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Borrowing at U.S rates
Is it possible to borrow money at U.S rates as it is so low? Would you have to have security to do so for a U.K citizen i.e property to mortgage/investment against? What would be the potential hazards of doing this if it is possible?
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Double interest on your money!!!
Does anyone know how banks calculalte daily interest on savings accounts? Do they use a closing balance at a certain time? Alliance and Leister phone person said they used 5pm First Direct person said they used quarter to midnight. If they are both right does this mean i can do a faster payment between the two accounts at…
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Barclays fixed rate monthly saver
I opened a monthly saver account with Barclays today, having read Martin's recommendation (last e-mail news sent out 2 days ago). In his posting Martin states that it is paying 7.75% if you credit the account before December 31st. My local branch disputes this however, saying that the rate of 6% has been fixed since…
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Barclays Regular Saver
I can't get 7.75% from my local branch or at the call centre. They are both only offering 6%. Can anyone help
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Seeking Joint A/c paying monthly interest
Can anybody please recommend some easy access accounts which can be jointly held and pay monthly income? (Not in the HBOS/Birm Midshires/Saga/AA stable to avoid compensation problems). The various searches I've made don't always make it clear whether accounts can be jointly held. Thanks.
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Where to put my money now that £ is tanking?
Hi, I've got the following and am wondering what I shoudl do with it as interest rates are falling through the floor: Sainsburys: £30k Northern Bank: £30k NS&I ISA: £30k NS&I Index linked Cert: £15k What should I do with this money to avoid losses due to the pound tanking? Most of this cash is an inheritance I got to…
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Opened reg saver with barclays today
I opened a monthly saver with barclays today and paid in £250 cash. I have also got the halifax regular saver. With the halifax reg saver I have now realised that it is best opening the acount towards the end of a month and funding it straight away and then paying in on the 1st of each month thereafter. So getting 13…
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Egg variable rates dropped today 19 Dec 08
Link on emoneyfacts. https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=179954 variable rates reduced by up to 1.00% w.e.f. 19.12.08. CASH ISA: 3.55% (-1.00%). INTERNET(with bonus): 4.00% (-0.50%). Bonus increased to 2.00% (previously 1.25%) for 12 months. The Internet saver account I opened in Oct/Nov has…
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Where Do We Stand...
with the barclays monthly saver? So if you opened it in November 08 and your first deposit will be, or has been before end of December 08 you will be getting 7.75% AER gross ok... but if you have opened it in December 08 and your first deposit was or will be before the end of December 08 will we also be getting 7.75% or 6%…
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Anglo Irish Bank
The chairman and founder of the Anglo Irish Bank, Sean Fitzpatrick, has resigned over a loan irregularity. Shares have dropped, but the Irish government says it will continue to guarantee all savings within the set limit. I was about to open an account with them, but will now hold back.
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Bradford bingley issye 3
Hi, I currently have an issue 3 internet account with bradford, can i open another issue 6 and still leave the issue 3 open, will i be able to transfer savings from 3 to 6....or would i have to transfer out to link account then back again. Thanks in advance.
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Effect on third world countries?
How is the credit crunch going to effect those who already have nothing. Are their economies less reliant on credit and therefore less vulnerable. Will falling commodity prices actually help them survive? How will it effect the level of aid given by the richer nations? How will it effect the chartiable funds? Any comments.…
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Halifax Web Saver Reward (July '08 offer)
Is there a limit to the number of withdrawals on this version of Halifax's Web Saver Reward?
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Crude oil at a record low - investment opportunity?
Hi there all, now first let me say my financial knowledge is next to zero (but for the few nuggets of wisdom that I've absorbed from this site and it's users), and what I'm writing below isn't an overly serious suggestion. Anyway, watching the news these days you won't have failed to notice that Crude Oil is at an all time…
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Any news on citibank?
Just wondered if anyone with Egg accounts has heard any news on citibank lately? I know share price has dropped again, but haven't heard how wobbly they are. I've just topped up my fixed 6.3% account, but feeling a bit twitchy as all my money is in there. :(
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10% return per year on your investment over 10 years.
I am sure that alot of you would agree with me that i am not happy with the current interest rate on my savings. 2% is no where near what i would like to earn on my hard earned money. I have seen a company where you can invest a minimum of £100, and a maximum of £10,000 and you will get a 10% return on your investment per…
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What's the definition of "emergency"? Anglo-Irish bank fixed rate product
I'm looking at putting something in the 5% account, fixed for one year. I was looking at the T&Cs. Basically the penalty is 60 days interest if you withdraw early, which you can only do in the event of an emergency. Do they need to agree that the event is an emergency? Or can you have your own reasons like: a. worried…
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cash isa v s&s isa
have received my icesave isa investment certificate and now wondering whether to reinvest ina fixed cash isa at 4.5% or put it into the unknown of a stocks and shares isa. as shares are pretty low and can only go up in the long term is this the right time to invest or wait till well into 2009?
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Kaupthing Edge (ING) rates ...
Just looked at my Kaupthing Edge or should I say ING account, and the interest rate has dropped from 4.55% to yes you guessed it 3.55%... :eek: AER!!! (From 19 December 2008) This equates to only 3.49% gross Last time, the email about the rate drop had taken ages to arrive. I bet this next email will arrive next week. :p…
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Halifax Regular Saver - Rate dropping tomorrow
I can't see it already posted - the rate drop tonight to 5% (new accounts).
