULAR SAVER BOND :beer: Issue 6 will be launched w.e.f. 16.12.08: a one year fixed term regular savings account with a minimum investment of £20 per month (maximum £500 per month) paying a fixed rate of 6.00% on maturity. 12 consecutive payments required. Withdrawals not permitted. Contributions can be amended…
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ICICI - Fixed Rates ... INCREASING FR by 0.35% ???
ICICI - Fixed Rates ... INCREASING FR by 0.35% ??? ICICI Bank UK 12 MONTH HISAVE FIXED RATE (without early access) withdrawn and replaced paying an increased rate of 5.10% w.e.f. 16.12.08: a 12 month fixed term account with a minimum investment of £1K paying 5.10% on maturity. Earlier access and further additions are not…
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Halifax - Under NEW MISER-ment ...
Halifax (Lloyds Banking Group) FIXED CHILDRENS REGULAR SAVER reduced by 2.00% to 8.00% w.e.f. 19.12.08.19 Dec 2008 disappointing to see Halifax reduce its popular Children Regular Saver by 2.00%, it remains the top paying account in this field. Clients will need to ensure they commit to a minimum payment of £10 per month…
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Savings Rate Wire - January 2009
SAVINGS RATE WIRE - JANUARY 2009 ________________________________________ NOTE: FSCS limit £50,000 per customer (per brand) Temporary for 12 months from Dec 08 BOLD best current rate Sources: emoneyfacts FIXED RATES ICICI Bank UK HiSAVE Fixed Rate 5.10% :j Anglo Irish Bank Fixed Rate Bond 5.00% Yorkshire BS E-Bond Issue 2…
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rbs sharesave 08/09
Any rbs staff got any info on the sharesave 08/09 just launched- worth a go? :confused:
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natwest mess up re icesave transfer
this morning i receive my online banking info from natwest after putting in my icesave isa into their account. so i go online and what have the idiots done. only put all of my money bar 3600 into the crappy savings account that i had to open in order to get the isa deal and put 3600 into the ISA. so i ring up india or…
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Maturity date of bradford & bingley ebonds
How do you find out the date by viewing your accounts online, i opened a 6 month ebond in october, but never funded it untill yesterday. The only date that shows up on the statement is the 'opening balance' Was strange really, i though i only had 30 days to fund it and untill i recently opened the new esaver6 account and…
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Working out interest....?
Well I have a bit of a question for you all. I have the Halifax Regular Saver @ 6% fixed. You can pay in £500 a month into the account (which I will be doing) but am having trouble working out what the interest would be as obviously the payments will be staggered throughout the year. I made a £250 deposit and there will be…
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minimise the amount of interest I will lose while its in transit
I have some cash to move from one account to a new one I have just opened. It needs to go from the account its in now via my current account and back out to the new account. Due to the Holiday period anyone any idea when would be the best time to move it. I am trying to minimise the amount of interest I will lose while its…
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Icesave claims for fixed term accounts
My husband and I hold two fixed term accounts with Icesave, in joint names, which we're leaving to maturity. This morning we received two claim forms for these - one addressed to my husband, and the other to myself. As both forms require us to provide the names of all claimants to the accounts and to list the account…
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Icesave, Fixed Term, Cheque?
Has anyone had their cheque from FSCS in respect of a fixed term account allowed to mature. How many days interest have you missed out on, up to date of receiving the cheque? The days after the cheque arrived would presumably have been lost even if Icesave had paid out at maturity
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Bank account for unborn child
Hello, is it possible to open a bank account for a unborn and perhaps keeping the money stored away there until she/he is old enough to use it.
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Kaupthing Edge and Capital One reduce rates
Noticed that KE's savings rate has reduced to 3.55% and the Capital One Bonus Saver has gone down to 4.05%.
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Birmingham Mid GEISA 50.40% AER 5 YEARS
I came across this today http://www.askbm.co.uk/savings/t/geisa/product.asp?id=207 and it looks like a great deal especially if like me that you think the markets will definitely be up in 5 years time.. Has anybody on here had a look and walked away? Curious to know why you walked . I understand its a 5 year lock in and 5%…
